LIFETIME HEALTH COVER
When it comes to hospital insurance, it pays to start young. Find out why.
Charges and the gap
How to avoid out-of-pocket costs and get the most out of your hospital cover.
How the government rebate works
How your income and age affects premiums, and what it means for you.
Medicare Levy Surcharge
How hospital cover could save you money come tax time.
Choosing an excess
How it works, and how to decide what’s right for you.
Protecting you against fraud
Fraud against the fund impacts all our members – find out how we prevent it.
Private vs Medicare
How the public system works, and what private healthcare can do for you.
Selecting a doctor or hospital
How to decide who treats you and where you're treated.
Moving to HCF is easy. Find out how to make the switch.
Getting loyalty benefits
Enjoy higher limits on selected extras cover the longer you're with us.