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  • How should we care for our parents as they age? Supporting your elderly parents once they reach a certain stage of life can be a big adjustment. This advice will help you navigate the changes together. https://www.hcf.com.au/health-agenda/work-life/family/how-to-care-for-ageing-parents
  • The pursuit of happiness as we age Are you about to retire? The good news is research shows older Aussies are happier than they’ve ever been – here’s why and how. https://www.hcf.com.au/health-agenda/body-mind/mental-health/finding-happiness-in-old-age
  • The importance of friendships as you age Having friends is good for your health – that’s no surprise. But new research shows that as we get older, close ties with friends become more important than ever. https://www.hcf.com.au/health-agenda/body-mind/mental-health/the-importance-of-friendships-as-you-age
  • Take control of your end of life care Explore and document the terminal care and treatment you want to receive when the time comes. https://www.hcf.com.au/health-agenda/health-care/treatments-and-procedures/take-control-of-your-end-of-life-care
  • Menopause: is HRT a safe option? https://www.hcf.com.au/health-agenda/health-care/treatments-and-procedures/menopause-is-hrt-a-safe-option
  • Stroke rehabilitation changed by robots Robotic technology is helping people who have had a stroke regain their movement, physical strength and independence. https://www.hcf.com.au/health-agenda/health-care/research-and-insights/robots-helping-recover-from-stroke
  • Macular degeneration: what you need to know Find out if you’re at risk of being affected by this eye disease, how it’s diagnosed and how you can lower your risk factors. https://www.hcf.com.au/health-agenda/health-care/common-conditions/macular-degeneration-what-you-need-know
  • Knee surgery alternatives Knee replacement surgery may not be the best solution for painful osteoarthritis. https://www.hcf.com.au/health-agenda/health-care/common-conditions/knee-surgery-alternatives
  • Tools to help you plan for hospital These HCF resources are designed to take some of the stress out of going to hospital, so you can concentrate on getting better. https://www.hcf.com.au/health-agenda/health-care/treatments-and-procedures/hospital-tools
  • How to lower your risk of dementia With these lifestyle changes you can help keep your brain in top shape and reduce your risk for dementia. https://www.hcf.com.au/health-agenda/health-care/treatments-and-procedures/can-you-prevent-dementia
  • From Botox to breast implants: The dangers of cosmetic surgery Are you considering cosmetic surgery? Here are the risks to weigh up before deciding. https://www.hcf.com.au/health-agenda/health-care/treatments-and-procedures/from-botox-to-breast-implants-the-dangers-of-cosmetic-surgery
  • Treating chronic pain Around 20% of Australians have chronic pain. We find out how to cope with it. https://www.hcf.com.au/health-agenda/health-care/common-conditions/dealing-with-chronic-pain
  • Am I Drinking Too Much? When Does It Become A Problem? Whether you’re having a cocktail with friends or winding down with a cold beer at home, alcohol often feels like a normal part of life. But are some of us drinking too much? https://www.hcf.com.au/health-agenda/food-diet/nutrition/are-you-drinking-too-much
  • Keeping active after 60 How to enjoy the benefits of exercise in your senior years. https://www.hcf.com.au/health-agenda/body-mind/physical-health/keeping-active-after-sixty
  • How to make resolutions that last Christmas and the holiday season can be stressful – whether it's financial, time, or family issues. We ask the experts for their advice on how to plan ahead. https://www.hcf.com.au/health-agenda/body-mind/mental-health/make-resolutions-that-last
  • The science behind motivation What is motivation? We find out how our brain becomes, and stays, motivated, to help us achieve our goals with expert tips from a neuroscientist. https://www.hcf.com.au/health-agenda/body-mind/mental-health/science-behind-motivation
  • The importance of fitness in your 40s If you’re in (or edging close to) your 40s take note; building exercise into your life can boost your health, now and in the future. Learn how. https://www.hcf.com.au/health-agenda/body-mind/physical-health/the-importance-of-fitness-in-your-40s
  • Is yoga is good for you? More people every year are turning to yoga, but are there proven health benefits? https://www.hcf.com.au/health-agenda/body-mind/physical-health/is-yoga-good-for-you
  • Is running good for you? Depending on who you ask, running will either add years to your life or age you prematurely. Here are the facts https://www.hcf.com.au/health-agenda/body-mind/physical-health/is-running-good-for-you
  • Struggling to stay fit? We’ve got solutions for common exercise excuses Simple, easy ways to add exercise to your life no matter how busy you are, and even if you hate the gym. https://www.hcf.com.au/health-agenda/body-mind/physical-health/struggling-to-stay-fit-we-got-solutions-for-common-exercise-excuses
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When applying for HCF Life Protect Insurance we’ll ask you some questions about your health, lifestyle and other factors. When answering these questions, please remember you have a duty to take reasonable care not to make a misrepresentation. A misrepresentation includes a statement that is false, partially false, or which doesn’t fairly reflect the truth. It’s not a misrepresentation if you don’t answer a question or if your answer is obviously incomplete or irrelevant to the question asked. So it’s important that you answer any questions in the application process honestly and correctly, and to the best of your knowledge. The duty applies until we issue your cover and extends to making changes to your policy and reinstatements.

This insurance cover is provided under a consumer insurance contract. Your answers to these questions affect the terms and conditions of your cover. If you don’t comply with this duty, we may change the terms of your policy or treat your policy as if it never existed. This may result in your benefit being reduced or denied. 

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