Health

Information to help you build a quote, claim and make informed decisions about your private healthcare.

Income, illness & injury cover

Life, illness, accident and income insurance to protect your family and way of life.

Travel

Planning a trip? HCF has got you covered. Choose from budget, comprehensive or annual plans that cover international and domestic travel.

Pet

Protect your pet with cover tailored to their life-stage and needs.
HCF members save up to 15%.

Manage your health

Programs and resources that help you take control of your physical and emotional health.

No-gap services

Looking after your health is easier with 100% back on six key extras.

Access medical resources

Knowledge is the key to making informed decisions about your health. Our medical resources offer valuable insight.

Member offers & discounts

HCF members can save on online GP consultations, our travel and pet cover and enjoy other special offers.

HCF branches

We have more than 50 branches across Australia. Visit one to join, access advice, claim in person and more.

HCF centres

Our Dental and Eyecare Centres provide a range of no-gap services to members with extras cover. Find your nearest HCF centre here.

Participating hospitals

We help our members avoid out-of-pocket costs by negotiating charge agreements with private hospitals. Find your nearest participating hospital.

Find a participating provider

How to find HCF providers across Australia.

About HCF

How our not-for-profit status benefits our members, how the fund works, and our key partnerships.

HCF Research Foundation

Media centre

Access our media releases and the HCF archive.

Careers

Find out what it's like to work at HCF, and search for current job opportunities.