Our history

We’ve been putting Australians’ health first for more than 85 years. Here’s the story so far. 

1932
The ‘Metropolitan Hospitals Fund’ is established. In our first two years, more than 100,000 members join the fund.

1937
Our first service branch opens in Sydney.

1941
We move to our first home on Hamilton Street in Sydney. During World War II, an air-raid shelter is built in the basement of HCF House and patrolled day and night by 24 staff volunteers.

1942
We extend to all of NSW and acquire a new name – ‘Hospitals Contribution Fund of NSW’.

1953
We relocate to Catton Building on Liverpool Street, Sydney.

1957
We celebrate 25 years. Benefit payments for the year total 3.17million pounds.

1960
We add medical benefits, entering into a joint operation with MBF. This arrangement lasts for the next three years.

1964
We install our first computer and electronic data processing becomes an integral part of HCF’s operations.

1965
We expand our operations into VIC as part of a plan to assist Fund contributors throughout Australia. Branch transactions become a larger part of HCF’s business, with 3 out of 5 claims made presented over the counter.

1967
HCF becomes Hospitals Contribution Fund of Australia. Along with an official name change, we now have established branch offices in Melbourne, Brisbane and Hobart.

1975
We introduce our Multicover Plan – the first fund to provide cover for the Medical ‘gap’ and for a wide range of other health care services like dental, optical and physiotherapy.

1981
HCF Life Insurance is born.

1982
We have now been putting Australians’ health first for 50 years.

1986 
We become the first major sponsor of a new community rescue helicopter service – HCF Careflight – designed to serve the expanding regions west of Sydney.

1987
We open our HCF Dental Centre at HCF House in Sydney with routine dental requirements leaving members with zero out-of-pocket expenses.

1992
The first HCF Eyecare Centre opens.

2000
We establish the HCF Research Foundation to fund research into important projects designed to benefit all Australians – like improving patient safety and enhancing the quality of care.

2008
We merge with Manchester Unity.

2009
We launch My Health Guardian, a health and wellbeing program providing online tools to empower members to make informed choices about preventive health.

2011
We partner with the Victor Chang Cardiac Research Institute, providing Health Check Booths to eligible members at HCF branches.

2012
Our More for eyes, More for teeth and More for muscles programs launch to reduce and eliminate out of pocket expenses for our members.

2015
We launch HCF Catalyst, a corporate-supported accelerator aimed at startups and scaleups in the health tech space.

2017
We launch our Preparing for Hospital tool – an online bank of easy-to-use resources to help people better understand some of the most common hospital procedures.

2017
We celebrate 85 years of putting members and their health first.