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  • Community rating and private health insurance: a fair deal for all Thanks to community rating, you won’t pay more for your health insurance because you’re getting older, or have health issues. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/community-rating
  • A guide to health cover for over 50s Growing older can bring unique health priorities and challenges like chronic diseases, weight management and joint issues. Here’s how to maximise your health cover to get the best value in your 50s and beyond. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/health-cover-over-50s
  • Common private health cover terms explained Health cover can be confusing and full of jargon. We’re keeping things simple with this no-nonsense guide to help you decode some of the most common terms. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/health-insurance-terms-explained
  • My Health Record: what you need to know My Health Record: what do you need to know? These four facts can help you make an informed decision about opting in and your privacy settings. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/my-health-record
  • Do you need to update your private health cover? Get the most out of your cover by making sure your private health insurance is right for you and your life stage. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/when-to-update-your-health-insurance-policy
  • 7 things you didn’t know about HCF health cover Did you know your health is our priority? That's why we offer a range of unique benefits for eligible members with hospital cover. From mental health support and treatment at home to a choice of excess, we've got you covered. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/HCF-private-health-cover-benefits
  • Should you be a private patient in a public hospital? Should you use your private health cover if you find yourself in a public hospital? Here are some important points to consider before deciding. https://www.hcf.com.au/health-agenda/health-care/treatments-and-procedures/private-patient-in-public-hospital
  • Understanding and managing dental anxiety Good dental health impacts our general wellbeing, which is why overcoming dental anxiety is so important. Here are some expert tips to give you something to smile about. https://www.hcf.com.au/health-agenda/health-care/treatments-and-procedures/do-you-avoid-visiting-the-dentist
  • Supporting families by putting money where our members are With the rising cost in living, it’s important to know your health cover provides value, is supporting your family and helping you to be your healthiest self. https://www.hcf.com.au/health-agenda/health-care/research-and-insights/hcf-money-where-our-members-are
  • HCF Research Foundation funding for healthy ageing The HCF Research Foundation’s Translational Research Grants will turn six innovative research projects into practical solutions for ageing Australians to live stronger, healthier and more enriching lives. https://www.hcf.com.au/health-agenda/health-care/research-and-insights/hcf-research-healthy-ageing
  • Life insurance explained: what you need to know Life insurance helps you stay prepared. Learn what it covers, the different types, and how to apply for the peace of mind you're looking for in uncertain times. https://www.hcf.com.au/health-agenda/work-life/family/life-insurance-explained
  • Unplanned pregnancy: understanding your options Understanding your options if you’re experiencing an unplanned pregnancy. https://www.hcf.com.au/health-agenda/women/pregnancy-birth-perinatal/unplanned
  • NO-GAP JOINTS PROGRAM: HOW IT HELPED JANET WITH HER KNEE REPLACEMENT SURGERY After a fall left Janet in acute pain and needing knee replacement surgery, she discovered the benefits of our No-Gap Joints program. https://www.hcf.com.au/health-agenda/body-mind/physical-health/janets-knee-replacement-surgery
  • Rest easy with our No-Gap Joints program Have you been delaying joint replacement surgery because it’s too daunting or haven’t been able to afford it? Our No-Gap Joints program makes it easy for you to take back control of your health. https://www.hcf.com.au/health-agenda/health-care/treatments-and-procedures/no-gap-joint-replacement
  • What to wear to medical tests What you wear for medical tests can make your experience safer, more comfortable and a lot less awkward. Here’s what to expect and how to prepare. https://www.hcf.com.au/health-agenda/health-care/treatments-and-procedures/what-to-wear-to-medical-tests
  • Tools to help you prep for hospital Follow one patient’s journey to learn how the private hospital process works. https://www.hcf.com.au/health-agenda/health-care/treatments-and-procedures/HCF-tools-to-help-you-prepare-for-hospital
  • 11 types of dental health specialists Dentists aren’t the only oral health experts – there’s a whole host of professionals helping to look after your teeth. Here’s an explainer of who’s who in dental health. https://www.hcf.com.au/health-agenda/health-care/treatments-and-procedures/whos-who-in-dental-health
  • How to support a child with ADHD with the right treatment The diagnosis and management of a child with ADHD is just the beginning. As a parent, it’s important to seek support and look after yourself too. https://www.hcf.com.au/health-agenda/work-life/family/ADHD-support-child
  • What is an end-of-life doula? A terminal diagnosis is scary and overwhelming. An end-of-life doula can provide practical and emotional support for you and your family. https://www.hcf.com.au/health-agenda/body-mind/mental-health/end-of-life-doula
  • How not-for-profit health funds reward you in the long term Not all health funds are the same. Not-for-profit health funds like HCF put people first, focusing on affordability and the best value health cover. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/how-not-for-profit-health-funds-reward-you-in-the-long-term
  • What breakups mean for family or couple’s health insurance Breakups can be tough but updating your family or couple’s health insurance doesn’t have to be. Here’s what to do and how to keep your personal details secure. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/updating-family-or-couples-health-insurance-after-a-breakup
  • How in-home care helped Shirley live well on her own terms What started as a trip to visit her daughter turned into a life-changing diagnosis for Shirley. HCF’s in-home care program helped her reclaim her life. https://www.hcf.com.au/health-agenda/body-mind/physical-health/in-home-care-treatment-at-home
  • Realising the real-world benefits of AI in healthcare The use of AI in healthcare could transform how we prevent, diagnose and treat illness. Here’s the latest research making that happen. https://www.hcf.com.au/health-agenda/health-care/research-and-insights/ai-in-healthcare
