100% back on popular extras

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You could get 100% back on a range of no-gap services through our More for You programs. Our nationwide network of participating providers gives you quality extras cover at an affordable price.
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More for Teeth

Visit an HCF Dental Centre or a More for Teeth provider to get 100% back on a range of the most common diagnostic and preventive services, including:

  • one or two check-ups per calendar year
  • scale and clean
  • fluoride treatment
  • two mouthguards.

Please be mindful that limits do apply. You can find out more about your limits in our My Membership app or log in to online member services.

More for EYES

Through our HCF Eyecare CentresSpecsavers or Dresden you could get 100% back on:

  • a range of prescription glasses (excluding add-ons like high index material, coatings and tinting)
  • digital retinal imaging with your eye test.

More for hearing

Through our partnership with Blamey Saunders hears you could get 100% back or a reduced cost** on:

  • High-quality aids
  • Online tools to better understand your hearing

To find our more go to Blamey Saunders hears or call 1300 443 279

More 100% back extras

If you have a new condition, or a flare up that hasn’t been treated in the previous three months, your first consultation could be fully covered under our More for MusclesMore for Backs and More for Feet  programs.

To get 100% back on our More for Muscles, More for Backs and More for Feet programs you'll need to claim on the spot, at your appointment, so bring along your HCF membership card. 

Get a quote Use your extras

More for muscles

Worried about pain in your muscles or your joints? Or having problems with movement? A physiotherapist is an expert in the human body structure, and can help work out what’s going on. 

Physiotherapists work across many areas from sporting injuries and developmental delays in children to Parkinson's disease and pelvic floor issues. During your appointment, your physio might massage sore areas, stretch out your muscles and give you exercises to do at home. 

With our More for Muscles program you could get 100% back on an initial consultation with a participating physiotherapist (one per calendar year). Find a participating provider now. 

More for backs

Got a niggle in your back? If you do, you’re not alone. Around four million Australians are currently experiencing some kind of back pain. Getting on top of back problems now could save you a lot of trouble (and money) further down the track.

If you're eligible for our More for Backs program, you could get 100% back on an initial consultation with a participating chiropractor or osteopath (one per calendar year). Find a participating provider now. 

More for feet

Your feet can play a huge part in your overall health and wellbeing, so it makes sense to take good care of them. 

Podiatrists are experts in foot care including ankles and the lower limb - the area between your knee and your ankle.

If you have a health condition such as foot or ankle pain, an ingrown toenail, balance issues or diabetes, a podiatrist can advise and help you. 

If you're eligible for our More for Feet program, you could get 100% back on an initial consultation with a participating podiatrist (one per calendar year). Find a participating provider now. 

Check your eligibility

To find out if you’re eligible for a More for You program check your cover, call us on 13 13 34 or visit HCF branch.

More for You programs have a two month waiting period, except for More for Hearing which is 12 months.

Check your cover

How to claim

Our More for You programs allow to you claim on the spot. You can also claim through our My Membership app, online member services or at a branch.

For more detailed information on claiming, log in to online member services and go to Claims

Learn more

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*Claiming on these benefits will depend on your level of cover and available limits.

**For hearing aids, there is a 12-month waiting period from the date you join us, even if your are switching from another health fund with the same level of benefits.