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  • Reduce stress in retirement: planning ahead Caring for a loved one can be a financial, physical and emotional strain. It’s important to know what help is available. https://www.hcf.com.au/health-agenda/work-life/family/reduce-stress-in-retirement
  • What is consent? Talking with your teen about sex and relationships Have you talked to your teen about sex and consent? Here’s why it’s so important to have the sex and relationships chat and what teens want parents to know (and what they want you to say). https://www.hcf.com.au/health-agenda/work-life/family/what-is-consent-talking-with-your-teen-about-sex-and-relationships
  • Getting your affairs in order Have you planned for if you get seriously ill? Have you planned for when you die? This key paperwork can help reduce stress for your family in the future. https://www.hcf.com.au/health-agenda/work-life/family/care-plans-wills
  • Essential sun protection for children Safeguard children from sun damage by starting early and teaching good habits for life. https://www.hcf.com.au/health-agenda/work-life/family/essential-sun-protection-for-children
  • Tackling our health crisis The Australian Partnership Prevention Centre is working on solutions to halt the increasing trend of chronic health conditions. https://www.hcf.com.au/health-agenda/health-care/research-and-insights/tackling-health-crisis
  • Fake health news stories How to spot fake health news stories on social media, and where to go to seek credible, evidence-based medical information. https://www.hcf.com.au/health-agenda/health-care/research-and-insights/fake-health-news-stories
  • The telomere revolution How online doctor services and telehealth advances are changing our relationship with our GPs in Australia. https://www.hcf.com.au/health-agenda/health-care/research-and-insights/telomere-revolution
  • Can technology help older people stay in their homes for longer? Senior Australians can get support staying in their own homes with this health tech. The system helps keep the older person’s support system informed. https://www.hcf.com.au/health-agenda/health-care/research-and-insights/tech-supporting-aged-care
  • Antibiotic resistance: health in crisis Australians are regularly overusing antibiotics, and it could make bacterial infections much more dangerous in the future. https://www.hcf.com.au/health-agenda/health-care/research-and-insights/antibiotic-resistance
  • Innovation in chronic condition care Health Care Homes is an innovative program helping Australians manage chronic conditions. We explain how it can help people better manage their healthcare. https://www.hcf.com.au/health-agenda/health-care/research-and-insights/health-care-homes
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YOUR DUTY TO TAKE REASONABLE CARE

When applying for HCF Life Protect Insurance we’ll ask you some questions about your health, lifestyle and other factors. When answering these questions, please remember you have a duty to take reasonable care not to make a misrepresentation. A misrepresentation includes a statement that is false, partially false, or which doesn’t fairly reflect the truth. It’s not a misrepresentation if you don’t answer a question or if your answer is obviously incomplete or irrelevant to the question asked. So it’s important that you answer any questions in the application process honestly and correctly, and to the best of your knowledge. The duty applies until we issue your cover and extends to making changes to your policy and reinstatements.

This insurance cover is provided under a consumer insurance contract. Your answers to these questions affect the terms and conditions of your cover. If you don’t comply with this duty, we may change the terms of your policy or treat your policy as if it never existed. This may result in your benefit being reduced or denied. 

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