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Health programs

As Australia’s largest not-for-profit health fund, we put our member’s health first. That’s why we offer a range of holistic health programs to give members the support they need wherever they're at in their health journey.

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We’re here for you on your health journey

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Free mental wellbeing check-in

Get faster, easier access to qualified mental health professionals with a HealthyMinds Check-in*, now with tailored support for teens aged 12 to 17.
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A GP at your fingertips

Access a range of services like medical certificates for work and prescription medicines with GP2U^ at discounted rates.
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Preventative health checks

Stay on top of your health with preventative skin, heart and diabetes health screenings+.
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Online psychological support

Extras cover gives members access to a range of treatment programs to improve mental challenges like stress, anxiety and depression.
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Maintain a healthier weight

Join the evidence-based CSIRO Total Wellbeing Diet# and learn how to improve lifestyle habits.
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Save on general health needs

Members with cover for health management programs can also save on gym memberships, weight loss programs and more**.
An illustration of a person standing next to a giant phone with the HCF healthful app display on it.

GET GOING, KEEP GOING WITH THE HCF HEALTHFUL APP

  • Find your personalised Health Score and improve your overall health and wellbeing.
  • Track and manage your health in real-time with help from a 24/7 digital coach.
  • Set practical goals and connect to evidence-based health programs to help you achieve them.
Explore HCF Healthful

Manage your health

Take control of your health and work towards building healthier habits with programs designed to support you on your health journey.

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Weight management

Eligible members can develop healthier habits, manage their weight, and prevent the risk of health conditions with evidence-based programs, while working towards their goals.

Discover a healthier you
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Heart health and diabetes

Eligible members with heart conditions or diabetes can access a range of preventative and management programs, like The COACH Program^^, Cardihab^^ and more.

Find the right programs
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Joint health

Work towards reducing pain in your joints, improving mobility and getting back to doing more of the things you enjoy by accessing one of our joint health programs++.

Learn about our programs

health programs for the family

Find the right support for you and your loved ones with health programs and resources designed for the family.

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Online GP consultations

Our partnership with GP2U, an online video GP service, makes it easier for eligible members to access telehealth services at discounted rates^.

Access a GP online
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Mental wellbeing support for kids

Kids aged 4 to 11 can access educational and support programs to help them manage their big feelings and emotional challenges with Calm Kid Central##.

Learn about Calm Kid Central
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Healthy eating for families

Families with kids aged 0 to 17 can access healthy eating resources to keep children healthy and support their nutritional needs***.

Find healthy eating resources

Mental wellbeing support

We’ve brought together a range of programs to support your mental wellbeing, no matter what life brings, giving you the freedom to choose what works best for you.

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Sleep support

Identify sleep issues, build better sleeping habits, learn how to improve your sleep, and access personalised tools through our partnership with Sleepfit^^^.

Discover better sleep
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Mental health support

To help you and your family look after your mental wellbeing, eligible members can access one annual confidential HealthyMinds Check-in* at no cost, now with tailored support for teens aged 12 to 17.

Book your check-in
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Alcohol support

Get anonymous access to a supportive environment and community, to set and work towards alcohol related behaviour-change goals and additional mental health support+++.

Get the help you need

Looking for more health resources?

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Preparing for hospital guides

Prepare for hospital with our guides, learn about common procedures and check average out-of-pocket costs for members with our cost indicator tool.

Discover how to prepare for hospital
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Health insights and inspiration

Get expert insights on improving your overall health, learn about health conditions and treatments, and read real-life stories.

Health Agenda hub
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Second opinion

Eligible members can rely on our network of Australian-based medical specialists to get a free second opinion on a health condition you’re worried about###.

Get a second opinion

Looking for more information about our health programs?

We've answered some common questions to help you get the information you need.

We offer a wide range holistic health programs, including mental wellbeing, health management, and family and kids support programs to help eligible members stay healthy, reach their health goals and manage health conditions. We’re committed to investing in new ways to support them on their health journey.

Access to our health programs will depend on:

  • your level of hospital cover
  • your level of extras cover
  • your age (specifically for kids or family programs)
  • if you have a pre-existing condition (like diabetes or a heart condition)
  • if you’ve been referred by a clinician.

Some health and wellbeing programs like the HealthyMinds mental wellbeing check-in* are available to all HCF members with hospital cover. If there’s a particular health program you’re looking for, check what’s included under the program’s eligibility that can be found on their dedicated webpage.

Find health insurance cover

We’ve partnered with hundreds of medical specialists, hospitals and extras providers across Australia to help members lower their out-of-pocket costs, access and find the health support they’re looking for.

Choosing one of our participating providers can help reduce your costs for medical treatments while in hospital and lower your out-of-pocket costs on extras like dental, physio, chiro, osteo and remedial massage.

