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  • What does a women’s health physio do? Have you put a health issue like incontinence or pelvic pain in the too-hard basket? A women’s health physio could set you on a path to better health. https://www.hcf.com.au/health-agenda/women/conditions/womens-health-physio
  • Restless leg syndrome: signs, causes and treatments Restless leg syndrome can cause discomfort, pain and sleep disturbance. But what is it, why does it happen and how can you relieve your symptoms? https://www.hcf.com.au/health-agenda/health-care/common-conditions/what-is-restless-leg-syndrome
  • Are you getting enough iron? As nutrients go, iron is up there as one of the most essential – but many of us struggle to get enough. Here are some iron-rich foods and a refresher on why you need them. https://www.hcf.com.au/health-agenda/food-diet/nutrition/iron-rich-foods
  • Could you have a dust mite allergy? Dust mites are a common allergen, but for the squeamish among us, they’re not a pleasant thought. Here’s what you can do if you think you’re allergic to dust mites. https://www.hcf.com.au/health-agenda/health-care/common-conditions/dust-mite-allergy
  • What is hearing loss and what can you do about it? Have trouble following conversations in a noisy room? You might be one of the many Australians affected by hearing loss. https://www.hcf.com.au/health-agenda/health-care/common-conditions/hearing-loss
  • What to wear to medical tests What you wear for medical tests can make your experience safer, more comfortable and a lot less awkward. Here’s what to expect and how to prepare. https://www.hcf.com.au/health-agenda/health-care/treatments-and-procedures/what-to-wear-to-medical-tests
  • Signs your child could need speech therapy From baby babble to pre-school chatter, language skills are crucial for children to communicate. Here’s what to do if your child isn’t meeting speech milestones. https://www.hcf.com.au/health-agenda/work-life/family/does-your-child-need-a-speech-pathologist
  • 11 types of dental health specialists Dentists aren’t the only oral health experts – there’s a whole host of professionals helping to look after your teeth. Here’s an explainer of who’s who in dental health. https://www.hcf.com.au/health-agenda/health-care/treatments-and-procedures/whos-who-in-dental-health
  • Tendonitis: symptoms, treatment and prevention The pain of tendonitis can be treatable, and it doesn’t have to mean giving up the activities you love. Find out more about this common condition. https://www.hcf.com.au/health-agenda/health-care/common-conditions/what-is-tendonitis
  • Why it’s so important to get the flu shot this year Medical practitioners recommend getting the flu shot every year, but experts say the seasonal flu vaccine is even more important in 2022. Here’s why. https://www.hcf.com.au/health-agenda/health-care/treatments-and-procedures/why-get-flu-shot
  • Shingles: symptoms, treatment and prevention Shingles – a reactivation of the chickenpox virus – is a common condition. Learn how to spot the signs, who’s most at risk and treatment options available. https://www.hcf.com.au/health-agenda/health-care/common-conditions/shingles-symptoms-and-treatment
  • Getting pregnant with endometriosis: Fertility facts Getting pregnant with endometriosis is a reality for many women. It can affect fertility, but there is help on hand for those navigating the disorder. https://www.hcf.com.au/health-agenda/health-care/endometriosis/pregnancy-and-fertility
  • What does skin cancer look like? How to spot the signs Australia’s skin cancer rates are some of the highest in the world – but regular skin checks and sun safety can help with early detection and prevention. https://www.hcf.com.au/health-agenda/health-care/common-conditions/what-does-skin-cancer-look-like
  • How to get the most out of your GP appointment Maximising your time with your doctor can bring real health benefits. Here’s why preparation is key to getting more out of your GP appointments. https://www.hcf.com.au/health-agenda/health-care/treatments-and-procedures/how-to-get-the-most-out-of-your-gp-visit
  • 5 ways your health cover can help improve your wellbeing From extras that will keep you moving to essential health checks and programs that support your wellbeing, here’s how your health cover can help improve your wellbeing. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/staying-healthy-private-health-cover
  • How to keep your health cover if you're struggling financially Your health is our priority, so we’ve made important changes to make sure you’re covered for COVID-19 and to give you financial support if you need it during these difficult and challenging times. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/keep-health-insurance-cover-coronavirus
