Member offers & discounts

HCF thank you

As Australia’s largest not-for-profit health fund, we exist for the benefit of our members. HCF Thank You is designed to recognise your loyalty and show you our appreciation for choosing us. After your first month of membership, and provided your health insurance policy payments are up to date, you’ll get access to a growing range of special rewards and offers. The longer you’re with us the more ways we can say thank you*.

Travel insurance

Planning a trip? HCF members can save up to 20% on our overseas and domestic travel insurances.*

Pet insurance

HCF members can save up to 15% on cover that matches your pet’s life-stage and needs.*


We know it can be hard to make time to manage your health. That's why we’ve partnered with GP2U, a convenient online GP service.

Online GP consultations can’t be claimed from Medicare or private health funds, but as an HCF member you’ll get a discount on GP2U’s standard rates (which start at $69 for 15 minutes).

Important information

*Excludes Ambulance Only and Overseas Visitors Cover. HCF Thank You program and offer terms and conditions apply.

**Please note that HCF Pet Insurance and HCF Travel Insurance are general insurance products and are not part of the health insurance business of The Hospitals Contribution Fund of Australia Limited ABN 68 000 026 746 AFSL 241414 (HCF). HCF Pet Insurance is issued by The Hollard Insurance Company Pty Ltd AFSL 241436, distributed and promoted by HCF, and administered by Petsure (Australia) Pty Ltd AFSL 420183. Existing Manchester Unity Pet Insurance policies are not eligible for discounts under HCF Thank You. Existing identifiable HCF Pet Insurance policies will have the discount automatically applied at renewal. HCF Travel Insurance is issued and managed by AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631, trading as Allianz Global Assistance, as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 23708 (Allianz). HCF arranges this insurance as agent for Allianz.

We do not provide any advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits, and exclusions apply. Before making a decision, please consider the relevant Product Disclosure Statement and Financial Services Guide available at and If you purchase either of these insurances, HCF will receive a commission that is a percentage of the premium. Please contact us if you would like further details.