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  • Air pollution: effects and solutions Air pollution can contribute to asthma and respiratory problems. Here are some ways we can improve air quality and reduce health problems from air pollution. https://www.hcf.com.au/health-agenda/health-care/research-and-insights/affects-of-air-pollution
  • A common sense guide to food allergies Knowing how to identify trigger foods and reactions is essential for anyone living with allergies. https://www.hcf.com.au/health-agenda/health-care/common-conditions/a-common-sense-guide-to-food-allergies
  • How to cook Greek-style beef meatballs With its fresh and tangy flavours, this recipe for swordfish with crushed olives and oregano is delicious and healthy. https://www.hcf.com.au/health-agenda/food-diet/recipes/fluffy-beef-keftedes
  • Eczema: types, triggers and treatment Eczema: what are the most common types, what is eczema caused by and how can eczema be treated? https://www.hcf.com.au/health-agenda/health-care/common-conditions/eczema
  • Why mould in the home is bad for your health Damp problems and mould in the home can impact your health. Find out everything from what causes mould and its effects to how to remove and prevent it. https://www.hcf.com.au/health-agenda/health-care/common-conditions/mould-in-the-home
  • Could you have a dust mite allergy? Dust mites are a common allergen, but for the squeamish among us, they’re not a pleasant thought. Here’s what you can do if you think you’re allergic to dust mites. https://www.hcf.com.au/health-agenda/health-care/common-conditions/dust-mite-allergy
  • 5 common health problems in adolescence Worrying about our kids’ health is part of being a parent. Learn the signs and symptoms of some of the most common adolescent health concerns – and when to reach out for support. https://www.hcf.com.au/health-agenda/health-care/common-conditions/common-health-problems-in-adolescence
  • Do you have a food intolerance? If certain things wreak havoc on your digestive system, you could have a food intolerance. We list symptoms, common problematic foods and where to seek help. https://www.hcf.com.au/health-agenda/food-diet/nutrition/do-you-have-a-food-intolerance
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When applying for HCF Life Protect Insurance we’ll ask you some questions about your health, lifestyle and other factors. When answering these questions, please remember you have a duty to take reasonable care not to make a misrepresentation. A misrepresentation includes a statement that is false, partially false, or which doesn’t fairly reflect the truth. It’s not a misrepresentation if you don’t answer a question or if your answer is obviously incomplete or irrelevant to the question asked. So it’s important that you answer any questions in the application process honestly and correctly, and to the best of your knowledge. The duty applies until we issue your cover and extends to making changes to your policy and reinstatements.

This insurance cover is provided under a consumer insurance contract. Your answers to these questions affect the terms and conditions of your cover. If you don’t comply with this duty, we may change the terms of your policy or treat your policy as if it never existed. This may result in your benefit being reduced or denied. 

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