Travel Insurance

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If you’re an HCF member you can save 25% on Travel Insurance with our promo code. To get the code just follow these 2 simple steps:

  1. Log in to our My Membership app or online member services
  2. Head to the travel section of the HCF Thank You page to find the code.

Happy travelling!

Get the code

Travelling the world is one of life's greatest joys

Whether it's a relaxing beach getaway or an adventure-packed skiing trip*, holidays with family and friends are all about creating life rich memories. We can help with your Travel Insurance needs, so make us the first of your must-see travel destinations.

Travel Insurance

Jetting or cruising off on your next adventure should be easy and enjoyable. Travel insurance can help minimise the cost if something goes wrong. That’s why we work with one of Australia’s leading travel insurance and emergency medical assistance providers, Allianz Global Assistance. They’re available 24/7 while you’re overseas to help you through any sticky situations.

 24/7 emergency assistance
Travel overseas with the knowledge that there are Australian-based nurses and call centre staff available 24/7 to help you when you need it.

Simple and easy claims process
If something happens while you’re away, don’t let it ruin your holiday. Making a claim is straight forward, so you don’t have to spend too much time on paperwork.

Flexible cover
Choose from a range of travel insurance options.

Plus other great features and benefits:

HCF Travel Insurance offers:
  • Cover for overseas emergency medical and hospital expenses*
  • Cover for loss of luggage and travel delays*
  • Cover for theft of luggage*, cash and credit cards* (not available on Domestic plan)
  • Loss of income included in Comprehensive and Multi-trip plans*
  • Optional Snow, Cruise, and Adventure cover*

How to make a claim


  • Over the phone
    Call Allianz Global Assistance for 24 hour emergency assistance on:
    +61 7 3305 7499 (reverse charge from overseas)
    1800 010 075 (within Australia)
  • Online – any time
    For a fast and easy way to claim, you can submit online at


  • Online
    Download the claim form and submit your claim, with supporting documents, online 24 hours a day / 7 days a week.
  • Post
    Download a claim form and send the completed form and your supporting documents to: PO Box 12090, Melbourne, VIC 8006.
  • By Phone
    Contact QBE on 1300 555 017 (or +61 3 8523 2777 if you’re overseas)


* Terms, conditions, limits and exclusions apply. Sub-limits apply to particular kinds of losses or claims. You do not have cover under certain sections while travelling in Australia. Please refer to the Product Disclosure Statement for full details.

Travel insurance is issued and managed by AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 trading as Allianz Global Assistance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz). The Hospitals Contribution Fund of Australia Ltd ABN 68 000 026 746 AFSL 241414 (HCF) arranges this insurance as agent for Allianz. Terms, conditions, limits and exclusions apply.  Neither HCF nor any of its other related companies guarantee the benefits payable under the insurance.  Any advice contained in this website is general advice only and does not take into account your objectives, financial position or needs (‘your circumstances’).  Before making a decision to purchase or continue to hold this cover, please consider whether any advice is appropriate for your circumstances, as well as the relevant Product Disclosure Statement and Financial Services Guide.  Allianz and/or Allianz Global Assistance do not provide any advice on this insurance based on any consideration of your objectives, financial situation or needs.  Where any advice is provided by HCF or its representatives, it is provided on behalf of HCF and not on behalf of the insurer Allianz or its agent Allianz Global Assistance. Allianz and/or Allianz Global Assistance are not responsible for any such advice. If you purchase a policy, we receive a commission which is a percentage of your premium – ask us for more details before we provide you with any services on this product.