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  • The facts about sugar https://www.hcf.com.au/health-agenda/food-diet/nutrition/the-facts-about-sugar
  • The importance of fitness in your 40s If you’re in (or edging close to) your 40s take note; building exercise into your life can boost your health, now and in the future. Learn how. https://www.hcf.com.au/health-agenda/body-mind/physical-health/the-importance-of-fitness-in-your-40s
  • What’s gone wrong with our diet? Statistics don’t lie. We’re gaining an unhealthy amount of weight – and it’s all down to the average Aussie’s eating habits. https://www.hcf.com.au/health-agenda/food-diet/nutrition/whats-gone-wrong-with-our-diet
  • Why you should join the Healthy Weight for Life program For people with type 2 diabetes, osteoarthritis and heart conditions, losing weight can turn around your health. Here’s how HCF’S Healthy Weight For Life program can make that happen. https://www.hcf.com.au/health-agenda/body-mind/physical-health/why-join-healthy-weight-for-life
  • Chermoula chicken with asparagus Fire up the barbie with this healthy BBQ lamb chop recipe, flavoured with its perfect partner, rosemary, and brought to life with a sprinkling of feta. https://www.hcf.com.au/health-agenda/food-diet/recipes/chermoula-chicken
  • How many kilojoules do you need to lose weight? Experts explain what kilojoules are, where you should get yours from and how many you need to maintain or lose weight. https://www.hcf.com.au/health-agenda/food-diet/nutrition/are-kilojoules-equal
  • PERSONALISED HEALTH SUPPORT FOR MEMBERS In 2009, HCF launched My Health Guardian, our award-winning chronic disease management program which helped more than 50,000 Australians. https://www.hcf.com.au/health-agenda/health-care/research-and-insights/chronic-disease-management
  • Diabetes program: How it’s helped Joseph’s type 2 diabetes Our diabetes management program with coaching support has helped Joseph make a life-changing step in his health and wellbeing journey. https://www.hcf.com.au/health-agenda/body-mind/physical-health/diabetes-management-program
  • Sugar’s impact on your body: 9 hidden side effects Rising levels of obesity and type 2 diabetes are highlighting concerns about sugar’s impact on your body. Discover the impact of consuming too much sugar and how to curb your sweet tooth. https://www.hcf.com.au/health-agenda/food-diet/nutrition/impact-of-sugar-on-body
  • 6 lifestyle changes to help reverse diabetes Did you know adopting healthier lifestyle habits can help prevent, manage or reverse type 2 diabetes and pre-diabetes? Here’s how. https://www.hcf.com.au/health-agenda/health-care/common-conditions/reverse-diabetes
  • Diabetes and hearing loss: What you need to know Did you know having diabetes can double your risk of hearing loss? The good news is you can protect your hearing with a few lifestyle changes. https://www.hcf.com.au/health-agenda/health-care/common-conditions/diabetes-and-hearing-loss
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YOUR DUTY TO TAKE REASONABLE CARE

When applying for HCF Life Protect Insurance we’ll ask you some questions about your health, lifestyle and other factors. When answering these questions, please remember you have a duty to take reasonable care not to make a misrepresentation. A misrepresentation includes a statement that is false, partially false, or which doesn’t fairly reflect the truth. It’s not a misrepresentation if you don’t answer a question or if your answer is obviously incomplete or irrelevant to the question asked. So it’s important that you answer any questions in the application process honestly and correctly, and to the best of your knowledge. The duty applies until we issue your cover and extends to making changes to your policy and reinstatements.

This insurance cover is provided under a consumer insurance contract. Your answers to these questions affect the terms and conditions of your cover. If you don’t comply with this duty, we may change the terms of your policy or treat your policy as if it never existed. This may result in your benefit being reduced or denied. 

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