Travel insurance

Planning a trip? We’ve got you covered.   

Heading overseas? Choose from budget, comprehensive or annual plans that cover medical and dental expenses, delays, lost luggage and more. Staying closer to home? We cover Australian domestic travel too.

HCF members SAVE UP TO 20%

If you’re an HCF member you can save up to 20% on our travel insurance. It’s our way of saying thanks. Not a member? Switch now to take advantage of all the benefits we offer.

Travel insurance plans

Annual multi-trip

Annual cover for international and domestic trips of up to 60 days (over a period of 12 months).

Dependant kids under 25 are covered too. This plan is available to under 70s. 

International comprehensive

International travel insurance for you and dependant kids under 25. Optional benefits include cruise, snow and specified items cover. 

Australian comprehensive

Cover for trips within Australia, or cruises in Australian waters. There are no age restrictions and dependant kids under 25 are covered too.

Elements travel plan

Budget overseas travel insurance – includes medical (excluding pre-existing conditions) dental, cancellation expenses and lost luggage cover.

Available to under 65s. 

Domestic cancellation

Non-resident visiting or temporarily working in Australia? This plan covers cancellation costs and additional expenses, such as accommodation and meals, while you’re here.

Covers you and any dependant kids under 25.


HCF travel insurance Product Disclosure Statement


Travel insurance - Financial Services Guide

136.1KB PDF

Non-traveller medical appraisal form



HCF Travel Insurance is issued by QBE Insurance (Australia) Ltd ABN 78 003 191 035 (AFSL No. 239545). Before you apply, you should read the Product Disclosure Statement and Financial Services Guide and consider if this cover is appropriate for your objectives, financial situation or needs, as the information we have provided does not take these into account.