Recover Cover Combined Product Disclosure Statement, Policy Document And Financial Services Guides

Document effective dates as specified

The PDS that applies depends on the date your policy was originally issued. The following documents are applicable to policies purchased between the respective dates indicated. If you purchased a policy prior to the effective date listed below and would like a copy of your policy terms, please contact us on 13 13 34.

Current PDS documents are available here.

Cash Back Cover

Cash Back Cover (for policies purchased between 09/11/2023 and 03/04/2024)

2.5MB PDF

Significant Event Notice for policies purchased between 9 August 2019 and 8 November 2023

54.1KB PDF

Cash Back Cover (for policies purchased between 25/03/2023 and 08/11/2023)

1.4MB PDF

Cash Back Cover (for policies purchased between 01/09/2022 and 24/03/2023)

2.4MB PDF

Cash Back Cover (for policies purchased between 01/10/2021 and 31/08/2022)

1.3MB PDF

Critical Illness Cover

Critical Illness Cover (for policies purchased between 04/04/2024 to 19/05/2025)

2.7MB PDF

Critical Illness Cover (for policies purchased between 09/11/2023 and 03/04/2024)

3.1MB PDF

Significant Event Notice for policies purchased between 9 August 2019 and 8 November 2023

54.1KB PDF

Critical Illness Cover (for policies purchased between 25/03/2023 and 08/11/2023)

1.7MB PDF

Critical Illness Cover (for policies purchased between 01/09/2022 and 24/03/2023)

7MB PDF

Income Protect Insurance

Income Protect Insurance (for policies purchased between 09/11/2023 and 03/04/2024)

4.2MB PDF

Significant Event Notice for policies purchased between 9 August 2019 and 8 November 2023

54.1KB PDF

Income Protect Insurance (for policies purchased between 25/03/2023 and 08/11/2023)

2MB PDF

Income Protect Insurance (for policies purchased between 01/10/2021 and 24/03/2023)

1.1MB PDF

Kids' Accident Cover

Kids' Accident Cover (for policies purchased between 04/04/2024 to 19/05/2025)

4MB PDF

Kids' Accident Cover (for policies purchased between 25/03/2023 and 03/04/2024)

2MB PDF

Significant Event Notice for policies purchased between 9 August 2019 and 24 March 2023

54.1KB PDF

Kids' Accident Cover (for policies purchased between 02/02/2022 and 24/03/2023)

4MB PDF

Life Protect Insurance

Life Protect Insurance (for policies purchased between 25/03/2023 and 03/04/2024)

1.1MB PDF

Personal Accident Insurance

Personal Accident Insurance (for policies purchased between 25/03/2023 and 03/04/2024)

1.9MB PDF

Personal Accident Insurance (for policies purchased between 01/10/2021 and 24/03/2023)

1.3MB PDF

BOUNCEBACK COVER

Significant Event Notice for policies purchased between 9 August 2019 and 30 November 2023

54.1KB PDF

Bounceback Cover (for policies purchased between 25/03/2023 and 08/11/2023)

1.6MB PDF

Bounceback Cover (for policies purchased between 01/10/2021 and 24/03/2023)

1.4MB PDF

INCOME ASSIST INSURANCE

Significant Event Notice for policies purchased between 9 August 2019 and 30 September 2021

54.1KB PDF

Income_Assist_Insurance_25Aug2020

808.2KB PDF

SMART TERM INSURANCE

Significant Event Notice for policies purchased between 9 August 2019 and 24 March 2023

54.1KB PDF

Smart Term Insurance (For policies purchased on or after 01/10/2021)

1.2MB PDF