We also have HCF Dental Centres across Sydney, Melbourne, Brisbane, and Canberra, along with HCF Eyecare Centres in Sydney, so you can access a wide range of affordable and high-quality dental and optical services as an HCF member.

Find a provider near you*

* Our network of healthcare providers changes often. Please check that your provider is part of our network before you book or attend an appointment. Except for HCF Dental or Eye Centres, HCF is not responsible for the conduct of any provider and does not endorse them.

At HCF, we want to help members make informed decisions about their health no matter where they’re at in their health journey. Our medical resources, like free heart health checks for eligible members+, are designed to give you the insights and information you need to feel reassured when it comes to your healthcare.

See more medical resources

Yes, HCF offers treatment at home options for eligible members**** through our network of hospital treatment substitute providers. This allows members to receive certain treatments in the comfort of their home rather than in a hospital. Some of these treatments include:

  • intravenous (IV) therapy antibiotics
  • complex wound care with negative pressure wound therapy
  • rehabilitation after a hip or knee replacement
  • IV chemotherapy.

See our treatment at home providers

We offer a wide range holistic health programs, including mental wellbeing, health management, and family and kids support programs to help eligible members stay healthy, reach their health goals and manage health conditions. We’re committed to investing in new ways to support them on their health journey.

Access to our health programs will depend on:

  • your level of hospital cover
  • your level of extras cover
  • your age (specifically for kids or family programs)
  • if you have a pre-existing condition (like diabetes or a heart condition)
  • if you’ve been referred by a clinician.

Some health and wellbeing programs like the HealthyMinds mental wellbeing check-in* are available to all HCF members with hospital cover. If there’s a particular health program you’re looking for, check what’s included under the program’s eligibility that can be found on their dedicated webpage.

Find health insurance cover

We’ve partnered with hundreds of medical specialists, hospitals and extras providers across Australia to help members lower their out-of-pocket costs, access and find the health support they’re looking for.

Choosing one of our participating providers can help reduce your costs for medical treatments while in hospital and lower your out-of-pocket costs on extras like dental, physio, chiro, osteo and remedial massage.

We also have HCF Dental Centres across Sydney, Melbourne, Brisbane, and Canberra, along with HCF Eyecare Centres in Sydney, so you can access a wide range of affordable and high-quality dental and optical services as an HCF member.

Find a provider near you*

* Our network of healthcare providers changes often. Please check that your provider is part of our network before you book or attend an appointment. Except for HCF Dental or Eye Centres, HCF is not responsible for the conduct of any provider and does not endorse them.

At HCF, we want to help members make informed decisions about their health no matter where they’re at in their health journey. Our medical resources, like free heart health checks for eligible members+, are designed to give you the insights and information you need to feel reassured when it comes to your healthcare.

See more medical resources

Yes, HCF offers treatment at home options for eligible members**** through our network of hospital treatment substitute providers. This allows members to receive certain treatments in the comfort of their home rather than in a hospital. Some of these treatments include:

  • intravenous (IV) therapy antibiotics
  • complex wound care with negative pressure wound therapy
  • rehabilitation after a hip or knee replacement
  • IV chemotherapy.

See our treatment at home providers

Important Information

* 1 HealthyMinds Check-in available per member per calendar year. Service is available free to all members with hospital cover. Excludes extras only, Ambulance Only, Accident Only Basic and Overseas Visitors Health Cover. Eligible members under 16 years old may need to have a parent or guardian present.  

^ Eligibility criteria applies. For more information see hcf.com.au/gp2u

+ Eligibility criteria applies. For more information see hcf.com.au/victorchang

# Eligibility criteria applies. For more information see hcf.com.au/csiro-total-wellbeing-diet

** Eligibility criteria applies. For more information see hcf.com.au/manage-your-health

^^ Eligibility criteria apply. For more information visit hcf.com.au/heart-health-programs

++ Eligibility criteria apply. For more information visit hcf.com.au/joint-health-programs

## Eligibility criteria applies. For more information see hcf.com.au/calmkids

*** Eligibility criteria applies. For more information see hcf.com.au/healthyfamilies

^^^ Eligibility criteria applies. For more information see hcf.com.au/sleepfit

+++ Eligibility criteria applies. For more information see hcf.com.au/daybreak

### You must have had hospital cover for 12 months and a specialist consultation to use this service. Excludes Accident Only Basic cover, conditions apply.

**** Available with HCF-contracted providers, subject to your location and your hospital cover. Waiting periods apply. You must have a suitable home environment to be treated in.

 

HCF acknowledges the traditional custodians of the lands and water upon which we work and live. We acknowledge Aboriginal and Torres Strait Islander peoples’ rich history as traditional healers and scientists, who have taken care of the health of the land and its people for thousands of years. We give thanks to elders past and present, who we have much to learn from on our reconciliation journey. View our Reconciliation Action Plan