Student DependantRegistration


To apply, you must be an HCF member and your child must be a full-time student.

Your child must also be:

  • aged between 22-24 (up to the day before they turn 25)
  • unmarried
  • not in a de-facto relationship
  • relying on you for maintenance and support.

How to register

  1. Download and read “Who can be covered under your policy” in the HCF Member Guide.
  2. Log in to member section.
  3. Go to the Actions tab, and select ‘Student Dependant Registration’.

You’ll need to renew your Student Dependant Cover every year until your child turns 25.

Your Privacy

How HCF collects, uses, discloses (which may include obligations to overseas recipients in compliance with its privacy obligations) and keeps and secures personal information including how to opt out from direct marketing, how to access and correct your personal information or how to complain about a privacy breach and how this is handled by HCF is explained in the HCF privacy policy. For a copy of this policy, call our member services team on 13 13 34 or go to