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  • Should You Be Drinking Alcohol Around Babies/Children? Youngsters learn many behaviours from their parents. So what does the effect of drinking in front of your children have? https://www.hcf.com.au/health-agenda/body-mind/mental-health/alcohol-and-children
  • How to help an alcoholic partner We discuss how to support an alcoholic partner with addiction psychiatrist Dr Vicky Phan; because seeking help, support and counselling is important. https://www.hcf.com.au/health-agenda/body-mind/mental-health/helping-an-alcoholic-partner
  • How your private health cover can support your mental health From making GPs more accessible to providing treatment options for anxiety and depression, here’s how your health cover can support your mental wellbeing. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/private-health-insurance-mental-health
  • Alcohol and sleep: what are the possible side effects? Do you often have a drink to help you nod off? Alcohol and sleep don't mix. Find out what the possible side effects are, how it can impact the quality of your sleep in the long term and other health risks you need to be aware of. https://www.hcf.com.au/health-agenda/body-mind/physical-health/alcohol-affecting-sleep
  • Self-care tips and sleep habits to avoid Christmas stress Self-care tips and healthy sleep habits can help you find balance, calm and enjoy one of the busiest times of the year. https://www.hcf.com.au/health-agenda/body-mind/physical-health/self-care-tips
  • Healthy food and alcohol swaps for the festive season Keep healthy this festive season with our healthy food and alcoholic swap ideas to stay on track without spoiling the fun. https://www.hcf.com.au/health-agenda/food-diet/nutrition/healthy-food-swaps-for-the-festive-season
  • Can alcohol cause anxiety and depression? Alcohol and mental health problems are closely linked – and each can make the other worse. Learn how to recognise the signs and where to go for support. https://www.hcf.com.au/health-agenda/body-mind/mental-health/can-alcohol-cause-anxiety
  • The benefits of quitting alcohol for your body and mind Cutting back on alcohol, or quitting, can be a game-changer for your physical and mental health. Here’s what happens to your body when you quit, and tips on how to do it. https://www.hcf.com.au/health-agenda/body-mind/physical-health/benefits-quitting-alcohol
  • How do alcoholic drinks impact your weight? Consuming alcoholic drinks regularly could mean you’re finding it harder to maintain a healthy weight. Find out why and discover some simple solutions. https://www.hcf.com.au/health-agenda/body-mind/physical-health/alcoholic-drinks-alcohol-and-weight
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YOUR DUTY TO TAKE REASONABLE CARE

When applying for HCF Life Protect Insurance we’ll ask you some questions about your health, lifestyle and other factors. When answering these questions, please remember you have a duty to take reasonable care not to make a misrepresentation. A misrepresentation includes a statement that is false, partially false, or which doesn’t fairly reflect the truth. It’s not a misrepresentation if you don’t answer a question or if your answer is obviously incomplete or irrelevant to the question asked. So it’s important that you answer any questions in the application process honestly and correctly, and to the best of your knowledge. The duty applies until we issue your cover and extends to making changes to your policy and reinstatements.

This insurance cover is provided under a consumer insurance contract. Your answers to these questions affect the terms and conditions of your cover. If you don’t comply with this duty, we may change the terms of your policy or treat your policy as if it never existed. This may result in your benefit being reduced or denied. 

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