  • How the HCF Research Foundation is shaping the future of health For 25 years, the HCF Research Foundation has backed Australia’s leading researchers to improve health outcomes and drive meaningful change in healthcare. https://www.hcf.com.au/health-agenda/health-care/research-and-insights/celebrating-hcf-research-foundation
  • How technology is shaping the future of healthcare New care models are reinventing the way we deliver healthcare services – from virtual consultations to treatment in the home – and this is just the start. https://www.hcf.com.au/health-agenda/health-care/treatments-and-procedures/future-of-healthcare
  • Do I need ambulance cover in Australia? Knowing if you’re covered for the cost of an ambulance in an emergency can be confusing as each state and territory has different rules. Learn more about how ambulance costs work in Australia, and whether you might need ambulance cover. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/ambulance
  • 8 ways to get more value from your HCF health cover From 100% back on popular extras to joining our health and wellbeing programs, here’s how to get more value from your HCF health cover. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/benefits-of-hcf-cover
  • Reduce dental, physio and optical costs with extras cover Extras cover can help lower your out-of-pocket expenses when you get your teeth cleaned or your eyes checked. Here’s how to maximise the benefits. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/extras-cover-to-reduce-dental-optical-physio
  • Does HCF private health insurance cover you while travelling? From hospital visits, physio and remedial massage to ambulance trips – here's what your HCF private health insurance covers on holiday in Australia. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/phi-while-travelling
  • How to make the most of your HCF extras cover Did you claim all you could on your health insurance last year? Protect your health and your wallet by making the most of your HCF extras cover over the next 12 months. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/plan-your-extras-cover
  • 7 things you can claim on your extras cover that may surprise you Are you keen to use your extras cover for more than just dental and optical? From swimming lessons to teeth whitening, these are some of the more unique services that may be included in your extras cover. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/extras-cover
  • What is hospital excess and how does it work? Choosing a higher excess lowers your hospital cover premium, but is it right for you and your family? Here's what to weigh up when deciding. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/what-is-hospital-excess
  • 11 ways HCF is looking out for you and your family From having tonsils taken out to getting braces, looking after your child’s health can be expensive, but with HCF family cover you could save time and money. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/HCF-family-cover-benefits
  • Should you switch to a couples health cover policy? A couples health insurance policy can save you money and simplify your life admin. Here’s how to decide if couples health cover is right for your relationship. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/couples-policy
  • HCF extras cover: 10 common questions answered HCF extras cover can help you save on everyday health services and stay on top of your wellbeing. Here’s how to make the most of it. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/common-questions-about-HCF-extras-cover
  • What is body mass index (BMI) and does it really matter? Doctors are using body mass index less to assess obesity, as more accurate methods emerge. So, what’s replacing it – and why is BMI falling out of favour? https://www.hcf.com.au/health-agenda/body-mind/physical-health/is-BMI-still-relevant
  • How private health insurance can help you age better We’re living longer than ever, but we’re not always living well. Life longevity and quality of life are interconnected. Here's how investing in your wellbeing with private health insurance can transform how you age. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/age-well-with-private-health-insurance
  • Don’t fall for these common myths about life insurance There are almost as many theories about life insurance as there are policies to choose from. We debunk common myths and explore the benefits of life insurance. https://www.hcf.com.au/health-agenda/work-life/family/common-myths-about-life-insurance
  • Major medical expenses private health <br> insurance can help cover Discover how HCF private health insurance can help support you through treatment, recovery and the medical expenses that come with a serious diagnosis. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/how-private-cover-can-help-with-medical-expenses
  • Knee pain treatment: When to see a physio and what to expect Knee pain that won’t go away? A physio can help with knee pain treatment, identify the cause and recommend exercises to support your recovery. https://www.hcf.com.au/health-agenda/health-care/common-conditions/knee-pain-treatment-physiotherapy-cover
  • How long can adult dependants stay on <br>your health insurance? Can young adults stay on their parents’ private health insurance policy? Learn how adult dependant health insurance works and how it can help until age 31. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/private-health-insurance-dependant-age
  • Chronic pain management: Where to get support Get expert advice on chronic pain management and find out how your HCF health cover can support you. https://www.hcf.com.au/health-agenda/health-care/common-conditions/how-private-health-cover-can-support-chronic-pain-management
  • How to get a mental health treatment plan Looking for mental health support? Here’s everything you need to know about asking your GP for a mental health treatment plan. https://www.hcf.com.au/health-agenda/health-care/treatments-and-procedures/how-to-get-a-mental-health-treatment-plan
  • Out-of-pocket expenses: <br>How to avoid surprise hospital costs Find out how to reduce out-of-pocket expenses in hospital, from checking your cover to using our No-Gap provider network. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/avoid-out-of-pocket-expenses-in-hospital
  • Simple ways to save on private health insurance Discover practical ways to save on private health insurance while still getting the benefits you need. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/save-on-private-health-insurance
  • A guide to health cover in your 50s and beyond As you get older, new health priorities and challenges can emerge. Here’s how private health cover can support your wellbeing and provide value for money. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/over-50s-health-insurance