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• Digital healthcare: What the future holds for our health Recent innovation in healthcare has evolved the way we’re looking after ourselves. Here’s how AI and digital technology are shaping our health and wellbeing for years to come. https://www.hcf.com.au/health-agenda/health-care/research-and-insights/AI-and-telehealth
• What does my dental cover pay for? Need some help with understanding exactly how dental cover works? We explain what can and can’t be covered, and how you can get the best value from your cover. https://www.hcf.com.au/health-agenda/health-care/research-and-insights/dental-insurance-cover
• 5 ways to make the most of your hospital cover Getting the most out of your private hospital cover is more important than ever. We show you five ways to reduce your out-of-pocket costs. https://www.hcf.com.au/health-agenda/health-care/research-and-insights/ways-to-lower-your-hospital-costs
• EYE HEALTH IN SAFE HANDS HCF’s Kris Dang explains why we opened our first HCF Eyecare centre in 1992 and how high-quality eye care and the experience in our centres keep members coming back. https://www.hcf.com.au/health-agenda/health-care/research-and-insights/HCF-eyecare-centres
• FUNDING HEALTHCARE RESEARCH FOR ALL AUSTRALIANS The HCF Research Foundation was set up to fund research into health services to benefit HCF members and all Australians. Now in its 22nd year, its work shows why research is important in healthcare. https://www.hcf.com.au/health-agenda/health-care/research-and-insights/why-research-is-important-in-healthcare
• Helping health startups make a difference HCF Catalyst was Australia’s first corporate-backed health-tech accelerator to help health and wellness startups and scaleups. Here’s how it works. https://www.hcf.com.au/health-agenda/health-care/research-and-insights/helping-health-startups-make-a-difference
• PERSONALISED HEALTH SUPPORT FOR MEMBERS In 2009, HCF launched My Health Guardian, our award-winning chronic disease management program which helped more than 50,000 Australians. https://www.hcf.com.au/health-agenda/health-care/research-and-insights/chronic-disease-management
• Jean Hailes talks Women’s Health We spoke to Sarah White, CEO of Jean Hailes for Women’s Health, who shares her advice for how we can build an equitable healthcare system for women and all Australians. https://www.hcf.com.au/health-agenda/women/strong/jean-hailes-womens-health
• What does a women’s health physio do? Have you put a health issue like incontinence or pelvic pain in the too-hard basket? A women’s health physio could set you on a path to better health. https://www.hcf.com.au/health-agenda/women/conditions/womens-health-physio
• Common private health cover terms explained Health cover can be confusing and full of jargon. We’re keeping things simple with this no-nonsense guide to help you decode some of the most common terms. https://www.hcf.com.au/health-agenda/health-care/research-and-insights/health-insurance-terms-explained
• When to review your health insurance From growing families to evolving health needs, there are key times to review your cover – and update your health insurance to better suit your needs. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/when-to-update-or-change-health-insurance
• What are private health insurance waiting periods? Confused about waiting periods with private health funds? Get the lowdown on how they work and why they exist. https://www.hcf.com.au/health-agenda/health-care/research-and-insights/private-health-insurance-waiting-periods-questions
• What are private health insurance waiting periods? Confused about waiting periods? Here’s what you need to know about hospital cover, extras cover and how long you may have to wait before claiming. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/private-health-insurance-waiting-periods-questions
• 6 ways to reduce your hospital costs Getting the most out of your private hospital cover is more important than ever. So if you have a hospital stay coming up, here’s how to reduce your out-of-pocket costs. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/reduce-out-of-pocket-expenses
• How HCF members are using their extras cover Whether you have HCF extras cover or are looking into it, here are some of the ways our members are getting value from their extras cover. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/how-to-use-extras-cover
• 4 Australians empowering women to age well This International Women’s Day, four inspiring Australians share their insights on women’s health, growing older and the fight against ageism. https://www.hcf.com.au/health-agenda/women/strong/ageing-international-womens-day
• When should you get life insurance? Major life changes like buying a house or retiring are important times to review your life insurance to make sure you and your family are protected if the unexpected happens. https://www.hcf.com.au/health-agenda/work-life/family/when-to-get-life-insurance
• How to get the most out of your GP appointment Maximising your time with your doctor can bring real health benefits. Here’s why preparation is key to getting more out of your GP appointments. https://www.hcf.com.au/health-agenda/health-care/treatments-and-procedures/how-to-get-the-most-out-of-your-gp-visit
• Top 7 reasons to have private health cover With the rising cost of living, investing in your health is one of the best ways you can future-proof your wellbeing, get treatment faster and even save money. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/reasons-to-get-private-health-insurance
• How to keep your health cover if you're struggling financially Your health is our priority, so we’ve made important changes to make sure you’re covered for COVID-19 and to give you financial support if you need it during these difficult and challenging times. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/keep-health-insurance-cover-coronavirus
