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  • Easy healthy lunch ideas to boost your energy A balanced and nutritious lunch can give you the energy you need and help manage hunger cravings. Our experts share healthy lunch ideas to try. https://www.hcf.com.au/health-agenda/food-diet/nutrition/easy-healthy-lunch-ideas
  • Healthy peanut granola breakfast bowl This healthy peanut granola yoghurt bowl is one of the easiest and most satisfying ways to kickstart your day. https://www.hcf.com.au/health-agenda/food-diet/recipes/healthy-breakfast-bowl
  • Quick and easy lemon ricotta pasta salad From side plates to star of the show, salads are a healthy food staple. This simple and delicious pasta salad is a nutritious choice for any lunch or dinner. https://www.hcf.com.au/health-agenda/food-diet/recipes/lemon-ricotta-pasta-salad
  • Asparagus and pumpkin frittata with goat’s curd This delicious plant-based recipe is so quick and easy to prepare, it’ll fast become a family favourite. https://www.hcf.com.au/health-agenda/food-diet/recipes/asparagus-and-pumpkin-frittata
  • Five-spice salt and pepper tofu This quick and delicious salt and pepper tofu recipe is a healthy, protein-rich addition to your weekly meal plan. https://www.hcf.com.au/health-agenda/food-diet/recipes/salt-and-pepper-tofu
  • Healthy mac and cheese Want to give one of your favourite comfort foods a nutritional boost? Try this mac and cheese recipe from Aussie chef Dan Churchill. https://www.hcf.com.au/health-agenda/food-diet/recipes/healthy-mac-and-cheese
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YOUR DUTY TO TAKE REASONABLE CARE

When applying for HCF Life Protect Insurance we’ll ask you some questions about your health, lifestyle and other factors. When answering these questions, please remember you have a duty to take reasonable care not to make a misrepresentation. A misrepresentation includes a statement that is false, partially false, or which doesn’t fairly reflect the truth. It’s not a misrepresentation if you don’t answer a question or if your answer is obviously incomplete or irrelevant to the question asked. So it’s important that you answer any questions in the application process honestly and correctly, and to the best of your knowledge. The duty applies until we issue your cover and extends to making changes to your policy and reinstatements.

This insurance cover is provided under a consumer insurance contract. Your answers to these questions affect the terms and conditions of your cover. If you don’t comply with this duty, we may change the terms of your policy or treat your policy as if it never existed. This may result in your benefit being reduced or denied. 

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