PROUDLY PART OFMEMBERS
HEALTH FUND
ALLIANCE

PEOPLE BEFORE PROFIT

We’re proud to be part of Members Health Fund Alliance – Australia’s largest voice for not-for-profit, member-owned, regional and community-based health insurers.

We share a commitment to putting people, and their health, before profit. Working together we can advocate for a healthcare system that gives our members the value and care they expect from us.

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WHY SWITCH YOUR HEALTH COVER TO HCF?

Our members are at the heart of everything we do. We put the health and wellbeing of over 2 million members we cover before anything else.

 

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100% BACK ON EXTRAS

You can get 100% back* on a dental check-up or first visit to a physio, chiro or osteo when you see an extras provider in our No-Gap network.

 
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unique mental health services

Access a range of unique mental health services and programs^ including video and online support.

 
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MOST CANSTAR AWARDED HEALTH FUND

We've won more Canstar Health Insurance Awards than any other insurer in 2024++, including the 2024 Outstanding Value Health Insurance Award, which we've won 9 years in a row .

MORE MONEY BACK

For every dollar our members pay in premiums, we’ve paid out more benefits than the industry average over the last 10 years#.

WE'RE HERE FOR YOU

Proudly owned and run by Aussies, we’re here to help you with award-winning local call centres and branches across the country.

IMPORTANT INFORMATION

* 100% back from providers in our No-Gap network is available on selected covers. Waiting periods and annual limits apply. See hcf.com.au/100back

^ Eligibility criteria applies. Visit hcf.com.au/Campaigns/online-mental-health-services for more information.

# 89.2% compared to 85.6% across the industry. Calculated based on the average of the past 10 years, sourced from APRA Statistics: Private Health Insurance Operations Reports 2014-23.

++ Outstanding Value Health Insurance Award 9 years in a row (2016-24). Winner of the 2024 Hospital Insurance Award in WA, SA and Qld and Hospital and Extras Insurance Award in Tas, Vic and WA.