100% BACK ON SELECTED DENTAL
100% back on selected dental services, like scale and clean, annual check-ups and mouthguards through our no-gap provider network^.
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UNIQUE MENTAL HEALTH SERVICES
Access a range of unique mental health services and programs including video and online support~.
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100% BACK ON SELECTED EXTRAS
100% back on your first physio, chiro or osteo visit with our no-gap provider network^.
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HEALTH COVER FOR ALL FAMILIES
Trust us to support the changing healthcare needs of your family with;
- no change to the cost of your cover if you add kids to your policy#
- no excess payment if your child goes to hospital>
- access to our antenatal and postnatal group physio>>>
- online childbirth education courses for eligible members>>.
CALL OUR TEAM OF EXPERTS
- Customer Service Institute Award for 9 years==
- Because we're not for profit, our health insurance experts are here to advise based on the cover you actually need
- We answer 3,000 calls a day helping people with their health cover questions++
Important Information
~~Canstar 6 years in a row for 2016-2021. We were also recognised for; Hospital cover in NSW, NT, Qld, SA, WA & Tas. Extras cover in NSW, NT, Tas and WA. Hospital & Extras package in NSW, SA, NT, Tas and WA.
^100% back from providers in our No-Gap network is available on selected covers. Waiting periods and annual limits apply. See hcf.com.au/100back.
*Excludes Accident Only Basic cover and Overseas Visitors Health Cover.
~Eligibility criteria applies. Visit hcf.com.au/Campaigns/online-mental-health-services for more information.
#Applies to kids under 22. Excludes Accident Only cover.
>Excludes Accident Only Basic cover and My Future Cover.
>>A 2 month waiting period applies and depends on annual limits. Before you start any program, check you’re on eligible cover and the provider of the program is recognised by us. If you’re unsure, call 13 13 34 or visit a branch.
>>>Applicable on eligible products and with a family cover.
++Uncommon Care in Uncertain Times: Financial Year 2019-2020.
==Recognized by the customer service institute 9 years 2012 - 2020.