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About 22 results
  • Addressing diabetes: a dual approach Diabetes in Australia has tripled in the last 25 years. At HCF, we’re investing in research and providing access to tailored health management programs. https://www.hcf.com.au/health-agenda/health-care/research-and-insights/addressing-diabetes-a-dual-approach
  • Serious conditions that can be missed Many serious conditions have vague or hidden symptoms. Here’s how to identify and screen for them. https://www.hcf.com.au/health-agenda/health-care/common-conditions/serious-conditions-that-can-be-missed
  • 5 preventable health conditions You can improve your quality of life every day through healthy eating, exercise and vaccinations. Here are 5 preventable health issues you can address today. https://www.hcf.com.au/health-agenda/health-care/common-conditions/five-preventable-health-conditions
  • The importance of oral health Dental hygiene isn’t just about teeth, good oral health can also help prevent a number of diseases. https://www.hcf.com.au/health-agenda/health-care/common-conditions/the-importance-of-oral-health
  • How diabetes can affect your eyesight For the growing number of Australians diagnosed with diabetes each year, it’s important to understand the risk of eye disease – and how to avoid it. https://www.hcf.com.au/health-agenda/health-care/common-conditions/diabetes-and-your-eye-health
  • Diabetes: common signs and symptoms Are you thirsty, tired and spending a lot of time in the bathroom? These could be diabetes symptoms – but there are ways to treat and live with the condition. https://www.hcf.com.au/health-agenda/health-care/common-conditions/what-is-diabetes-signs-and-symptoms
  • Looking after yourself when you’re sick Taking ownership over your health is a positive step towards long-term wellbeing. Here are 4 self-care tips to practise every day. https://www.hcf.com.au/health-agenda/health-care/common-conditions/look-after-yourself-self-care-tips
  • The facts about kidney disease One in 10 Australians show some sign of kidney disease. We talk to experts and patients to look at the causes and what can be done to manage and prevent it. https://www.hcf.com.au/health-agenda/health-care/common-conditions/kidney-disease-facts
  • What is cholesterol? Cholesterol: what it is, the different types, how to get tested and how to lower your cholesterol levels. https://www.hcf.com.au/health-agenda/health-care/common-conditions/cholesterol
  • Can you reverse pre-diabetes?  If you’re pre-diabetic, important lifestyle changes can reduce your risk of developing type 2 diabetes. Here's what to do. https://www.hcf.com.au/health-agenda/health-care/common-conditions/can-you-reverse-pre-diabetes
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YOUR DUTY TO TAKE REASONABLE CARE

When applying for HCF Life Protect Insurance we’ll ask you some questions about your health, lifestyle and other factors. When answering these questions, please remember you have a duty to take reasonable care not to make a misrepresentation. A misrepresentation includes a statement that is false, partially false, or which doesn’t fairly reflect the truth. It’s not a misrepresentation if you don’t answer a question or if your answer is obviously incomplete or irrelevant to the question asked. So it’s important that you answer any questions in the application process honestly and correctly, and to the best of your knowledge. The duty applies until we issue your cover and extends to making changes to your policy and reinstatements.

This insurance cover is provided under a consumer insurance contract. Your answers to these questions affect the terms and conditions of your cover. If you don’t comply with this duty, we may change the terms of your policy or treat your policy as if it never existed. This may result in your benefit being reduced or denied. 

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