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  • How education is a pathway to better health literacy Education is a powerful tool for improving health and wellbeing. Studies show that more time at school and university can boost health literacy, which helps us make informed decisions about our health. https://www.hcf.com.au/health-agenda/health-care/giving-back/health-literacy
  • What is childhood obesity and is it affecting your child? Childhood obesity is on the rise in Australia. Here’s how to tell if your child is overweight – and what to do about it. https://www.hcf.com.au/health-agenda/health-care/common-conditions/childhood-obesity
  • How HCF family cover has supported Jocelyn and her twin boys Jocelyn and her family have relied on lifesaving medical procedures for the past two decades. And HCF has been with them every step of the way. https://www.hcf.com.au/health-agenda/work-life/family/Jocelyns-twins-HCF-family-cover
  • Life insurance explained: what you need to know Life insurance provides help after an accident or during serious illness. Here’s how it works. https://www.hcf.com.au/health-agenda/work-life/family/life-insurance-explained
  • Signs of postnatal depression: when to seek help Here’s how to spot the signs of postnatal depression, and when and where to seek help. https://www.hcf.com.au/health-agenda/women/pregnancy-birth-perinatal/pre-postnatal-depression
  • How to reduce financial stress in the home Many families are struggling with financial stress, but how do you communicate this to kids without giving them cause for worry? https://www.hcf.com.au/health-agenda/body-mind/mental-health/reducing-financial-stress
  • 15 healthy lunchbox snacks to nourish your kids Building healthy eating habits in youngsters can be a tricky business. Here’s how to ‘dangle a carrot’, using some expert tips and healthy snack ideas for kids. https://www.hcf.com.au/health-agenda/food-diet/nutrition/healthy-lunchbox-snacks-kids
  • Ways to save with your pet insurance Keeping our furry friends healthy can come with some hefty and unexpected costs. Here’s how pet insurance can help with vet bills. https://www.hcf.com.au/health-agenda/work-life/family/cost-of-pet-insurance
  • How to talk to kids about gender identity Navigating the complexities of gender identity can be challenging for families. So how can we support our kids to be confident in their own skin? https://www.hcf.com.au/health-agenda/work-life/family/gender-identity-kids
  • Planning for pregnancy Starting a family is an exciting time in your life. Here’s what you should know before you start trying to conceive. https://www.hcf.com.au/health-agenda/women/pregnancy-birth-perinatal/planning-pregnancy
  • Can men get postnatal depression? Although the term postnatal depression is commonly reserved for mothers, experts agree many fathers can also experience significant mood changes related to becoming a parent. https://www.hcf.com.au/health-agenda/body-mind/mental-health/men-postnatal-depression
  • How to talk to your teenager about tough topics Addressing tough topics such as bullying, social media, depression and suicide with your teen can be daunting. Our expert advice will help you give them the support they need. https://www.hcf.com.au/health-agenda/work-life/family/talking-to-teenagers-parents-tips
  • Time to reset your health? 5 healthy habits to try Want to reset your health but don’t know where to start? Here are five unexpected healthy habits to incorporate into your daily routine. https://www.hcf.com.au/health-agenda/body-mind/physical-health/healthy-habits-for-a-health-reset
  • Why we should be talking about infertility If you’re among the one in six Aussies affected by infertility, getting support is crucial. Here’s how infertility impacts mental health, how to overcome the stigma and how to get help. https://www.hcf.com.au/health-agenda/body-mind/mental-health/infertility-stigma
  • 11 ways HCF is looking out for you and your family From having tonsils taken out to getting braces, looking after your child’s health can be expensive, but with HCF family cover you could save time and money. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/HCF-family-cover-benefits
  • How your mental wellbeing can affect your weight Stress and anxiety can make weight management more challenging. Here’s how to positively align your mental wellbeing and eating habits. https://www.hcf.com.au/health-agenda/body-mind/mental-health/mental-wellbeing-affects-weight
  • 7 of the world’s best active family holidays Travel near or far, get fit and spend time with your loved ones on one of these active family holidays. https://www.hcf.com.au/health-agenda/work-life/play/travel-walking-holidays
  • How much sleep do kids need? Is your child getting enough good-quality sleep? We explore how much sleep babies and young children need and what you can do to support them. https://www.hcf.com.au/health-agenda/work-life/family/how-much-sleep-do-kids-need
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YOUR DUTY TO TAKE REASONABLE CARE

When applying for HCF Life Protect Insurance we’ll ask you some questions about your health, lifestyle and other factors. When answering these questions, please remember you have a duty to take reasonable care not to make a misrepresentation. A misrepresentation includes a statement that is false, partially false, or which doesn’t fairly reflect the truth. It’s not a misrepresentation if you don’t answer a question or if your answer is obviously incomplete or irrelevant to the question asked. So it’s important that you answer any questions in the application process honestly and correctly, and to the best of your knowledge. The duty applies until we issue your cover and extends to making changes to your policy and reinstatements.

This insurance cover is provided under a consumer insurance contract. Your answers to these questions affect the terms and conditions of your cover. If you don’t comply with this duty, we may change the terms of your policy or treat your policy as if it never existed. This may result in your benefit being reduced or denied. 

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