• Health cover explained: What is a pre-existing condition? What is a pre-existing condition? And how can it affect your private health insurance? Let’s find out. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/pre-existing-conditions-health-insurance
• Can you claim prescriptions and PBS medications? Here’s what you need to know about claiming for prescription medicines and PBS medications through your private health cover. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/drugs-and-health-cover
• How private health cover can help young people Is private health insurance worth it? Even if you’re young and healthy, our programs and services help young people take charge of their health. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/benefits-of-private-health-insurance-young-people
• Informed clinical consent: what you need to know What does clinical consent mean for your health care? Plus how you ensure you’re fully informed about your procedure and any extra costs. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/informed-clinical-consent
• What is LHC loading and why do some people have to pay it? If you take out hospital cover early enough, you can avoid paying Lifetime Health Cover (LHC) loading. Find out how it works – and the money you could be saving. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/lifetime-health-cover
• How HCF is making out-of-pocket costs more transparent HCF’s Chief Medical Officer Dr Andrew Cottrill explains how HCF was one of the first healthcare funds to make out-of-pocket costs more transparent for our members. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/making-healthcare-costs-more-transparent
• Extras cover to safeguard your health A key highlight of HCF’s story of innovation is when we introduced extras cover in 1975, helping Australians access services for better health and wellbeing. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/cover-the-gap
• How HCF Life Insurance helps cover your recovery Prepare for unexpected illness or injury with our Recover Cover insurance. Let us focus on providing financial security, while you focus on getting better. https://www.hcf.com.au/health-agenda/health-care/research-and-insights/recover-cover
• What to ask about your prescription medication Got a script for a new medication? Ask your GP and pharmacist these key questions to stay informed and manage your health confidently. https://www.hcf.com.au/health-agenda/health-care/treatments-and-procedures/generic-versus-brand-name-medicine
• Inpatient vs outpatient – what's the difference? We explain the difference between inpatient and outpatient hospital services – what these terms mean when you go to hospital.  https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/inpatient-vs-outpatient-services
• Community rating and private health insurance: a fair deal for all Thanks to community rating, you won’t pay more for your health insurance because you’re getting older, or have health issues. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/community-rating
• A guide to health cover for over 50s Growing older can bring unique health priorities and challenges like chronic diseases, weight management and joint issues. Here’s how to maximise your health cover to get the best value in your 50s and beyond. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/health-cover-over-50s
• Common private health cover terms explained Health cover can be confusing and full of jargon. We’re keeping things simple with this no-nonsense guide to help you decode some of the most common terms. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/health-insurance-terms-explained
• My Health Record: what you need to know My Health Record: what do you need to know? These four facts can help you make an informed decision about opting in and your privacy settings. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/my-health-record
• Do you need to update your private health cover? Get the most out of your cover by making sure your private health insurance is right for you and your life stage. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/when-to-update-your-health-insurance-policy
• 7 things you didn’t know about HCF health cover Did you know your health is our priority? That's why we offer a range of unique benefits for eligible members with hospital cover. From mental health support and treatment at home to a choice of excess, we've got you covered. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/HCF-private-health-cover-benefits
• Should you be a private patient in a public hospital? Should you use your private health cover if you find yourself in a public hospital? Here are some important points to consider before deciding. https://www.hcf.com.au/health-agenda/health-care/treatments-and-procedures/private-patient-in-public-hospital
• Understanding and managing dental anxiety Good dental health impacts our general wellbeing, which is why overcoming dental anxiety is so important. Here are some expert tips to give you something to smile about. https://www.hcf.com.au/health-agenda/health-care/treatments-and-procedures/do-you-avoid-visiting-the-dentist
• Supporting families by putting money where our members are With the rising cost in living, it’s important to know your health cover provides value, is supporting your family and helping you to be your healthiest self. https://www.hcf.com.au/health-agenda/health-care/research-and-insights/hcf-money-where-our-members-are
• HCF Research Foundation funding for healthy ageing The HCF Research Foundation’s Translational Research Grants will turn six innovative research projects into practical solutions for ageing Australians to live stronger, healthier and more enriching lives. https://www.hcf.com.au/health-agenda/health-care/research-and-insights/hcf-research-healthy-ageing

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