Member offers & discounts


Shop with our featured Christmas reward participating partners, Woolworths Supermarket, Apple, Myer, rebel, Angus & Coote, Booktopia or Kmart through the HCF Thank You loyalty program and you’ll automatically go in the draw to win 1 of 7 e-gift cards worth $1,000 from participating partners+.
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HCF thank you

As Australia’s largest not-for-profit health fund, we exist for the benefit of our members. HCF Thank You is designed to recognise your loyalty and show you our appreciation for choosing us. After your first week of membership, and provided your policy payments are up to date, you’ll get access to a growing range of special rewards and offers. The longer you’re with us, the more ways we can say thank you*.

Travel insurance

Following the advice of the Australian Government not to travel overseas, Allianz Global Assistance is temporarily ceasing sale of new domestic and international Travel Insurance policies, effective 27 March 2020. Allianz suggests you refer to the Insurance Council of Australia website for a list of alternative providers.

Pet insurance

HCF members can save up to 15% on cover that matches your pet’s life-stage and needs.**


As part of recent healthcare changes, Medicare is limiting who can get bulk-billed GP telehealth sessions. If you're an HCF member and Medicare doesn't cover you for bulk-billed GP2U consultations, we will^. If you're not eligible for Medicare we may be able to give you free access to online GP2U consultations until at least 31 March 2022.

Important information

+Excludes Ambulance Only and Overseas Visitors Health Cover. Offer terms and conditions apply, participating partners only, ends 11.59pm AEST/AEDT on 10 December 2021 (TP 21/01900 and T21/1716). See for more details.

*Excludes Ambulance Only and Overseas Visitors Cover. HCF Thank You program and offer terms and conditions apply.

**Please note that HCF Pet Insurance and HCF Travel Insurance are general insurance products and are not part of the health insurance business of The Hospitals Contribution Fund of Australia Limited ABN 68 000 026 746 AFSL 241414 (HCF). HCF Pet Insurance is issued by The Hollard Insurance Company Pty Ltd AFSL 241436, distributed and promoted by HCF, and administered by Petsure (Australia) Pty Ltd AFSL 420183. Existing Manchester Unity Pet Insurance policies are not eligible for discounts under HCF Thank You. Existing identifiable HCF Pet Insurance policies will have the discount automatically applied at renewal. HCF Travel Insurance is issued and managed by AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631, trading as Allianz Global Assistance, as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 23708 (Allianz). HCF arranges this insurance as agent for Allianz.

We do not provide any advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits, and exclusions apply. Before making a decision, please consider the relevant Product Disclosure Statement and Financial Services Guide available at and If you purchase either of these insurances, HCF will receive a commission that is a percentage of the premium. Please contact us if you would like further details.

^We'll only pay for GP2U consultations for HCF members who are not eligible for GP2U's bulk-billed telehealth consultations through Medicare. You may also be able to access bulk-billed online GP services with your current GP.