Recover Cover Combined Product Disclosure Statement, Policy Document And Financial Services Guides And Target Market Determinations

Please read the Combined Product Disclosure Statement (PDS), Policy Document and Financial Services Guide (FSG) and consider if the cover is appropriate for your objectives, financial situation or needs. The Financial Services Guide provides information about the services we offer. In addition to these documents, you should also read the Target Market Determination (TMD) for the product. You can ask us questions about your cover by calling 13 13 34.

The following documents are applicable to policies purchased from the effective date onwards.

Upon purchase of a policy, you'll be issued with a Welcome Pack which will include a copy of your Combined PDS, Policy Document and FSG, as well as your Policy Schedule. You may also receive change notices from us from time to time. Together, these documents form your policy terms.

If you purchased a policy prior to the listed effective date and would like a copy of your policy terms, please contact us on 13 13 34.

TSA Financial Services Guide

238KB PDF

Bounceback Cover

Bounceback Cover (For policies purchased on or after 01/10/2021)

1.4MB PDF

Bounceback Cover (TMD)

589.1KB PDF

Cash Back Cover

Cash Back Cover (For policies purchased on or after 01/10/2021)

1.3MB PDF

Cash Back Cover (TMD)

670KB PDF

Critical Illness Cover

Critical Illness Cover (For policies purchased on or after 01/10/2021)

2.2MB PDF

Critical Illness Cover (TMD)

591.3KB PDF

Income Protect Insurance

Income Protect Insurance (For policies purchased on or after 01/10/2021)

1.1MB PDF

Income Protect Insurance (TMD)

279.4KB PDF

Income Protect Ineligible Occupation List

69.3KB PDF

Kids' Accident Cover

Kids' Accident Cover (For policies purchased on or after 01/10/2021)

2.3MB PDF

Kids' Accident Cover (TMD)

674.8KB PDF

Personal Accident Insurance

Personal Accident Insurance (For policies purchased on or after 01/10/2021)

1.3MB PDF

Personal Accident Insurance (TMD)

747.6KB PDF

Smart Term Insurance

Smart Term Insurance (For policies purchased on or after 01/10/2021)

1.2MB PDF

Smart Term Insurance (TMD)

563.4KB PDF