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  • From Botox to breast implants: The dangers of cosmetic surgery Are you considering cosmetic surgery? Here are the risks to weigh up before deciding. https://www.hcf.com.au/health-agenda/health-care/treatments-and-procedures/from-botox-to-breast-implants-the-dangers-of-cosmetic-surgery
  • Treating chronic pain Around 20% of Australians have chronic pain. We find out how to cope with it. https://www.hcf.com.au/health-agenda/health-care/common-conditions/dealing-with-chronic-pain
  • Am I Drinking Too Much? When Does It Become A Problem? Whether you’re having a cocktail with friends or winding down with a cold beer at home, alcohol often feels like a normal part of life. But are some of us drinking too much? https://www.hcf.com.au/health-agenda/food-diet/nutrition/are-you-drinking-too-much
  • Keeping active after 60 How to enjoy the benefits of exercise in your senior years. https://www.hcf.com.au/health-agenda/body-mind/physical-health/keeping-active-after-sixty
  • How to make resolutions that last Christmas and the holiday season can be stressful – whether it's financial, time, or family issues. We ask the experts for their advice on how to plan ahead. https://www.hcf.com.au/health-agenda/body-mind/mental-health/make-resolutions-that-last
  • The science behind motivation What is motivation? We find out how our brain becomes, and stays, motivated, to help us achieve our goals with expert tips from a neuroscientist. https://www.hcf.com.au/health-agenda/body-mind/mental-health/science-behind-motivation
  • The importance of fitness in your 40s If you’re in (or edging close to) your 40s take note; building exercise into your life can boost your health, now and in the future. Learn how. https://www.hcf.com.au/health-agenda/body-mind/physical-health/the-importance-of-fitness-in-your-40s
  • Is yoga is good for you? More people every year are turning to yoga, but are there proven health benefits? https://www.hcf.com.au/health-agenda/body-mind/physical-health/is-yoga-good-for-you
  • Is running good for you? Depending on who you ask, running will either add years to your life or age you prematurely. Here are the facts https://www.hcf.com.au/health-agenda/body-mind/physical-health/is-running-good-for-you
  • Struggling to stay fit? We’ve got solutions for common exercise excuses Simple, easy ways to add exercise to your life no matter how busy you are, and even if you hate the gym. https://www.hcf.com.au/health-agenda/body-mind/physical-health/struggling-to-stay-fit-we-got-solutions-for-common-exercise-excuses
  • Dementia: reduce your risk Simple lifestyle changes could help lower your risk of dementia. Find out what you can do. https://www.hcf.com.au/health-agenda/health-care/common-conditions/dementia
  • How easy is it to damage your hearing? Are you damaging your hearing without knowing it? Here’s how to find out, including types of hearing loss and how to prevent hearing loss. https://www.hcf.com.au/health-agenda/health-care/common-conditions/hearing-damage
  • Knee replacement A knee replacement can seem daunting, but it can give you a new lease on life. Here are the factors to consider with knee surgery, including info from surgeons. https://www.hcf.com.au/health-agenda/health-care/common-conditions/knee-replacement
  • Fitness for seniors: How one athlete keeps active after 80 One trail-blazing woman is improving the mental and physical health of rural and remote communities around Australia though her grassroots initiative, Active Farmers. https://www.hcf.com.au/health-agenda/body-mind/physical-health/fitness-for-seniors
  • Skin care tips: Good habits for healthy skin (...and no pricey products) What are the secrets to keeping wrinkles at bay and skin glowing as we age? Here, a dermatologist gives us her top skin care tips. https://www.hcf.com.au/health-agenda/body-mind/physical-health/skin-care-tips-how-to-get-healthy-skin-without-expensive-products
  • Exercise for seniors: how to live longer and stronger Sports shoes: do you know which one is right for your favourite form of fitness? Do you need special running shoes or sneakers? Here’s some expert advice. https://www.hcf.com.au/health-agenda/body-mind/physical-health/exercise-for-seniors
  • Why stretch? And 3 easy exercises to get you started https://www.hcf.com.au/health-agenda/body-mind/physical-health/three-easy-stretches
  • Group fitness gains: the benefits of working out with friends How group exercise can help you stick to your goals, boost your fitness and help improve social connections. Includes tips from health experts. https://www.hcf.com.au/health-agenda/body-mind/physical-health/group-fitness
