Value of HCF Hospital policies backed by CHOICE in annual “Insurance check-up” review

Sydney, 25 July 2017 – HCF, Australia’s largest not-for-profit health fund, has received recommendations across Australia for its high-quality Basic Hospital and Premium Hospital products, as revealed in the latest independent review by consumer advocacy group CHOICE.

For the second consecutive year, HCF Basic Hospital has secured CHOICE’s recommendation across the majority of Australia. Building on 2016 recognition, HCF Premium Hospital (no excess) has this year also received a CHOICE recommendation in nearly every state.

Further, HCF Premium Hospital (with excess) has been recommended by CHOICE in South Australia for a second consecutive year.

CHOICE 2017 Recommendations:

  • HCF Basic Hospital – NSW, QLD, SA, WA, NT, ACT, TAS
  • HCF Premium Hospital (no excess) – NSW, QLD, SA, WA, ACT, TAS
  • HCF Premium Hospital (with excess) – SA

The annual investigation released by CHOICE selects policies in each category that provide the best value for money. The review takes into account the premium, treatments covered and out-of-pocket costs. With more than 50 years of experience, CHOICE seeks to inform consumers about the best products and services available to them in the market by giving unbiased advice.

John Barrington, Acting Managing Director at HCF, says: “As a not-for-profit health insurer, our members’ best interests are at the core of everything we do. We create policies to suit the individual health needs, and continue to work towards making health insurance understandable and affordable for all Australians.

“Regardless of your health, hospital cover can prove crucial at any age, and can provide significant peace-of-mind. At HCF, we want to empower Australians to make informed decisions about their health, and CHOICE’s recommendations can be a great starting point to evaluate the many health fund policies available on the market.”

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About HCF

HCF, largest not-for-profit health fund protecting Australians since 1932, covers over 1.5 million members with health and life insurance, community care, travel and pet insurance. On average over the last five years, HCF has paid out more cents in every dollar in premiums to members as benefits than the industry average. With over 35,000 specialists participating in its Medical Gap Cover Scheme and approximately 10,000 providers participating in its 100% back More for You programs, HCF gives members access to quality health care with no gaps or minimal costs compared to non-participating providers. To empower members to put their health first, HCF also offers a range of health and lifestyle services including its My Health Guardian health management program, mobile Victor Chang Health Checks and My Global Specialist second opinion service. HCF’s national network of retail outlets and Australian-based call centres have earned multi-award winning status. HCF members also have access to low cost, high quality services at HCF Dental Centres and HCF Eyecare Centres. Having contributed $50 million to support the health services research funded by the HCF Research Foundation, HCF is devoted to investing in the future of Australia’s health. To learn more about HCF go to