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  • When should you get life insurance? Major life changes like buying a house or retiring are important times to review your life insurance to make sure you and your family are protected if the unexpected happens. https://www.hcf.com.au/health-agenda/work-life/family/when-to-get-life-insurance
  • How to get the most out of your GP appointment Maximising your time with your doctor can bring real health benefits. Here’s why preparation is key to getting more out of your GP appointments. https://www.hcf.com.au/health-agenda/health-care/treatments-and-procedures/how-to-get-the-most-out-of-your-gp-visit
  • Top 7 reasons to have private health cover With the rising cost of living, investing in your health is one of the best ways you can future-proof your wellbeing, get treatment faster and even save money. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/reasons-to-get-private-health-insurance
  • What is LHC loading and why do some people have to pay it? If you take out hospital cover early enough, you can avoid paying Lifetime Health Cover (LHC) loading. Find out how it works – and the money you could be saving. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/lifetime-health-cover
  • How to keep your health cover if you're struggling financially Your health is our priority, so we’ve made important changes to make sure you’re covered for COVID-19 and to give you financial support if you need it during these difficult and challenging times. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/keep-health-insurance-cover-coronavirus
  • Inpatient vs outpatient – what's the difference? We explain the difference between inpatient and outpatient hospital services – what these terms mean when you go to hospital.  https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/inpatient-vs-outpatient-services
  • Do you need to update your private health cover? Get the most out of your cover by making sure your private health insurance is right for you and your life stage. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/when-to-update-your-health-insurance-policy
  • Health cover explained: What is a pre-existing condition? What is a pre-existing condition? And how can it affect your private health insurance? Let’s find out. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/pre-existing-conditions-health-insurance
  • A NEW INNOVATION IN INSURANCE HCF has recently launched Australia’s first on-demand accidental injury cover, a new innovation in insurance designed for people who need quick and simple cover for a day, a week, or even longer. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/Aussie-first-on-demand-accidental-insurance
  • How HCF is making out-of-pocket costs more transparent HCF’s Chief Medical Officer Dr Andrew Cottrill explains how HCF was one of the first healthcare funds to make out-of-pocket costs more transparent for our members. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/making-healthcare-costs-more-transparent
  • Extras cover to safeguard your health A key highlight of HCF’s story of innovation is when we introduced extras cover in 1975, helping Australians access services for better health and wellbeing. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/cover-the-gap
  • What to ask about your prescription medication Got a script for a new medication? Ask your GP and pharmacist these key questions to stay informed and manage your health confidently. https://www.hcf.com.au/health-agenda/health-care/treatments-and-procedures/generic-versus-brand-name-medicine
  • How HCF Life Insurance helps cover your recovery Prepare for unexpected illness or injury with our Recover Cover insurance. Let us focus on providing financial security, while you focus on getting better. https://www.hcf.com.au/health-agenda/health-care/research-and-insights/recover-cover
  • Understanding and managing dental anxiety Good dental health impacts our general wellbeing, which is why overcoming dental anxiety is so important. Here are some expert tips to give you something to smile about. https://www.hcf.com.au/health-agenda/health-care/treatments-and-procedures/do-you-avoid-visiting-the-dentist
  • Should you be a private patient in a public hospital? Should you use your private health cover if you find yourself in a public hospital? Here are some important points to consider before deciding. https://www.hcf.com.au/health-agenda/health-care/treatments-and-procedures/private-patient-in-public-hospital
  • Can you claim prescriptions and PBS medications? Here’s what you need to know about claiming for prescription medicines and PBS medications through your private health cover. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/drugs-and-health-cover
  • Community rating and private health insurance: a fair deal for all Thanks to community rating, you won’t pay more for your health insurance because you’re getting older, or have health issues. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/community-rating
  • My Health Record: what you need to know My Health Record: what do you need to know? These four facts can help you make an informed decision about opting in and your privacy settings. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/my-health-record
  • A guide to health cover for over 50s Growing older can bring unique health priorities and challenges like chronic diseases, weight management and joint issues. Here’s how to maximise your health cover to get the best value in your 50s and beyond. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/health-cover-over-50s
  • Common private health cover terms explained Health cover can be confusing and full of jargon. We’re keeping things simple with this no-nonsense guide to help you decode some of the most common terms. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/health-insurance-terms-explained
  • How private health cover can help young people Is private health insurance worth it? Even if you’re young and healthy, our programs and services help young people take charge of their health. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/benefits-of-private-health-insurance-young-people
  • 7 things you didn’t know about HCF health cover Did you know your health is our priority? That's why we offer a range of unique benefits for eligible members with hospital cover. From mental health support and treatment at home to a choice of excess, we've got you covered. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/HCF-private-health-cover-benefits
  • Informed clinical consent: what you need to know What does clinical consent mean for your health care? Plus how you ensure you’re fully informed about your procedure and any extra costs. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/informed-clinical-consent
  • What are private health insurance waiting periods? Confused about waiting periods? Here’s what you need to know about hospital cover, extras cover and how long you may have to wait before claiming. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/private-health-insurance-waiting-periods-questions
  • 8 ways to get more value from your HCF health cover From 100% back on popular extras to joining our health and wellbeing programs, here’s how to get more value from your HCF health cover. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/benefits-of-hcf-cover
