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  • Restless leg syndrome: signs, causes and treatments Restless leg syndrome can cause discomfort, pain and sleep disturbance. But what is it, why does it happen and how can you relieve your symptoms? https://www.hcf.com.au/health-agenda/health-care/common-conditions/what-is-restless-leg-syndrome
  • What is hearing loss and what can you do about it? Have trouble following conversations in a noisy room? You might be one of the many Australians affected by hearing loss. https://www.hcf.com.au/health-agenda/health-care/common-conditions/hearing-loss
  • Are there health benefits to later retirement? https://www.hcf.com.au/health-agenda/health-care/research-and-insights/are-there-health-benefits-to-delaying-retirement
  • Why core strengthening exercises matter at every stage of life Building and maintaining strong core muscles is one of the best things you can do for your health and wellbeing at any age. Here’s how to strengthen your core with the right exercises for you. https://www.hcf.com.au/health-agenda/body-mind/physical-health/core-strength-at-any-age
  • How not-for-profit health funds reward you in the long term Not all health funds are the same. Not-for-profit health funds like HCF put people first, focusing on affordability and the best value health cover. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/how-not-for-profit-health-funds-reward-you-in-the-long-term
  • The health benefits of regular exercise snacking Looking for simple, accessible exercise routines to add to your day? Exercise ‘snacking’ is a research-backed way to maintain strength and mobility as we age. https://www.hcf.com.au/health-agenda/body-mind/physical-health/exercise-snacking
  • 7 ways to prevent heart disease Heart disease remains the single leading cause of death in Australia. But what is it and what can you do to reduce your risk? https://www.hcf.com.au/health-agenda/health-care/common-conditions/heart-disease-lower-your-risk
  • 5 science-based sleep tips to help beat insomnia Struggling to sleep? These science-backed tips can help you conquer insomnia and give you the best chance of a good night’s rest. https://www.hcf.com.au/health-agenda/body-mind/physical-health/sleep-tips-insomnia
  • How to boost your brain health and lower your risk of dementia Staying mentally strong as you age is essential to our quality of life. Here are some simple tips to boost your brain health and lower your risk of dementia. https://www.hcf.com.au/health-agenda/body-mind/mental-health/brain-health
  • Asparagus and pumpkin frittata with goat’s curd This delicious plant-based recipe is so quick and easy to prepare, it’ll fast become a family favourite. https://www.hcf.com.au/health-agenda/food-diet/recipes/asparagus-and-pumpkin-frittata
  • Why heart health is the key to healthy ageing Adopting a heart-friendly lifestyle can help you live longer. Learn how diet, exercise, connection and regular heart checks can support healthy ageing. https://www.hcf.com.au/health-agenda/body-mind/physical-health/heart-health-tips-for-healthy-ageing
  • How private health insurance can help you age better We’re living longer than ever, but we’re not always living well. Life longevity and quality of life are interconnected. Here's how investing in your wellbeing with private health insurance can transform how you age. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/age-well-with-private-health-insurance
  • How to maintain strong muscles and healthy joints as you age Living an active life is important for your mental and physical wellbeing. Here’s how to look after your joints and muscles during your senior years. https://www.hcf.com.au/health-agenda/body-mind/physical-health/healthy-joints-as-you-age
  • 4 personal finance tips for women navigating retirement Women often retire with significantly less savings than men. But by acting now, you can boost your financial confidence and build a more secure retirement. https://www.hcf.com.au/health-agenda/women/strong/finance-tips-women-retirement
  • 9 ways to get more value from HCF health cover From 100% back on selected extras to digital tools and tailored support programs, here’s how to get even more from your HCF health cover. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/get-value-from-HCF-health-cover
  • Natural remedies for menopause: evidence-based options Medication is not the only option to ease menopause symptoms. Explore natural remedies for menopause, from diet and exercise to complementary therapies. https://www.hcf.com.au/health-agenda/women/perimenopause-menopause/natural-remedies-for-menopause
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YOUR DUTY TO TAKE REASONABLE CARE

When applying for HCF Life Protect Insurance we’ll ask you some questions about your health, lifestyle and other factors. When answering these questions, please remember you have a duty to take reasonable care not to make a misrepresentation. A misrepresentation includes a statement that is false, partially false, or which doesn’t fairly reflect the truth. It’s not a misrepresentation if you don’t answer a question or if your answer is obviously incomplete or irrelevant to the question asked. So it’s important that you answer any questions in the application process honestly and correctly, and to the best of your knowledge. The duty applies until we issue your cover and extends to making changes to your policy and reinstatements.

This insurance cover is provided under a consumer insurance contract. Your answers to these questions affect the terms and conditions of your cover. If you don’t comply with this duty, we may change the terms of your policy or treat your policy as if it never existed. This may result in your benefit being reduced or denied. 

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