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  • Can technology help older people stay in their homes for longer? Senior Australians can get support staying in their own homes with this health tech. The system helps keep the older person’s support system informed. https://www.hcf.com.au/health-agenda/health-care/research-and-insights/tech-supporting-aged-care
  • Healthcare for an ageing population How Australian healthcare will meet the challenge of providing for the increasing number of people living longer. https://www.hcf.com.au/health-agenda/health-care/research-and-insights/healthcare-for-an-ageing-population
  • Falls in the elderly: Can you prevent them? We talk to experts about the variations in e-cigarettes and examine the research around vaping side effects. https://www.hcf.com.au/health-agenda/health-care/research-and-insights/fall-prevention-for-elderly-people
  • How should we care for our parents as they age? Supporting your elderly parents once they reach a certain stage of life can be a big adjustment. This advice will help you navigate the changes together. https://www.hcf.com.au/health-agenda/work-life/family/how-to-care-for-ageing-parents
  • Macular degeneration: what you need to know Find out if you’re at risk of being affected by this eye disease, how it’s diagnosed and how you can lower your risk factors. https://www.hcf.com.au/health-agenda/health-care/common-conditions/macular-degeneration-what-you-need-know
  • Writing a will: Do you need a lawyer? You might not want to think about writing a will, but this important legal document is designed to bring peace of mind to both you and your loved ones. https://www.hcf.com.au/health-agenda/work-life/family/writing-a-will-do-you-need-a-lawyer
  • How to talk about death with family and friends If someone close to you has died and you’re grieving – or you know someone who is – here’s how to approach the topic sensitively. https://www.hcf.com.au/health-agenda/body-mind/mental-health/how-to-talk-about-death
  • Hospital delirium: what you need to know Hospital delirium is a serious condition and more common than you think. If you're caring for an elderly friend or relative, here’s what to look out for. https://www.hcf.com.au/health-agenda/health-care/common-conditions/hospital-delirium
  • Are you experiencing memory loss or dementia? As we age, it's natural to become more forgetful, but here are some signs to watch out for when that happens and what to do about it. https://www.hcf.com.au/health-agenda/health-care/common-conditions/memory-loss-or-dementia
  • 9 science-backed tips for extending your healthspan When it comes to living longer, researchers agree we need to extend our healthspan (the number of years we live in good health), not just our lifespan. Here’s how. https://www.hcf.com.au/health-agenda/body-mind/physical-health/extend-lifespan
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YOUR DUTY TO TAKE REASONABLE CARE

When applying for HCF Life Protect Insurance we’ll ask you some questions about your health, lifestyle and other factors. When answering these questions, please remember you have a duty to take reasonable care not to make a misrepresentation. A misrepresentation includes a statement that is false, partially false, or which doesn’t fairly reflect the truth. It’s not a misrepresentation if you don’t answer a question or if your answer is obviously incomplete or irrelevant to the question asked. So it’s important that you answer any questions in the application process honestly and correctly, and to the best of your knowledge. The duty applies until we issue your cover and extends to making changes to your policy and reinstatements.

This insurance cover is provided under a consumer insurance contract. Your answers to these questions affect the terms and conditions of your cover. If you don’t comply with this duty, we may change the terms of your policy or treat your policy as if it never existed. This may result in your benefit being reduced or denied. 

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