HCF APP

Use our app to claim for extras, check your remaining limits, update your cover details and much more.

Travel insurance

Planning a trip? HCF has got you covered. Choose from three plans that cover international and domestic travel.

Access medical resources

Heart checks, hospital stats, procedure guides and more.

Manage your health

Programs and resources to set you up for a healthier future.

Joining Australia’s largest not-for-profit health fund is easy

Switch to HCF for uncommon care and see what all the ‘un’ is about;

  • No need to re-serve waiting periods for benefits previously covered. UNderstanding
  • Obligation free health fund cover check up. UNcomplicated
  • Switch your health fund to HCF fast. UNder 15 minutes
  • Get a 30 day money-back cooling off period. UNderstanding
  • Switch at any time of the year. UNcomplicated

PLUS; We’ll waiver any extras waiting periods, of less than 12 months, on hospital and extras packages#.

Find out more

HCF members can
save up to 15%
on pet insurance **

WEIGHT MANAGEMENT PROGRAMS

Weight loss programs for members with type 2 diabetes, heart conditions or osteoarthritis.

  • Meal replacement weight loss programs
  • Online tracking to chart your progress
  • Personal phone and email support

GP2U

We know it can be hard to make time to manage your health. That's why we’ve partnered with GP2U, a convenient online GP service.

Online GP consultations can’t be claimed from Medicare or private health funds, but HCF members get a discount on GP2U’s standard rates (which start at $69 for 15 minutes).

**Please note that HCF Pet Insurance and HCF Travel Insurance are general insurance products and are not part of the health insurance business of The Hospitals Contribution Fund of Australia Limited ABN 68 000 026 746 AFSL 241414 (HCF). HCF Pet Insurance is issued by The Hollard Insurance Company Pty Ltd AFSL 241436, distributed and promoted by HCF, and administered by Petsure (Australia) Pty Ltd AFSL 420183. HCF Travel Insurance is issued and managed by AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631, trading as Allianz Global Assistance, as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 23708 (Allianz). HCF arranges this insurance as agent for Allianz.

#Offer only available to new members taking out HCF Hospital and Extras cover.  Waiting periods under the HCF Hospital cover will continue to apply. Waiting periods under HCF Extras cover, other than the 2 or 6 month waiting periods, will continue to apply.

We do not provide any advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits, and exclusions apply. Before making a decision, please consider the relevant Product Disclosure Statement and  Financial Services Guide available at hcf.com.au/petinsurance and hcf.com.au/travel. If you purchase either of these insurances, HCF will receive a commission that is a percentage of the premium. Please contact us if you would like further details.