Get more out of your extras cover
KNOW WHEN YOUR LIMITS RESET
Most treatments and services have annual limits – this is the maximum amount you can claim each year. Annual limits reset on 1 January each year. There are a few exceptions which, depending on your cover, you may be able to claim for every 1 to 3 years – such as hearing aids, dentures and some artificial appliances. Orthodontics has a life-time limit.
TAKE CARE OF YOUR TEETH
Go to an HCF More for Teeth provider and you can get 100% back on some of the most common diagnostic and preventive services, like 1 or 2 check-ups per calendar year, scale and clean and fluoride treatment (depending on your cover, and subject to your annual limits).
Our data* shows that HCF members with extras cover who don’t access our More For Teeth program are 1.5 times more likely to need major dental work than those that do. So it makes sense to use your preventive dental benefits.
UNDERSTAND WHAT YOU’RE COVERED FOR
Make sure you know which treatments and services you’re covered for and how much you can claim. Understanding your cover will help you avoid unexpected costs, and you might discover benefits you weren’t aware of.
BE PROACTIVE ABOUT YOUR HEALTH
GET FREE HEART HEALTH CHECKS
Have you had your blood pressure, cholesterol or blood sugar checked lately? These tests can provide insight into your heart health.
As a HCF member you can access free heart health checks at selected HCF branches thanks to the Victor Chang Cardiac Research Institute. Checks take just 10 minutes and you’ll get your results on the spot.