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  • 8 ways to improve your financial wellbeing Understanding your financial wellbeing can help you take control of your money. Follow these eight tips from the experts to take the stress out of cash management. https://www.hcf.com.au/health-agenda/work-life/work/help-financial-health
  • 8 ways to reconnect with your partner after having kids The romance can fade pretty quickly when you’re dealing with nappies, sleep deprivation or angsty tweens. Here’s how to reconnect with your partner. https://www.hcf.com.au/health-agenda/women/strong/reconnect-after-kids1
  • 7 steps to stronger mental wellbeing While good mental health is essential for all women, so is good mental wellbeing, and it’s important to understand the difference. https://www.hcf.com.au/health-agenda/women/mental-health/mental-wellbeing
  • How to start running 5km: a beginner's guide Want to be a runner but don’t know how to start? Athlete Turia Pitt shares her tips for getting started with running. https://www.hcf.com.au/health-agenda/women/strong/start-running-5km
  • 7 ways to increase female libido With these seven effective ways to boost low libido, women can increase their sexual passion and pleasure, and reboot their desire. https://www.hcf.com.au/health-agenda/women/strong/increase-female-libido
  • 8 ways to reconnect with your partner after having kids The romance can fade pretty quickly when you’re dealing with nappies, sleep deprivation or angsty tweens. Here’s how to reconnect with your partner. https://www.hcf.com.au/health-agenda/women/strong/reconnect-after-kids
  • 7 steps to stronger mental wellbeing for women How you connect with others, respond to stress and your general outlook on life are all linked to your mental wellbeing. https://www.hcf.com.au/health-agenda/women/strong/mental-wellbeing
  • Feeling overwhelmed? Being mindful can help In our noisy, daily lives it can be hard to find a moment of silence. Here we explore the benefits of being more mindful during quiet time. https://www.hcf.com.au/health-agenda/body-mind/mental-health/benefits-of-being-mindful
  • Why we need to talk about men’s mental health From peer-support networks to a more formal pathway of care, addressing the mental health needs of Australian men benefits us all. https://www.hcf.com.au/health-agenda/body-mind/mental-health/mens-mental-health
  • How to start running 5km: a beginner's guide Want to be a runner but don’t know how to start? Athlete Turia Pitt shares her tips for getting started with running. https://www.hcf.com.au/health-agenda/women/strong/how-to-start-running-5km
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YOUR DUTY TO TAKE REASONABLE CARE

When applying for HCF Life Protect Insurance we’ll ask you some questions about your health, lifestyle and other factors. When answering these questions, please remember you have a duty to take reasonable care not to make a misrepresentation. A misrepresentation includes a statement that is false, partially false, or which doesn’t fairly reflect the truth. It’s not a misrepresentation if you don’t answer a question or if your answer is obviously incomplete or irrelevant to the question asked. So it’s important that you answer any questions in the application process honestly and correctly, and to the best of your knowledge. The duty applies until we issue your cover and extends to making changes to your policy and reinstatements.

This insurance cover is provided under a consumer insurance contract. Your answers to these questions affect the terms and conditions of your cover. If you don’t comply with this duty, we may change the terms of your policy or treat your policy as if it never existed. This may result in your benefit being reduced or denied. 

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