Governance &structure

Our people and policies ensure our members' interests come first.

We help our members make informed choices by providing easy-to-understand products and insights into the healthcare system. We apply the same transparency and accountability to our business.

Read our Corporate Governance Statement

Meet our leadership teams

HCF Life Insurance

Manchester Unity Australia

Company secretary

Annual review

Read about our key achievements and results for the financial year ending 30 June 2019, and how we put our members' health first.


Our policies ensure the fund is run with integrity, and we remain focused on our goal of delivering more to our members. 

HCF Councillors

Find out more about the role of Councillors, who they are and information about the next election.

Councillor information

Elected Councillor Charter

211.5KB PDF


HCF Board Charter

254.3KB PDF

HCF Audit and Finance Committee Charter

187.9KB PDF

HCF Nomination Committee Charter

185.5KB PDF

HCF People Culture and Remuneration Committee Charter

230.1KB PDF

HCF Risk and Compliance Committee Charter

180.1KB PDF

HCF Life Board Charter

129.2KB PDF

HCF Life Audit and Finance Committee Charter


HCF Life Risk and Compliance Committee Charter


Manchester Unity Board Charter

173.7KB PDF

HCF Research Foundation Board Charter

95.6KB PDF