  • Supporting families by putting money where our members are With the rising cost in living, it’s important to know your health cover provides value, is supporting your family and helping you to be your healthiest self. https://www.hcf.com.au/health-agenda/health-care/research-and-insights/hcf-money-where-our-members-are
  • HCF Research Foundation funding for healthy ageing The HCF Research Foundation’s Translational Research Grants will turn six innovative research projects into practical solutions for ageing Australians to live stronger, healthier and more enriching lives. https://www.hcf.com.au/health-agenda/health-care/research-and-insights/hcf-research-healthy-ageing
  • Life insurance explained: what you need to know Life insurance helps you stay prepared. Learn what it covers, the different types, and how to apply for the peace of mind you're looking for in uncertain times. https://www.hcf.com.au/health-agenda/work-life/family/life-insurance-explained
  • Unplanned pregnancy: understanding your options Understanding your options if you’re experiencing an unplanned pregnancy. https://www.hcf.com.au/health-agenda/women/pregnancy-birth-perinatal/unplanned
  • NO-GAP JOINTS PROGRAM: HOW IT HELPED JANET WITH HER KNEE REPLACEMENT SURGERY After a fall left Janet in acute pain and needing knee replacement surgery, she discovered the benefits of our No-Gap Joints program. https://www.hcf.com.au/health-agenda/body-mind/physical-health/janets-knee-replacement-surgery
  • Rest easy with our No-Gap Joints program Have you been delaying joint replacement surgery because it’s too daunting or haven’t been able to afford it? Our No-Gap Joints program makes it easy for you to take back control of your health. https://www.hcf.com.au/health-agenda/health-care/treatments-and-procedures/no-gap-joint-replacement
  • What to wear to medical tests What you wear for medical tests can make your experience safer, more comfortable and a lot less awkward. Here’s what to expect and how to prepare. https://www.hcf.com.au/health-agenda/health-care/treatments-and-procedures/what-to-wear-to-medical-tests
  • Tools to help you prep for hospital Follow one patient’s journey to learn how the private hospital process works. https://www.hcf.com.au/health-agenda/health-care/treatments-and-procedures/HCF-tools-to-help-you-prepare-for-hospital
  • 11 types of dental health specialists Dentists aren’t the only oral health experts – there’s a whole host of professionals helping to look after your teeth. Here’s an explainer of who’s who in dental health. https://www.hcf.com.au/health-agenda/health-care/treatments-and-procedures/whos-who-in-dental-health
  • How to support a child with ADHD with the right treatment The diagnosis and management of a child with ADHD is just the beginning. As a parent, it’s important to seek support and look after yourself too. https://www.hcf.com.au/health-agenda/work-life/family/ADHD-support-child
  • How HCF members are using their extras cover Whether you have HCF extras cover or are looking into it, here are some of the ways our members are getting value from their extras cover. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/how-to-use-extras-cover
  • 11 ways HCF is looking out for you and your family From having tonsils taken out to getting braces, looking after your child’s health can be expensive, but with HCF family cover you could save time and money. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/HCF-family-cover-benefits
  • 6 ways to reduce your hospital costs Getting the most out of your private hospital cover is more important than ever. So if you have a hospital stay coming up, here’s how to reduce your out-of-pocket costs. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/reduce-out-of-pocket-expenses
  • HCF extras cover: 10 common questions answered HCF extras cover can help you save on everyday health services and stay on top of your wellbeing. Here’s how to make the most of it. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/common-questions-about-HCF-extras-cover
  • How private health insurance can help you age better We’re living longer than ever, but we’re not always living well. Life longevity and quality of life are interconnected. Here's how investing in your wellbeing with private health insurance can transform how you age. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/age-well-with-private-health-insurance
  • What is body mass index (BMI) and does it really matter? Doctors are using body mass index less to assess obesity, as more accurate methods emerge. So, what’s replacing it – and why is BMI falling out of favour? https://www.hcf.com.au/health-agenda/body-mind/physical-health/is-BMI-still-relevant
  • Should you switch to a couples health cover policy? A couples health insurance policy can save you money and simplify your life admin. Here’s how to decide if couples health cover is right for your relationship. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/couples-policy
  • What is an end-of-life doula? A terminal diagnosis is scary and overwhelming. An end-of-life doula can provide practical and emotional support for you and your family. https://www.hcf.com.au/health-agenda/body-mind/mental-health/end-of-life-doula
  • How technology is shaping the future of healthcare New care models are reinventing the way we deliver healthcare services – from virtual consultations to treatment in the home – and this is just the start. https://www.hcf.com.au/health-agenda/health-care/treatments-and-procedures/future-of-healthcare
  • Realising the real-world benefits of AI in healthcare The use of AI in healthcare could transform how we prevent, diagnose and treat illness. Here’s the latest research making that happen. https://www.hcf.com.au/health-agenda/health-care/research-and-insights/ai-in-healthcare
  • How the HCF Research Foundation is shaping the future of health For 25 years, the HCF Research Foundation has backed Australia’s leading researchers to improve health outcomes and drive meaningful change in healthcare. https://www.hcf.com.au/health-agenda/health-care/research-and-insights/celebrating-hcf-research-foundation
  • What breakups mean for family or couple’s health insurance Breakups can be tough but updating your family or couple’s health insurance doesn’t have to be. Here’s what to do and how to keep your personal details secure. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/updating-family-or-couples-health-insurance-after-a-breakup
  • How in-home care helped Shirley live well on her own terms What started as a trip to visit her daughter turned into a life-changing diagnosis for Shirley. HCF’s in-home care program helped her reclaim her life. https://www.hcf.com.au/health-agenda/body-mind/physical-health/in-home-care-treatment-at-home
  • Reduce dental, physio and optical costs with extras cover Extras cover can help lower your out-of-pocket expenses when you get your teeth cleaned or your eyes checked. Here’s how to maximise the benefits. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/extras-cover-to-reduce-dental-optical-physio
  • Does HCF private health insurance cover you while travelling? From hospital visits, physio and remedial massage to ambulance trips – here's what your HCF private health insurance covers on holiday in Australia. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/phi-while-travelling