HCF Health Cover:that's uncommon care

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PUTTING PEOPLE BEFORE PROFIT

When it comes to healthcare, people want to know they’ll be genuinely cared for in their time of need. There’s care – and then there’s Uncommon Care. As Australia’s largest not-for-profit health insurer, our members get more benefits* back for every dollar paid in premiums than the industry average and the peace of mind that HCF is Australia’s most-trusted^ health fund.

FREE SKIN CHECKS

We've partnered with MoleMap, Australia's leading skin-care detection service, to provide our members with comprehensive checks for peace of mind+.

100% BACK ON SOME EXTRAS

Get 100% back on 1 or 2 dental check-ups a year and a first visit to a physio, chiro or osteo with 19,000 extras providers in our network#.

FREE SECOND OPINION

We’ll connect you to a network of Australia-based medical specialists for a free second opinion on a health condition you’re worried about**.

FREE HEALTHY HEART CHECKS

To help keep our members' hearts healthy we've partnered with Victor Chang to offer free heart health checks for HCF members at selected branches.

CALL OUR TEAM FOR EXPERT ADVICE

Our Customer Care team answer 3,000 calls a day on average helping people with their health cover questions. And we've being awarded Customer Service Institute Awards eight years in a row.
 
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TRY HCF FOR 30 DAYS

When you join HCF, you’ll have a 30 day cooling off period because we want you to be happy with the health cover you’ve chosen.

AWARD-WINNING SERVICE

Run by Aussies, for Aussies – those born here and those who’ve decided to call it home. We’re here to help you with award-winning call centres and branches.

SWITCH AT ANY TIME

Switch health insurers any time of year. You’re always free to shop around and look for a new fund. And because we're not-for-profit, we put your needs first.

WE'RE RIGHT FOR YOU

When it comes to health, you can count on us. We were voted Australia's most trusted health fund by Roy Morgan Net Trust survey the last 2 years running. Join us today.
 
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WHAT UNCOMMON CARE MEANS TO OUR MEMBERS

$6.7m
PAID TO MEMBERS ON AVERAGE IN CLAIMS EVERY SINGLE DAY
1,640
HOSPITAL ADMISSIONS ARE COVERED BY HCF ON A DAILY BASIS
254,000
HCF MEMBERS USE A NO OR KNOWN-GAP PROVIDER FOR THEIR HOSPITAL TREATMENT
23,600
EXTRAS SERVICES SUCH AS OPTICAL, DENTAL OR PHYSIO ARE COVERED EACH DAY

READY TO JOIN AUSTRALIA'S LARGEST NOT-FOR-PROFIT HEALTH FUND? START GETTING VALUE FROM YOUR HEALTH COVER
 

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*2019 Year in Review

^Roy Morgan Net Trust Survey 2018 & 2019

+Skin checks available at participating branches on selected dates

#Depends on your level of cover and annual limits

**You must have had hospital cover for 12 months and a specialist consultation to use this service. Excludes Accident Only Basic cover. Conditions apply.