  • How to make the most of your extras over Getting the most out of your extras covers means more money saved, and a boost to your family’s health and wellbeing. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/value-from-extras-cover
  • Can you claim prescriptions and PBS medications? Here’s what you need to know about claiming for prescription medicines and PBS medications through your private health cover. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/drugs-and-health-cover
  • 5 tips for healthy ageing and how your HCF health cover can help Take charge of your health and increase your chances of living a longer, happier life with help from your health cover. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/healthy-ageing
  • Extras cover to safeguard your health A key highlight of HCF’s story of innovation is when we introduced extras cover in 1975, helping Australians access services for better health and wellbeing. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/cover-the-gap
  • Prevention is best: how to get more back with HCF extras Your private health cover isn’t just for when you’re sick – it can also keep you healthier for longer. Here’s how to get more value out of your HCF extras. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/hcf-extras-value
  • Health checks by age: are you up to date? Your guide to staying on top of your health with the right screening checks for every life stage and age. https://www.hcf.com.au/health-agenda/health-care/treatments-and-procedures/health-checks-by-age-the-tests-you-should-be-having
  • Prostate cancer: treatment options Prostate cancer treatment, if detected early, can be highly effective, with many options now available. Prostate cancer is the most commonly diagnosed cancer in men in Australia. Here’s what you need to know. https://www.hcf.com.au/health-agenda/health-care/common-conditions/prostate-cancer-treatment
  • Do I need glasses? Common signs and symptoms Squinting? Prone to headaches? Trouble focusing? These are all signs you could be part of a growing majority of Aussies who need glasses. https://www.hcf.com.au/health-agenda/health-care/common-conditions/do-i-need-glasses
  • Do you have a healthy resting heart rate? What is a normal heart rate and what can you learn about your health from checking your pulse? We ask the experts. https://www.hcf.com.au/health-agenda/body-mind/physical-health/heart-rate-maximise-work-out
  • How to make the most of your HCF extras cover Did you claim all you could on your health insurance last year? Protect your health and your wallet by making the most of your HCF extras cover over the next 12 months. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/plan-your-extras-cover
  • Time to reset your health? 5 healthy habits to try Want to reset your health but don’t know where to start? Here are five unexpected healthy habits to incorporate into your daily routine. https://www.hcf.com.au/health-agenda/body-mind/physical-health/healthy-habits-for-a-health-reset
  • 10 common dental health myths busted Here's how to separate fact from fiction and make good choices about your dental health. https://www.hcf.com.au/health-agenda/health-care/common-conditions/dental-health-myths
  • Shedding light on lesser-known and less common cancers Unlike breast and lung cancer, not all cancers are well known. But that doesn’t mean they’re any less important to know about. https://www.hcf.com.au/health-agenda/health-care/common-conditions/forgotten-cancers
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When applying for HCF Life Protect Insurance we’ll ask you some questions about your health, lifestyle and other factors. When answering these questions, please remember you have a duty to take reasonable care not to make a misrepresentation. A misrepresentation includes a statement that is false, partially false, or which doesn’t fairly reflect the truth. It’s not a misrepresentation if you don’t answer a question or if your answer is obviously incomplete or irrelevant to the question asked. So it’s important that you answer any questions in the application process honestly and correctly, and to the best of your knowledge. The duty applies until we issue your cover and extends to making changes to your policy and reinstatements.

This insurance cover is provided under a consumer insurance contract. Your answers to these questions affect the terms and conditions of your cover. If you don’t comply with this duty, we may change the terms of your policy or treat your policy as if it never existed. This may result in your benefit being reduced or denied. 

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