At HCF, we believe your health shouldn’t be for profit. We’re focused on providing great value health insurance, not profits for shareholders. We want to help you get the most from your cover and live your healthiest life.
We’re proud that our cover has been recognised by independent review body Canstar+ for meeting Australians’ needs and budgets. And, because members are at the heart of everything we do, we're delighted to be recognised for our commitment to customer service.
CANSTAR OUTSTANDING VALUE HEALTH INSURANCE 6 YEARS IN A ROW
Canstar is Australia’s biggest financial comparison site, helping you feel confident when making a purchase.
After considering thousands of health insurance policies, they awarded us the National Award for Outstanding Value in Health Insurance for the 6th year in a row (2016 - 2021).
We were also recognised for:
- Hospital cover in NSW, NT, Qld, SA, WA & Tas
- Extras cover in NSW, NT, Tas and WA
- Hospital & Extras package in NSW, SA, NT, Tas and WA.
Recognised for customer service
AWARD WINNING COVER FOR YOUR FURRY FRIENDS
AWARD WINNING INCOME PROTECT INSURANCE
AWARDED FOR EXCELLENCE 4 YEARS IN A ROW
Recover Cover - just another way HCF provides Uncommon Care.
*Recognised 9 years 2012-2020.
+Awarded Outstanding Value Health Insurance by Canstar in 2016-2021. In 2021, we were also recognised for; Hospital cover in NSW, NT, Qld, SA, WA & Tas. Extras cover in NSW, NT, Tas and WA. Hospital & Extras package in NSW, SA, NT, Tas and WA.
^HCF Pet Insurance is issued by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473 (AFSL 241436). The insurance is distributed and promoted by The Hospitals Contribution Fund of Australia Limited (HCF) ABN 68 000 026 746 (AFSL 241414) and arranged and administered by PetSure (Australia) Pty Ltd ABN 95 075 949 923 (AFSL 420183). Any advice provided is general only and does not take into account your individual objectives, financial situation or needs. Consider the Product Disclosure Statement before deciding if the product is right for you. Product Disclosure Statement and Target Market Determination are available at hcf.com.au/insurance/pet. Do not assume that pet insurance and health insurance are similar. HCF may receive a commission of up to 17% of the premium for promoting HCF Pet Insurance policies.
#Please read the relevant Product Disclosure Statement, Policy Document and Financial Services Guide available by calling 1800 560 855 or visiting hcf.com.au/lifeinfo, and consider your financial situation, objectives, and needs before deciding on these products as any advice provided does not take these into account. In addition to these documents, you should also read the Target Market Determination (TMD) for the product, which is available at hcf.com.au/lifeinfo. Our Recover Cover products are issued by our own HCF Life Insurance Company Pty Ltd. ABN 37 001 831 250, AFSL 236 806 (HCF Life). HCF Life is a wholly owned subsidiary of The Hospitals Contribution Fund of Australia Limited ABN 68 000 026 746, AFSL 241 414 (HCF). The premiums for Recover Cover products are paid to HCF Life. HCF receives commission from HCF Life for their sale of up to 40% of the first year’s premium plus an additional commission of 80% of HCF Life’s underwriting profit each year calculated as premiums less claims and expenses. HCF’s staff may receive an incentive depending on the annual premium of these products which they sell. This will not exceed 15% of the first year’s premium.