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  • The benefits of spending time outdoors when you travel Spending time outdoors benefits your mental and physical health. Get active on your next holiday with these fun outdoor adventure activities. https://www.hcf.com.au/health-agenda/work-life/family/health-benefits-doing-outdoor-activities
  • Falls in the elderly: Can you prevent them? We talk to experts about the variations in e-cigarettes and examine the research around vaping side effects. https://www.hcf.com.au/health-agenda/health-care/research-and-insights/fall-prevention-for-elderly-people
  • Can gardening reduce your stress levels? Gardening can improve your mental and physical health. We find out how spending time in a garden can help you and how to get your own garden started https://www.hcf.com.au/health-agenda/work-life/play/gardening-reduce-stress-levels
  • Why fun is seriously good for you Fun isn't just fun - it can actually be good for your health. https://www.hcf.com.au/health-agenda/work-life/play/have-fun
  • How to find a hobby that can help you be happy It’s time to find a hobby. Why? Hobbies aren’t just a source of pleasure, they have some impressive benefits for your mental wellbeing, too. https://www.hcf.com.au/health-agenda/work-life/play/how-to-find-a-hobby-that-can-help-you-be-happy
  • Weekend reboot: staying healthy in your downtime Tips for less booze and more bounce on your weekends. https://www.hcf.com.au/health-agenda/work-life/play/weekend-reboot-staying-healthy-in-your-downtime
  • 7 ways to get out of your comfort zone this week Feel like you’re stuck in a rut? It might be time to break out of your routine. https://www.hcf.com.au/health-agenda/work-life/play/7-ways-to-get-out-of-your-comfort-zone
  • Fundraising your way to better health Fundraising and volunteering may improve your own health and wellbeing, as well as help others. We look at the evidence. https://www.hcf.com.au/health-agenda/work-life/play/fundraising-to-better-health
  • The science behind motivation What is motivation? We find out how our brain becomes, and stays, motivated, to help us achieve our goals with expert tips from a neuroscientist. https://www.hcf.com.au/health-agenda/body-mind/mental-health/science-behind-motivation
  • How ‘green space’ can improve your health What are the health benefits of green space? Here’s why getting outdoors in nature can reduce stress and anxiety and improve wellbeing. https://www.hcf.com.au/health-agenda/body-mind/mental-health/green-space-can-improve-health
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YOUR DUTY TO TAKE REASONABLE CARE

When applying for HCF Life Protect Insurance we’ll ask you some questions about your health, lifestyle and other factors. When answering these questions, please remember you have a duty to take reasonable care not to make a misrepresentation. A misrepresentation includes a statement that is false, partially false, or which doesn’t fairly reflect the truth. It’s not a misrepresentation if you don’t answer a question or if your answer is obviously incomplete or irrelevant to the question asked. So it’s important that you answer any questions in the application process honestly and correctly, and to the best of your knowledge. The duty applies until we issue your cover and extends to making changes to your policy and reinstatements.

This insurance cover is provided under a consumer insurance contract. Your answers to these questions affect the terms and conditions of your cover. If you don’t comply with this duty, we may change the terms of your policy or treat your policy as if it never existed. This may result in your benefit being reduced or denied. 

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