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About 37 results
  • Life expectancy: why we’re living longer than ever Australians have one of the best life expectancies in the world. Why and what can you do to improve your own life expectancy? https://www.hcf.com.au/health-agenda/health-care/research-and-insights/life-expectancy-in-australia
  • Jean Hailes talks Women’s Health We spoke to Sarah White, CEO of Jean Hailes for Women’s Health, who shares her advice for how we can build an equitable healthcare system for women and all Australians. https://www.hcf.com.au/health-agenda/women/strong/jean-hailes-womens-health
  • How private health cover can help young people Is private health insurance worth it? Even if you’re young and healthy, our programs and services help young people take charge of their health. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/benefits-of-private-health-insurance-young-people
  • How to make the most of your HCF extras cover Did you claim all you could on your health insurance last year? Protect your health and your wallet by making the most of your HCF extras cover over the next 12 months. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/plan-your-extras-cover
  • 8 ways to get more value from your HCF health cover From 100% back on popular extras to joining our health and wellbeing programs, here’s how to get more value from your HCF health cover. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/benefits-of-hcf-cover
  • How technology is shaping the future of healthcare New care models are reinventing the way we deliver healthcare services – from virtual consultations to treatment in the home – and this is just the start. https://www.hcf.com.au/health-agenda/health-care/treatments-and-procedures/future-of-healthcare
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YOUR DUTY TO TAKE REASONABLE CARE

When applying for HCF Life Protect Insurance we’ll ask you some questions about your health, lifestyle and other factors. When answering these questions, please remember you have a duty to take reasonable care not to make a misrepresentation. A misrepresentation includes a statement that is false, partially false, or which doesn’t fairly reflect the truth. It’s not a misrepresentation if you don’t answer a question or if your answer is obviously incomplete or irrelevant to the question asked. So it’s important that you answer any questions in the application process honestly and correctly, and to the best of your knowledge. The duty applies until we issue your cover and extends to making changes to your policy and reinstatements.

This insurance cover is provided under a consumer insurance contract. Your answers to these questions affect the terms and conditions of your cover. If you don’t comply with this duty, we may change the terms of your policy or treat your policy as if it never existed. This may result in your benefit being reduced or denied. 

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