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Overseas Visitors health cover

When visiting and working in Australia, our Overseas Visitors Health Cover gives you the confidence to access affordable, quality health services when you need them.

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POPULAR VISAS

Find health cover to match your needs while you're working or holidaying in Australia. We cover singles, couples and families.

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Visitor or tourist visas

Cover for visas 600, 601, 651 and more.

If you’re holidaying in Australia or if you have family visiting, our range of cover options can provide peace of mind and help pay for essential or emergency medical treatment.

Visas we cover
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Work visa

Cover for visas 485, 482, 408, 407, 403, 457, 870 and more.

If you’re temporarily working in Australia, our range of cover options are designed to suit your budget and health needs.

Visas we cover

Why choose hcf?

Make your visit to Australia easy with our affordable health cover. As the nation’s third largest health insurer, you can rely on us to have the experience to help manage your health in Australia.

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Certificate of insurance

Buy online and you will receive your Certificate of Insurance letter via email, so you can get your visa requirements underway.

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Visa condition 8501

Our Overseas Health insurance policies, excluding Visitors Cover, meet the Australian Government's requirements for adequate health insurance (visa condition 8501). 

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Large national medical network

We offer a large network of doctors and private hospitals, which offers greater choice and options to lower costs if you, or your loved ones, need treatment (subject to cover selected).

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24/7 helpline

If you or your family need to find a doctor or hospital, or have questions about your health, call our 24/7 helpline on 13 68 42 and press 2. Our friendly experts speak many different languages and are ready to assist you.

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Award-winning customer service

We're proud to have been recognised at the 2024 Australian Service Excellence Awards, taking home the Service Champion award in the Customer Service Organisation of the Year (Large) category.

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HEALTHCARE IN AUSTRALIA

We understand there’s a lot to know about healthcare when moving to a new country. That’s why we have a range of support and services available to help guide you.

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Australian healthcare system

We’ve put together a guide to help you learn about healthcare in Australia.

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Overseas cover explained

We make choosing and using your cover as easy as possible.

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Reciprocal healthcare agreements

Find out which are countries have agreements with Australia and how they work.

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Frequently asked questions

Essential information to help you get the most from your cover.

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HCF acknowledges the traditional custodians of the lands and water upon which we work and live. We acknowledge Aboriginal and Torres Strait Islander peoples’ rich history as traditional healers and scientists, who have taken care of the health of the land and its people for thousands of years. We give thanks to elders past and present, who we have much to learn from on our reconciliation journey. View our Reconciliation Action Plan