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  • ECO-ANXIETY: ARE NATURAL DISASTERS CAUSING OUR CHILDREN TO WORRY? Here’s how you can help reduce you children’s eco-anxiety about climate change and give them the confidence to take steps towards a brighter future. https://www.hcf.com.au/health-agenda/body-mind/mental-health/eco-anxiety-children
  • 7 easy ways to boost your health outdoors Spending more time in blue space, like water, and green space, like parks, can help you de-stress, get fitter and improve your memory. https://www.hcf.com.au/health-agenda/body-mind/mental-health/boost-your-health-outdoors
  • Pet etiquette: How to be a better owner for your furry friends Being a great pet owner is more than playing fetch and giving tummy rubs. Learn some basic pet etiquette to keep your animals healthy, happy and safe. https://www.hcf.com.au/health-agenda/work-life/play/pet-etiquette-how-to-be-a-better-owner-for-your-furry-friends
  • Local Australian getaways: The best places to visit Holiday at home this year and enjoy Australia’s amazing natural environment. https://www.hcf.com.au/health-agenda/work-life/play/exploring-Australias-backyard
  • 5 dream holiday destinations to add to your bucket list Keen to travel and looking for the best places to go? Whether you’re into beaches, culture or adventure, add these must-see destinations to your bucket list. https://www.hcf.com.au/health-agenda/work-life/play/5-dream-holiday-destinations
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YOUR DUTY TO TAKE REASONABLE CARE

When applying for HCF Life Protect Insurance we’ll ask you some questions about your health, lifestyle and other factors. When answering these questions, please remember you have a duty to take reasonable care not to make a misrepresentation. A misrepresentation includes a statement that is false, partially false, or which doesn’t fairly reflect the truth. It’s not a misrepresentation if you don’t answer a question or if your answer is obviously incomplete or irrelevant to the question asked. So it’s important that you answer any questions in the application process honestly and correctly, and to the best of your knowledge. The duty applies until we issue your cover and extends to making changes to your policy and reinstatements.

This insurance cover is provided under a consumer insurance contract. Your answers to these questions affect the terms and conditions of your cover. If you don’t comply with this duty, we may change the terms of your policy or treat your policy as if it never existed. This may result in your benefit being reduced or denied. 

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