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  • What is body dysmorphic disorder? While it’s normal to think about your appearance from time to time, for people with body dysmorphic disorder it can become an obsession that interferes with their life and causes anxiety. https://www.hcf.com.au/health-agenda/women/mental-health/dysmorphic-disorder
  • Anxiety at night: How worry affects your sleep Anxiety and sleep problems are closely linked. Worry can cause poor sleep, while sleep troubles can lead to anxiety. Here’s how to break the cycle. https://www.hcf.com.au/health-agenda/body-mind/mental-health/anxiety-at-night
  • 7 side effects of stress You can’t avoid stress but you can help limit its impact on your health. Here are seven good reasons to reduce your stress levels and how to achieve it. https://www.hcf.com.au/health-agenda/body-mind/mental-health/how-to-manage-stress
  • Can you really catch up on sleep? Getting enough sleep is one of the most important lifestyle factors affecting our wellbeing. Here’s why you should take it seriously, with tips to get a better night's sleep. https://www.hcf.com.au/health-agenda/body-mind/mental-health/how-to-fix-sleep-debt
  • How to reduce the mental load of chronic illness Between endless medical appointments and changes in social relationships, managing a chronic disease can take a physical and mental toll. Here’s how to ease the burden. https://www.hcf.com.au/health-agenda/body-mind/mental-health/living-with-a-chronic-disease
  • How to prioritise self-care this festive season Christmas should be a time of celebration, but for many it can be a stressful period marked by unrealistic expectations, family tension and financial pressures. Here’s how to bring peace and joy back to your silly season. https://www.hcf.com.au/health-agenda/body-mind/mental-health/how-to-survive-the-festive-season
  • 5 science-based sleep tips to help beat insomnia Struggling to sleep? These science-backed tips can help you conquer insomnia and give you the best chance of a good night’s rest. https://www.hcf.com.au/health-agenda/body-mind/physical-health/sleep-tips-insomnia
  • Sex after perimenopause and menopause: What you should know Your sex life can be derailed during perimenopause and after menopause, but help is available. Here’s how to cope with the emotional impacts and get the right support. https://www.hcf.com.au/health-agenda/women/perimenopause-menopause/sex-after-menopause
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When applying for HCF Life Protect Insurance we’ll ask you some questions about your health, lifestyle and other factors. When answering these questions, please remember you have a duty to take reasonable care not to make a misrepresentation. A misrepresentation includes a statement that is false, partially false, or which doesn’t fairly reflect the truth. It’s not a misrepresentation if you don’t answer a question or if your answer is obviously incomplete or irrelevant to the question asked. So it’s important that you answer any questions in the application process honestly and correctly, and to the best of your knowledge. The duty applies until we issue your cover and extends to making changes to your policy and reinstatements.

This insurance cover is provided under a consumer insurance contract. Your answers to these questions affect the terms and conditions of your cover. If you don’t comply with this duty, we may change the terms of your policy or treat your policy as if it never existed. This may result in your benefit being reduced or denied. 

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