HELP WHEN YOU NEED IT MOST

We've postponed our scheduled premium increase until at least 1 October 2020. We'll be in touch with all of our members about the delayed increase.

Our priority is our members who are struggling financially - if you were a member with us before 31 March 2020 and have hospital only or hospital and extras cover (excluding Overseas Visitors Health Cover and Ambulance Only cover) and have become unemployed or stood down through no fault of your own, we’ll pay your premiums for up to 6 months and you’ll still be covered during that time. If you joined us on or after 1 April 2020 a 12-month waiting period applies.

We've created a dedicated COVID-19 Hardship Team to talk you through your options. So if you're worried and struggling to pay your premiums please call us 13 13 34 so we can help.

More about financial support

YOU'RE COVERED WITH HCF DURING COVID-19

Life as we know it might have changed temporarily but we’re still here for you, just like we were before coronavirus. To support you in these times we're:

  • Covering COVID-19 related hospital claims for members with hospital cover (excluding Overseas Visitors Health Cover)*.
  • Providing information about cancelled or delayed elective surgeries and what to do now they’re restarting in public and private hospitals
  • Supporting your health needs with access to telehealth services, like physio or birthing classes, from HCF-recognised providers, for our eligible members until 30 June 2020
  • Helping you navigate these stressful times with a holistic mental health wellbeing program that can guide you to the right care, at the right time
More on member support

TREATMENT AT HOME

Enjoy the freedom to choose how and where you’re treated. We’ve chosen to pay for hospital-substitute treatment (or HST) so eligible members+ can be treated in the comfort of home where possible. If your treating doctor agrees, your hospital benefits will cover HST treatments like IV therapies (including chemotherapy), wound care and rehabilitation that would have meant a hospital stay before.
 

EXPERT HEALTH ADVICE JUST A CALL AWAY

Members are asking for more help in these uncertain times so we’ve launched a nurse helpline for COVID-19. Speak to experienced nurses for expert health advice (including about coronavirus), connections to extra resources and help with next steps. Call 13 13 34 Monday-Friday from 9am-5pm (AEST/AEDT) and ask to speak to a nurse.

WE'VE HAD TO CLOSE SOME OF OUR DOORS FOR A LITTLE WHILE

To protect your health, and ours, we’ve made the tough call to close some of our doors. In our network:

  • Call centres are open as normal, we’d appreciate your patience if you have to wait a little longer
  • HCF Dental and Eyecare Centres are back to business as usual. Which means you can book a routine dental or eyecare appointment
  • Our branches are closed across the country but we’re working to redeploy our teams so they can help members through our other contact channels.
See service updates

COVIDSafe app

While Australia’s COVID-19 situation has played out differently in states across the country, the federal government is encouraging all Australians to download its new contact tracing app, COVIDSafe.

Downloading COVIDSafe is voluntary, however the government says it’s a vital part of us getting back to normal and needs more Australians to sign up. That’s because the app uses Bluetooth to do a digital handshake with other mobile phones, making it easier to know when someone’s been near a positive case. People can then be traced, tested and treated faster and our communities can stay on top of further outbreaks.

You can download it on the Department of Health's website https://lnkd.in/gWmBtJR or by searching COVIDSafe in your phone’s app store.

Ways to connect with us

CALL US TODAY

Our team of friendly experts are here to answer your questions on how we can help during this time. We’re open: Mon-Fri 8am-8pm, Sat-Sun 9am-5pm (AEST/AEDT). Call 13 13 34.

SEND AN EMAIL

Head over to our Contact Us page and complete the form to send us an email.

USE THE APP

The My Membership app is the easiest way to stay on top of your health insurance admin – no matter where you are, or what time of day it is.

LOG IN ONLINE

Managing your account on the go is easy with our Online Member Services tool.

WE LIKE TO SAY THANK YOU

We’re proud to have so many members who’ve chosen us as their health partner. To show our appreciation, our loyalty program, HCF Thank You, gives members access to services, programs and discounts from great partner brands. The longer you stay with us, the more ways we get to say thank you*. Here are just some examples of our recent offers:

  • 10% Off Priceline e-Gift Cards
  • 10% Off Rebel e-Gift Cards
  • 10% Off Booktopia
  • 6% Off Myer e-Gift Cards
Log in to online member services

IMPORTANT INFORMATION

*For a small number of policies that wouldn’t normally cover all COVID-19 related hospital claims, we’ve extended your policy to make sure you’re covered. This cover extension applies until 30 September 2020 and it’s at no extra cost. Overseas Visitors Health Cover members should check their product information to see if they’re covered.
+
You must be a current member of HCF, have served waiting periods for pre-existing conditions, be covered for the treatment you’re having if you were admitted to hospital, require treatment you would have had to stay in hospital for, live in an area served by an HCF-contracted HST provider and have a suitable home environment to be treated in.

UNCERTAIN TIMES CALL FOR UNCOMMON CARE

At HCF, Australia’s largest not-for-profit health fund, we’ve put the care of our members first for nearly 90 years. And care has never counted more than now. With HCF, you get:

  • Help paying premiums; If you've been with us for 12 months and have hospital only or hospital and extras cover (excluding Overseas Visitors Health Cover and Ambulance Only cover) and have become unemployed through no fault of your own, we’ll pay your premiums for up to 6 months and you’ll still be covered during that time
  • Access to our holistic mental health and wellbeing program - giving support quicker and easier than before.
  • A wider range of treatment options in the comfort of your own home such as chemo, rehabilitation after knee or hip surgery, intravenous antibiotics and complex wound care+
  • More benefits back for every dollar paid in premiums than the industry average**
  • A no out-of-pockets^^ experience with Australia’s first no-gap pregnancy cover with Sydney Adventist Hospital
  • Peace of mind that HCF is Australia’s most-trusted++ health fund
Find more reasons to join HCF

MENTAL HEALTH SUPPORT THAT’S GOT YOU COVERED

At HCF we understand the importance of mental health, especially in times like these. That’s why we’re giving eligible members access to our holistic mental wellbeing program and the flexibility to choose what works for you. It’s not just about guiding you to the right care at the right time, but getting you the mental health support you need, quicker and easier than before. Because uncertain times call for uncommon care.
 
Learn more

A GP AT YOUR FINGERTIPS

Our partnership with GP2U, a convenient online video GP service, makes it easier for you to access telehealth services.  

As part of the changes introduced because of COVID-19 you can now have bulk-billed online GP consultations through our partner GP2U on  1300 472 866 or you may be able to access bulk-billed online GP services with your current provider.
 
Learn more
*For a small number of policies that wouldn’t normally cover all COVID-19 related hospital claims, we’ve extended your policy to make sure you’re covered. This cover extension applies until 30 September 2020 and it’s at no extra cost. Overseas Visitors Health Cover members should check their product information to see if they’re covered.
+Available with HCF contracted providers, subject to your location and your hospital cover. Waiting periods apply.
**2019 Year in Review.
^^Available with selected obstetricians. Eligibility criteria and 12 month waiting period apply. Excludes excess.
++Roy Morgan Net Trust Survey 2018 & 2019.