  • Can an efficient metabolism help you lose weight? When the temperature soars, your usual workout may not be as comfortable or easy. We ask the experts for their advice on keeping cool while staying fit in summer. https://www.hcf.com.au/health-agenda/body-mind/physical-health/fast-metabolism-help-to-lose-weight
  • Why mixing up exercise is good for you Bored of your exercise routine? Here’s why you shouldn’t just stick to one kind of workout, and a personal trainer with tips on changing up your fitness. https://www.hcf.com.au/health-agenda/body-mind/physical-health/mix-up-your-exercise-routine
  • Mythbusting: 6 fitness claims put to the test Here are fitness myths busted as we analyse six claims about exercise, from the number of steps to take a day to stretching before a workout. https://www.hcf.com.au/health-agenda/body-mind/physical-health/fitness-myths
  • Exercise dos and don’ts Stay motivated and reduce your risk of injury with these tips from an exercise physiologist. https://www.hcf.com.au/health-agenda/body-mind/physical-health/exercise-dos-and-donts
  • What is perimenopause and are you in it? You’ve heard of menopause, but what about perimenopause? While every woman goes through this, not everyone knows about it. We speak to a GP for some general advice. https://www.hcf.com.au/health-agenda/women/perimenopause-menopause/perimenopause-signs-symptoms
  • Menopause weight gain and loss of libido: what you need to know Your libido and weight fluctuate naturally throughout your life, but menopause can make the changes more dramatic. Here’s what’s going on and what you can do about it. https://www.hcf.com.au/health-agenda/women/perimenopause-menopause/weight-gain-libido-loss
  • Incidental activity: focus on movement instead Incidental activity is a movement mindset may help you achieve your fitness goals. https://www.hcf.com.au/health-agenda/women/strong/movement
  • Contraception over 40: birth control options for women As you get older your health risks and hormones change. If you’re a woman considering contraception over 40, you may want to review your options. Here are some of the birth control choices worth considering. https://www.hcf.com.au/health-agenda/women/strong/contraception-over-40
  • Why resistance training is essential for women at every age Resistance training is a key part of staying healthy for women at all stages – but older Aussies aren’t hitting their quota. Here’s how to integrate it into your daily life. https://www.hcf.com.au/health-agenda/women/strong/resistance-training
  • Relieving menopause symptoms If you’re approaching or experiencing menopause, you’re probably aware of how it can affect your mind and body. Here’s what to do, how to get help and manage the symptoms. https://www.hcf.com.au/health-agenda/health-care/common-conditions/relieving-menopause-symptoms
  • THREE EASY WAYS TO PREVENT OSTEOPOROSIS Osteoporosis is common in women and men over 50, but prevention is possible. Here are simple tips to reduce your risk factors and keep your bones strong for life. https://www.hcf.com.au/health-agenda/women/conditions/reduce-risk-osteoporosis
  • Health checks for women over 60 The age of 60 may be the new 50, but it still comes with a few more recommended regular health checks for women. Here are some routine tests to book in. https://www.hcf.com.au/health-agenda/women/conditions/health-checks-over-60
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When applying for HCF Life Protect Insurance we’ll ask you some questions about your health, lifestyle and other factors. When answering these questions, please remember you have a duty to take reasonable care not to make a misrepresentation. A misrepresentation includes a statement that is false, partially false, or which doesn’t fairly reflect the truth. It’s not a misrepresentation if you don’t answer a question or if your answer is obviously incomplete or irrelevant to the question asked. So it’s important that you answer any questions in the application process honestly and correctly, and to the best of your knowledge. The duty applies until we issue your cover and extends to making changes to your policy and reinstatements.

This insurance cover is provided under a consumer insurance contract. Your answers to these questions affect the terms and conditions of your cover. If you don’t comply with this duty, we may change the terms of your policy or treat your policy as if it never existed. This may result in your benefit being reduced or denied. 

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