Member offers & discounts

HCF thank you

As Australia’s largest not-for-profit health fund, we exist for the benefit of our members. HCF Thank You is designed to recognise your loyalty and show you our appreciation for choosing us. You’ll get access to a growing range of special rewards and offers. The longer you’re with us the more ways we can say thank you.

Travel insurance

Planning a trip? HCF members can save up to 20% on our overseas and domestic travel insurances.*

Pet insurance

HCF members can save up to 15% on cover that matches your pet’s life-stage and needs.*


We know it can be hard to make time to manage your health. That's why we’ve partnered with GP2U, a convenient online GP service.

Online GP consultations can’t be claimed from Medicare or private health funds, but as an HCF member you’ll get a discount on GP2U’s standard rates (which start at $69 for 15 minutes).

Important information

*HCF Pet Insurance and HCF Travel Insurance is not part of HCF's health insurance business. HCF Pet Insurance is issued by The Hollard Insurance Company Pty Ltd AFSL 241436. The insurance is distributed and promoted by The Hospitals Contribution Fund of Australia Limited (HCF) AFSL 241414 and administered by Petsure (Australia) Pty Ltd AFSL 420183. Existing Manchester Unity Pet Insurance policies are not eligible for discounts under HCF Thank You. Existing identifiable HCF Pet Insurance policies will have the discount automatically applied at renewal. HCF Travel Insurance is issued by QBE Insurance (Australia) Limited AFSL 239545. Any advice here does not take into account your objectives, financial situation or needs. Consider the PDS at and before making any decisions about these products. Terms and conditions apply.