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  • Treatment at home: what you need to know about your options We’re giving our eligible members options around the types of treatment available at home to help you stay in control of your health journey and get the help you need, when you need it. https://www.hcf.com.au/health-agenda/health-care/treatments-and-procedures/treatment-at-home
  • Why and how you should ask for a second opinion A second opinion may help you feel more informed about your options, even if you’ve got a good relationship with your GP or specialist. https://www.hcf.com.au/health-agenda/health-care/treatments-and-procedures/second-opinion
  • What is chemotherapy? Chemotherapy is the most common way to treat cancer. We find out what happens during chemotherapy treatment including side effects and how it’s administered. https://www.hcf.com.au/health-agenda/health-care/treatments-and-procedures/what-is-chemotherapy
  • What should you pack for a hospital stay? Find out what you can pack in your hospital bag to make your stay as comfortable as possible, from clothes to snacks and creature comforts. https://www.hcf.com.au/health-agenda/health-care/treatments-and-procedures/packing-for-hospital
  • Choosing the right health specialist The truth about IVF, including fertility and success rates in Australia. https://www.hcf.com.au/health-agenda/health-care/treatments-and-procedures/choosing-the-right-specialist
  • Can we overcome the stigma of mental health plans? Why don’t people use their mental health care plan? Here’s how to overcome the stigma of mental health diagnosis and find the right psychologist for you. https://www.hcf.com.au/health-agenda/body-mind/mental-health/can-we-overcome-the-stigma-of-mental-health-plans
  • Why men avoid going to the doctor Men seek out medical help a lot less than women, which can have a huge impact on their health and longevity. Here's why it's important we start the conversation to reduce the stigma around men’s health. https://www.hcf.com.au/health-agenda/health-care/research-and-insights/why-men-avoid-doctors
  • Virus vs bacteria: the differences explained A CSIRO survey found that 92% of Aussies didn’t know the difference between viral and bacterial infections. We explain the differences. https://www.hcf.com.au/health-agenda/health-care/common-conditions/virus-or-bacteria
  • 7 digital mental health services for members Digital mental health services have been around for some time, but in the aftermath of COVID-19 and the pressure of the rising cost of living, they've become more popular than ever. These seven mental health programs are designed for the whole family and can be accessed online, wherever you may be. https://www.hcf.com.au/health-agenda/body-mind/mental-health/telehealth-services-australia-health-funds
  • How HCF’s Research Foundation is making a difference to everyday Aussies HCF’s Translational Research Grants scheme turns research into action, creating a better hospital experience for all Australians. Read about six programs helping to shape the future of health. https://www.hcf.com.au/health-agenda/health-care/research-and-insights/HCF-translational-grants
  • PROS AND CONS OF PUBLIC VS PRIVATE HOSPITALS FOR PREGNANCY Learn about the differences between public and private hospitals for pregnancy care, and how birth experiences can differ based on hospital, cover and personal preference. https://www.hcf.com.au/health-agenda/women/pregnancy-birth-perinatal/public-private
  • Empowering women through healthcare We spoke to Sarah White, CEO of Jean Hailes for Women’s Health, who shares her advice for moving towards an equitable healthcare system. https://www.hcf.com.au/health-agenda/women/strong/international-womens-day-2023
  • Digital healthcare: What the future holds for our health Recent innovation in healthcare has evolved the way we’re looking after ourselves. Here’s how AI and digital technology are shaping our health and wellbeing for years to come. https://www.hcf.com.au/health-agenda/health-care/research-and-insights/AI-and-telehealth
  • What does my dental cover pay for? Need some help with understanding exactly how dental cover works? We explain what can and can’t be covered, and how you can get the best value from your cover. https://www.hcf.com.au/health-agenda/health-care/research-and-insights/dental-insurance-cover
  • 5 ways to make the most of your hospital cover Getting the most out of your private hospital cover is more important than ever. We show you five ways to reduce your out-of-pocket costs. https://www.hcf.com.au/health-agenda/health-care/research-and-insights/ways-to-lower-your-hospital-costs
  • EYE HEALTH IN SAFE HANDS HCF’s Kris Dang explains why we opened our first HCF Eyecare centre in 1992 and how high-quality eye care and the experience in our centres keep members coming back. https://www.hcf.com.au/health-agenda/health-care/research-and-insights/HCF-eyecare-centres
  • FUNDING HEALTHCARE RESEARCH FOR ALL AUSTRALIANS The HCF Research Foundation was set up to fund research into health services to benefit HCF members and all Australians. Now in its 22nd year, its work shows why research is important in healthcare. https://www.hcf.com.au/health-agenda/health-care/research-and-insights/why-research-is-important-in-healthcare
  • Helping health startups make a difference HCF Catalyst was Australia’s first corporate-backed health-tech accelerator to help health and wellness startups and scaleups. Here’s how it works. https://www.hcf.com.au/health-agenda/health-care/research-and-insights/helping-health-startups-make-a-difference
  • PERSONALISED HEALTH SUPPORT FOR MEMBERS In 2009, HCF launched My Health Guardian, our award-winning chronic disease management program which helped more than 50,000 Australians. https://www.hcf.com.au/health-agenda/health-care/research-and-insights/chronic-disease-management
  • Jean Hailes talks Women’s Health We spoke to Sarah White, CEO of Jean Hailes for Women’s Health, who shares her advice for how we can build an equitable healthcare system for women and all Australians. https://www.hcf.com.au/health-agenda/women/strong/jean-hailes-womens-health
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YOUR DUTY TO TAKE REASONABLE CARE

When applying for HCF Life Protect Insurance we’ll ask you some questions about your health, lifestyle and other factors. When answering these questions, please remember you have a duty to take reasonable care not to make a misrepresentation. A misrepresentation includes a statement that is false, partially false, or which doesn’t fairly reflect the truth. It’s not a misrepresentation if you don’t answer a question or if your answer is obviously incomplete or irrelevant to the question asked. So it’s important that you answer any questions in the application process honestly and correctly, and to the best of your knowledge. The duty applies until we issue your cover and extends to making changes to your policy and reinstatements.

This insurance cover is provided under a consumer insurance contract. Your answers to these questions affect the terms and conditions of your cover. If you don’t comply with this duty, we may change the terms of your policy or treat your policy as if it never existed. This may result in your benefit being reduced or denied. 

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