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  • Reduce stress in retirement: planning ahead Caring for a loved one can be a financial, physical and emotional strain. It’s important to know what help is available. https://www.hcf.com.au/health-agenda/work-life/family/reduce-stress-in-retirement
  • Getting your affairs in order Have you planned for if you get seriously ill? Have you planned for when you die? This key paperwork can help reduce stress for your family in the future. https://www.hcf.com.au/health-agenda/work-life/family/care-plans-wills
  • The telomere revolution How online doctor services and telehealth advances are changing our relationship with our GPs in Australia. https://www.hcf.com.au/health-agenda/health-care/research-and-insights/telomere-revolution
  • Can technology help older people stay in their homes for longer? Senior Australians can get support staying in their own homes with this health tech. The system helps keep the older person’s support system informed. https://www.hcf.com.au/health-agenda/health-care/research-and-insights/tech-supporting-aged-care
  • Innovation in chronic condition care Health Care Homes is an innovative program helping Australians manage chronic conditions. We explain how it can help people better manage their healthcare. https://www.hcf.com.au/health-agenda/health-care/research-and-insights/health-care-homes
  • Is your body older than your actual age? From faster, cheaper research to potential cures for cancer, new gene-editing techniques are dramatically changing what’s possible. https://www.hcf.com.au/health-agenda/health-care/research-and-insights/is-your-body-older-than-your-actual-age
  • Healthcare for an ageing population How Australian healthcare will meet the challenge of providing for the increasing number of people living longer. https://www.hcf.com.au/health-agenda/health-care/research-and-insights/healthcare-for-an-ageing-population
  • Falls in the elderly: Can you prevent them? We talk to experts about the variations in e-cigarettes and examine the research around vaping side effects. https://www.hcf.com.au/health-agenda/health-care/research-and-insights/fall-prevention-for-elderly-people
  • Food for mental health: what’s good for your mind? From flat whites to energy drinks, Australian adolescents drink a surprising amount of caffeine. Here’s how it affects their health. https://www.hcf.com.au/health-agenda/food-diet/nutrition/food-for-mental-health-your-mind
  • Total recall: tips for improving your memory Constantly looking for your keys? Beat momentary memory lapses with a daily mental workout. https://www.hcf.com.au/health-agenda/body-mind/mental-health/total-recall-tips-for-improving-your-memory
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YOUR DUTY TO TAKE REASONABLE CARE

When applying for HCF Life Protect Insurance we’ll ask you some questions about your health, lifestyle and other factors. When answering these questions, please remember you have a duty to take reasonable care not to make a misrepresentation. A misrepresentation includes a statement that is false, partially false, or which doesn’t fairly reflect the truth. It’s not a misrepresentation if you don’t answer a question or if your answer is obviously incomplete or irrelevant to the question asked. So it’s important that you answer any questions in the application process honestly and correctly, and to the best of your knowledge. The duty applies until we issue your cover and extends to making changes to your policy and reinstatements.

This insurance cover is provided under a consumer insurance contract. Your answers to these questions affect the terms and conditions of your cover. If you don’t comply with this duty, we may change the terms of your policy or treat your policy as if it never existed. This may result in your benefit being reduced or denied. 

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