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  • Stroke rehabilitation changed by robots Robotic technology is helping people who have had a stroke regain their movement, physical strength and independence. https://www.hcf.com.au/health-agenda/health-care/research-and-insights/robots-helping-recover-from-stroke
  • Back Pain: When is it time for surgery? A second opinion may help you feel more informed about your options, even if you’ve got a good relationship with your GP or specialist. https://www.hcf.com.au/health-agenda/health-care/treatments-and-procedures/back-pain-when-time-for-surgery
  • Treatment at home: what you need to know about your options We’re giving our eligible members options around the types of treatment available at home to help you stay in control of your health journey and get the help you need, when you need it. https://www.hcf.com.au/health-agenda/health-care/treatments-and-procedures/treatment-at-home
  • The tiny capsule changing our understanding of gut health Irritable bowel syndrome affects 1 in 5 Australians. A new technological pill may help provide the answers to its cause and guide treatment. https://www.hcf.com.au/health-agenda/health-care/common-conditions/gut-health-capsule
  • How HCF’s Research Foundation is making a difference to everyday Aussies HCF’s Translational Research Grants scheme turns research into action, creating a better hospital experience for all Australians. Read about six programs helping to shape the future of health. https://www.hcf.com.au/health-agenda/health-care/research-and-insights/HCF-translational-grants
  • Empowering women through healthcare We spoke to Sarah White, CEO of Jean Hailes for Women’s Health, who shares her advice for moving towards an equitable healthcare system. https://www.hcf.com.au/health-agenda/women/strong/international-womens-day-2023
  • COVID-19 and vaccine questions answered With new developments every day, we understand it can be difficult to keep up with the latest guidelines and health advice around COVID-19 and the vaccine. Find answers to your COVID-19 and vaccine questions. https://www.hcf.com.au/health-agenda/body-mind/physical-health/covid-vaccine-questions
  • The benefits of neurodiversity in the workplace Around 15-20% of people are neurodivergent, and many companies now recognise that a neurodiverse workplace can strengthen their workforce. Here’s how to be more inclusive. https://www.hcf.com.au/health-agenda/work-life/work/neurodiversity-in-the-workplace
  • Digital healthcare: What the future holds for our health Recent innovation in healthcare has evolved the way we’re looking after ourselves. Here’s how AI and digital technology are shaping our health and wellbeing for years to come. https://www.hcf.com.au/health-agenda/health-care/research-and-insights/AI-and-telehealth
  • FUNDING HEALTHCARE RESEARCH FOR ALL AUSTRALIANS The HCF Research Foundation was set up to fund research into health services to benefit HCF members and all Australians. Now in its 22nd year, its work shows why research is important in healthcare. https://www.hcf.com.au/health-agenda/health-care/research-and-insights/why-research-is-important-in-healthcare
  • Life expectancy: why we’re living longer than ever Australians have one of the best life expectancies in the world. Why and what can you do to improve your own life expectancy? https://www.hcf.com.au/health-agenda/health-care/research-and-insights/life-expectancy-in-australia
  • Jean Hailes talks Women’s Health We spoke to Sarah White, CEO of Jean Hailes for Women’s Health, who shares her advice for how we can build an equitable healthcare system for women and all Australians. https://www.hcf.com.au/health-agenda/women/strong/jean-hailes-womens-health
  • How private health cover can help young people Is private health insurance worth it? Even if you’re young and healthy, our programs and services help young people take charge of their health. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/benefits-of-private-health-insurance-young-people
  • How to make the most of your HCF extras cover Did you claim all you could on your health insurance last year? Protect your health and your wallet by making the most of your HCF extras cover over the next 12 months. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/plan-your-extras-cover
  • 8 ways to get more value from your HCF health cover From 100% back on popular extras to joining our health and wellbeing programs, here’s how to get more value from your HCF health cover. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/benefits-of-hcf-cover
  • How technology is shaping the future of healthcare New care models are reinventing the way we deliver healthcare services – from virtual consultations to treatment in the home – and this is just the start. https://www.hcf.com.au/health-agenda/health-care/treatments-and-procedures/future-of-healthcare
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YOUR DUTY TO TAKE REASONABLE CARE

When applying for HCF Life Protect Insurance we’ll ask you some questions about your health, lifestyle and other factors. When answering these questions, please remember you have a duty to take reasonable care not to make a misrepresentation. A misrepresentation includes a statement that is false, partially false, or which doesn’t fairly reflect the truth. It’s not a misrepresentation if you don’t answer a question or if your answer is obviously incomplete or irrelevant to the question asked. So it’s important that you answer any questions in the application process honestly and correctly, and to the best of your knowledge. The duty applies until we issue your cover and extends to making changes to your policy and reinstatements.

This insurance cover is provided under a consumer insurance contract. Your answers to these questions affect the terms and conditions of your cover. If you don’t comply with this duty, we may change the terms of your policy or treat your policy as if it never existed. This may result in your benefit being reduced or denied. 

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