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  • TIPS FOR THE EARLY STAGES OF PREGNANCY When you find out you’re pregnant, there’s a lot of information to take in. Here’s what you need to know during those early stages of pregnancy. https://www.hcf.com.au/health-agenda/women/pregnancy-birth-perinatal/early-stages-of-pregnancy
  • How HCF family cover has supported Jocelyn and her twin boys Jocelyn and her family have relied on lifesaving medical procedures for the past two decades. And HCF has been with them every step of the way. https://www.hcf.com.au/health-agenda/work-life/family/Jocelyns-twins-HCF-family-cover
  • Fertility challenges and treatment Fertility can be difficult for many couples. Learn about when it’s time to see your doctor to talk about infertility treatments and what to expect on your fertility journey. https://www.hcf.com.au/health-agenda/women/fertility-ivf/infertility-challenges
  • A guide to pregnancy nutrition Eating healthily during pregnancy is important. We’ve put together a guide to pregnancy nutrition to help you understand what you can and can’t eat and drink during your pregnancy. https://www.hcf.com.au/health-agenda/women/pregnancy-birth-perinatal/nutrition-guide
  • 11 common ways your body changes during pregnancy During pregnancy your body changes in more ways than one. We find out what to expect and when to seek medical advice. https://www.hcf.com.au/health-agenda/women/pregnancy-birth-perinatal/body-changes
  • Signs of postnatal depression: when to seek help Here’s how to spot the signs of postnatal depression, and when and where to seek help. https://www.hcf.com.au/health-agenda/women/pregnancy-birth-perinatal/pre-postnatal-depression
  • Unplanned pregnancy: understanding your options Understanding your options if you’re experiencing an unplanned pregnancy. https://www.hcf.com.au/health-agenda/women/pregnancy-birth-perinatal/unplanned
  • Quick guide to getting pregnant: understanding fertility Understanding your cycle is essential when trying to have a baby. Here’s how to better understand your fertility and things to consider when getting pregnant. https://www.hcf.com.au/health-agenda/women/fertility-ivf/conceiving
  • Planning for pregnancy Starting a family is an exciting time in your life. Here’s what you should know before you start trying to conceive. https://www.hcf.com.au/health-agenda/women/pregnancy-birth-perinatal/planning-pregnancy
  • How to be a supportive pregnancy partner Being a supportive pregnancy partner is important. We get some expert advice – plus firsthand insights – on how to prepare for the many different emotions you may both face during pregnancy and post-birth. https://www.hcf.com.au/health-agenda/women/pregnancy-birth-perinatal/partners-perspective
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YOUR DUTY TO TAKE REASONABLE CARE

When applying for HCF Life Protect Insurance we’ll ask you some questions about your health, lifestyle and other factors. When answering these questions, please remember you have a duty to take reasonable care not to make a misrepresentation. A misrepresentation includes a statement that is false, partially false, or which doesn’t fairly reflect the truth. It’s not a misrepresentation if you don’t answer a question or if your answer is obviously incomplete or irrelevant to the question asked. So it’s important that you answer any questions in the application process honestly and correctly, and to the best of your knowledge. The duty applies until we issue your cover and extends to making changes to your policy and reinstatements.

This insurance cover is provided under a consumer insurance contract. Your answers to these questions affect the terms and conditions of your cover. If you don’t comply with this duty, we may change the terms of your policy or treat your policy as if it never existed. This may result in your benefit being reduced or denied. 

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