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About 101 results
  • What to wear to medical tests What you wear for medical tests can make your experience safer, more comfortable and a lot less awkward. Here’s what to expect and how to prepare. https://www.hcf.com.au/health-agenda/health-care/treatments-and-procedures/what-to-wear-to-medical-tests
  • Tools to help you prep for hospital Follow one patient’s journey to learn how the private hospital process works. https://www.hcf.com.au/health-agenda/health-care/treatments-and-procedures/HCF-tools-to-help-you-prepare-for-hospital
  • 11 types of dental health specialists Dentists aren’t the only oral health experts – there’s a whole host of professionals helping to look after your teeth. Here’s an explainer of who’s who in dental health. https://www.hcf.com.au/health-agenda/health-care/treatments-and-procedures/whos-who-in-dental-health
  • How to support a child with ADHD with the right treatment The diagnosis and management of a child with ADHD is just the beginning. As a parent, it’s important to seek support and look after yourself too. https://www.hcf.com.au/health-agenda/work-life/family/ADHD-support-child
  • 11 ways HCF is looking out for you and your family From having tonsils taken out to getting braces, looking after your child’s health can be expensive, but with HCF family cover you could save time and money. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/HCF-family-cover-benefits
  • What is an end-of-life doula? A terminal diagnosis is scary and overwhelming. An end-of-life doula can provide practical and emotional support for you and your family. https://www.hcf.com.au/health-agenda/body-mind/mental-health/end-of-life-doula
  • Should you switch to a couples health cover policy? A couples health insurance policy can save you money and simplify your life admin. Here’s how to decide if couples health cover is right for your relationship. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/couples-policy
  • How technology is shaping the future of healthcare New care models are reinventing the way we deliver healthcare services – from virtual consultations to treatment in the home – and this is just the start. https://www.hcf.com.au/health-agenda/health-care/treatments-and-procedures/future-of-healthcare
  • What is body mass index (BMI) and does it really matter? Doctors are using body mass index less to assess obesity, as more accurate methods emerge. So, what’s replacing it – and why is BMI falling out of favour? https://www.hcf.com.au/health-agenda/body-mind/physical-health/is-BMI-still-relevant
  • How private health insurance can help you age better We’re living longer than ever, but we’re not always living well. Life longevity and quality of life are interconnected. Here's how investing in your wellbeing with private health insurance can transform how you age. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/age-well-with-private-health-insurance
  • How to make the most of your HCF extras cover Did you claim all you could on your health insurance last year? Protect your health and your wallet by making the most of your HCF extras cover over the next 12 months. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/plan-your-extras-cover
  • 7 things you can claim on your extras cover that may surprise you Are you keen to use your extras cover for more than just dental and optical? From swimming lessons to teeth whitening, these are some of the more unique services that may be included in your extras cover. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/extras-cover
  • What is hospital excess and how does it work? Choosing a higher excess lowers your hospital cover premium, but is it right for you and your family? Here's what to weigh up when deciding. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/what-is-hospital-excess
  • Reduce dental, physio and optical costs with extras cover Extras cover can help lower your out-of-pocket expenses when you get your teeth cleaned or your eyes checked. Here’s how to maximise the benefits. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/extras-cover-to-reduce-dental-optical-physio
  • Does HCF private health insurance cover you while travelling? From hospital visits, physio and remedial massage to ambulance trips – here's what your HCF private health insurance covers on holiday in Australia. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/phi-while-travelling
  • Do I need ambulance cover in Australia? Knowing if you’re covered for the cost of an ambulance in an emergency can be confusing as each state and territory has different rules. Learn more about how ambulance costs work in Australia, and whether you might need ambulance cover. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/ambulance
  • 8 ways to get more value from your HCF health cover From 100% back on popular extras to joining our health and wellbeing programs, here’s how to get more value from your HCF health cover. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/benefits-of-hcf-cover
  • Don’t fall for these common myths about life insurance There are almost as many theories about life insurance as there are policies to choose from. We debunk common myths and explore the benefits of life insurance. https://www.hcf.com.au/health-agenda/work-life/family/common-myths-about-life-insurance
  • Common private health cover terms explained Health cover can be confusing and full of jargon. We’re keeping things simple with this no-nonsense guide to help you decode some of the most common terms. https://www.hcf.com.au/health-agenda/health-care/research-and-insights/health-insurance-terms-explained
  • When to review your health insurance From growing families to evolving health needs, there are key times to review your cover – and update your health insurance to better suit your needs. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/when-to-update-or-change-health-insurance
  • Major medical expenses private health <br> insurance can help cover Discover how HCF private health insurance can help support you through treatment, recovery and the medical expenses that come with a serious diagnosis. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/how-private-cover-can-help-with-medical-expenses
  • What are private health insurance waiting periods? Confused about waiting periods with private health funds? Get the lowdown on how they work and why they exist. https://www.hcf.com.au/health-agenda/health-care/research-and-insights/private-health-insurance-waiting-periods-questions
  • Get health and wellbeing support <br>through your health cover From help with weight management and mental health to learning how to get better sleep, here’s how your cover can support your health and wellbeing. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/health-and-wellbeing-support
  • How to keep private health cover with the rising cost of living From reviewing your policy to accessing free health checks, here’s how to keep your private health insurance affordable while managing the cost of living. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/private-health-cover-with-the-rising-cost-of-living
  • How to get more value from your health insurance extras cover Make the most of your health insurance extras cover this year. Plan ahead so you use your benefits, reduce out-of-pocket costs and stay on top of your health. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/health-insurance-extras-cover-value
  • 9 ways to get more value from HCF health cover From 100% back on selected extras to digital tools and tailored support programs, here’s how to get even more from your HCF health cover. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/get-value-from-HCF-health-cover
  • A guide to diabetes management with The COACH Program® Effective diabetes management starts with the right support. The COACH Program® offers personalised guidance so you can take control of your condition. https://www.hcf.com.au/health-agenda/body-mind/physical-health/diabetes-management-with-The-COACH-Program
  • How much does knee replacement surgery cost? Knee replacement surgery can be life-changing, but it’s important to understand the costs. Here’s what you need to know. https://www.hcf.com.au/health-agenda/health-care/treatments-and-procedures/knee-replacement-surgery
  • 9 simple ways to lower the cost of private health insurance Worried about the cost of private health insurance? Discover practical ways to save while still getting the benefits you need. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/reduce-cost-of-private-health-insurance
  • Dementia care: Supporting patients’ and carers’ mental health Learn how person-centred dementia care and the right support can protect the mental wellbeing of both patients and their carers. https://www.hcf.com.au/health-agenda/body-mind/mental-health/dementia-care-mental-wellbeing
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YOUR DUTY TO TAKE REASONABLE CARE

When applying for HCF Life Protect Insurance we’ll ask you some questions about your health, lifestyle and other factors. When answering these questions, please remember you have a duty to take reasonable care not to make a misrepresentation. A misrepresentation includes a statement that is false, partially false, or which doesn’t fairly reflect the truth. It’s not a misrepresentation if you don’t answer a question or if your answer is obviously incomplete or irrelevant to the question asked. So it’s important that you answer any questions in the application process honestly and correctly, and to the best of your knowledge. The duty applies until we issue your cover and extends to making changes to your policy and reinstatements.

This insurance cover is provided under a consumer insurance contract. Your answers to these questions affect the terms and conditions of your cover. If you don’t comply with this duty, we may change the terms of your policy or treat your policy as if it never existed. This may result in your benefit being reduced or denied. 

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