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  • Domestic violence support: how to get help Domestic and family violence is at crisis point in Australia. Whether it’s impacting you or someone you know, help is available. Here’s where to find support. https://www.hcf.com.au/health-agenda/work-life/family/domestic-violence-support
  • How to talk to kids about gender identity Navigating the complexities of gender identity can be challenging for families. So how can we support our kids to be confident in their own skin? https://www.hcf.com.au/health-agenda/work-life/family/gender-identity-kids
  • Can men get postnatal depression? Although the term postnatal depression is commonly reserved for mothers, experts agree many fathers can also experience significant mood changes related to becoming a parent. https://www.hcf.com.au/health-agenda/body-mind/mental-health/men-postnatal-depression
  • How to prioritise self-care this festive season Christmas should be a time of celebration, but for many it can be a stressful period marked by unrealistic expectations, family tension and financial pressures. Here’s how to bring peace and joy back to your silly season. https://www.hcf.com.au/health-agenda/body-mind/mental-health/how-to-survive-the-festive-season
  • How to talk to your teenager about tough topics Addressing tough topics such as bullying, social media, depression and suicide with your teen can be daunting. Our expert advice will help you give them the support they need. https://www.hcf.com.au/health-agenda/work-life/family/talking-to-teenagers-parents-tips
  • Should you switch to a couples health cover policy? A couples health insurance policy can save you money and simplify your life admin. Here’s how to decide if couples health cover is right for your relationship. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/couples-policy
  • How to keep intimacy in long-term relationships Relationships change and mature over time, and it can be hard to maintain intimacy. Here’s how to keep the connection strong with your long-term partner. https://www.hcf.com.au/health-agenda/women/strong/intimacy-in-long-term-relationships
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YOUR DUTY TO TAKE REASONABLE CARE

When applying for HCF Life Protect Insurance we’ll ask you some questions about your health, lifestyle and other factors. When answering these questions, please remember you have a duty to take reasonable care not to make a misrepresentation. A misrepresentation includes a statement that is false, partially false, or which doesn’t fairly reflect the truth. It’s not a misrepresentation if you don’t answer a question or if your answer is obviously incomplete or irrelevant to the question asked. So it’s important that you answer any questions in the application process honestly and correctly, and to the best of your knowledge. The duty applies until we issue your cover and extends to making changes to your policy and reinstatements.

This insurance cover is provided under a consumer insurance contract. Your answers to these questions affect the terms and conditions of your cover. If you don’t comply with this duty, we may change the terms of your policy or treat your policy as if it never existed. This may result in your benefit being reduced or denied. 

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