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  • Addressing diabetes: a dual approach Diabetes in Australia has tripled in the last 25 years. At HCF, we’re investing in research and providing access to tailored health management programs. https://www.hcf.com.au/health-agenda/health-care/research-and-insights/addressing-diabetes-a-dual-approach
  • Gene editing – the future of health? From faster, cheaper research to potential cures for cancer, new gene-editing techniques are dramatically changing what’s possible. https://www.hcf.com.au/health-agenda/health-care/research-and-insights/gene-editing-the-future-of-health
  • A new weapon against cervical cancer How online doctor services and telehealth advances are changing our relationship with our GPs in Australia. https://www.hcf.com.au/health-agenda/health-care/research-and-insights/weapon-against-cervical-cancer
  • How doctor–patient relationships are changing How online doctor services and telehealth advances are changing our relationship with our GPs in Australia. https://www.hcf.com.au/health-agenda/health-care/research-and-insights/how-doctor-patient-relationships-are-changing
  • Visceral fat: health problems beneath the surface While hard to see from the outside, hidden or visceral fat can cause health problems. Here are the signs. https://www.hcf.com.au/health-agenda/food-diet/nutrition/reduce-visceral-fat
  • Healthy eating after 50 Should your diet change as you get older? We get food tips on how to eat healthy from age 50 on, including changing nutritional needs. https://www.hcf.com.au/health-agenda/food-diet/nutrition/healthy-eating-after-50
  • Common diet mistakes What are the top diet mistakes people make? Why do they happen? Healthy eating tips from dietitians help you avoid these poor diet habits. https://www.hcf.com.au/health-agenda/food-diet/nutrition/diet-mistakes
  • What your oral health can tell you about your body Bleeding gums, bad breath and temperature sensitivity are no fun. They can highlight problems with your dental health and also point to problems with your overall health. Here’s what to look out for. https://www.hcf.com.au/health-agenda/health-care/common-conditions/signs-of-poor-oral-health
  • Protecting yourself from COVID-19 and the flu As we continue to deal with the impact of the pandemic, it’s understandable to feel more anxious about the flu this year, as it shares some of the same symptoms as COVID-19. https://www.hcf.com.au/health-agenda/health-care/common-conditions/flu-or-coronavirus
  • Kids and food allergies: How to stop the bullying Supporting your elderly parents once they reach a certain stage of life can be a big adjustment. This advice will help you navigate the changes together. https://www.hcf.com.au/health-agenda/work-life/family/how-to-stop-food-allergy-bullying-kids
  • Finding your Third Space Struggling to achieve work-life balance? The Third Space may be the answer. https://www.hcf.com.au/health-agenda/body-mind/mental-health/finding-your-third-space
  • The pursuit of happiness as we age Are you about to retire? The good news is research shows older Aussies are happier than they’ve ever been – here’s why and how. https://www.hcf.com.au/health-agenda/body-mind/mental-health/finding-happiness-in-old-age
  • The importance of friendships as you age Having friends is good for your health – that’s no surprise. But new research shows that as we get older, close ties with friends become more important than ever. https://www.hcf.com.au/health-agenda/body-mind/mental-health/the-importance-of-friendships-as-you-age
  • Staying healthy on holidays These travel safety tips will ensure you stay healthy on holidays, including tips from food safety to travel vaccinations. https://www.hcf.com.au/health-agenda/work-life/play/staying-healthy-on-holidays
  • Can gardening reduce your stress levels? Gardening can improve your mental and physical health. We find out how spending time in a garden can help you and how to get your own garden started https://www.hcf.com.au/health-agenda/work-life/play/gardening-reduce-stress-levels
  • Why do you get sick when you take a break? Getting ill the moment your holiday starts is common. We find out how to leave the stress and germs at home so you can enjoy your break. https://www.hcf.com.au/health-agenda/work-life/play/sick-when-you-take-break
  • Can we prevent cyberbullying? How do we stop our children from being cyberbullied without taking away access to the internet? Here’s some suggestions for creating a safe space for your child online. https://www.hcf.com.au/health-agenda/work-life/family/can-we-prevent-cyberbullying
  • How to move more at work Whether you sit or stand at work, finding ways to move more can deliver benefits, from preventing back pain to lowering your risk of chronic illnesses. https://www.hcf.com.au/health-agenda/work-life/work/move-more-at-work
  • First aid basics we should all know Accidents happen. Do you know how to help someone who’s injured? Learn how. https://www.hcf.com.au/health-agenda/health-care/giving-back/first-aid-basics-we-should-all-know
  • Prescription meds It starts innocuously enough. You have your wisdom teeth out and are given an opioid like oxycodone for pain relief. https://www.hcf.com.au/health-agenda/health-care/treatments-and-procedures/prescription-medications
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YOUR DUTY TO TAKE REASONABLE CARE

When applying for HCF Life Protect Insurance we’ll ask you some questions about your health, lifestyle and other factors. When answering these questions, please remember you have a duty to take reasonable care not to make a misrepresentation. A misrepresentation includes a statement that is false, partially false, or which doesn’t fairly reflect the truth. It’s not a misrepresentation if you don’t answer a question or if your answer is obviously incomplete or irrelevant to the question asked. So it’s important that you answer any questions in the application process honestly and correctly, and to the best of your knowledge. The duty applies until we issue your cover and extends to making changes to your policy and reinstatements.

This insurance cover is provided under a consumer insurance contract. Your answers to these questions affect the terms and conditions of your cover. If you don’t comply with this duty, we may change the terms of your policy or treat your policy as if it never existed. This may result in your benefit being reduced or denied. 

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