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About 90 results
  • Medical tourism: what are the risks? The risks of travelling overseas for surgery, particularly cosmetic surgery. Does insurance cover you? And will you really save money? https://www.hcf.com.au/health-agenda/health-care/treatments-and-procedures/medical-tourism-what-are-the-risks
  • Macular degeneration: what you need to know Find out if you’re at risk of being affected by this eye disease, how it’s diagnosed and how you can lower your risk factors. https://www.hcf.com.au/health-agenda/health-care/common-conditions/macular-degeneration-what-you-need-know
  • Eye health alerts Eyes can give doctors valuable insights into a range of potentially dangerous health conditions. https://www.hcf.com.au/health-agenda/health-care/common-conditions/eye-health-alerts
  • Kidney disease: a silent killer https://www.hcf.com.au/health-agenda/health-care/common-conditions/kidney-disease
  • Eye tests and check-ups for healthy eyesight To protect your eyesight and maintain good eye health, it’s important to have regular eyesight tests with a qualified optometrist. But how long does an eye test take and what types of things do they look for? Here’s what you need to know when getting your eyes checked. https://www.hcf.com.au/health-agenda/health-care/common-conditions/how-eye-tests-work
  • Should you limit your X-ray exposure? Do X-rays contain harmful levels of radiation? We look at how X-rays work, what they are used for and explain the different levels of radiation. https://www.hcf.com.au/health-agenda/health-care/treatments-and-procedures/xray-exposure
  • Fact or fiction? 6 common dental health beliefs Dental hygiene tips from teeth experts, including how to avoid tooth decay. Regular brushing is vital for teeth, gums and overall health. https://www.hcf.com.au/health-agenda/health-care/treatments-and-procedures/teeth-truths-myths
  • Do you know how to treat minor burns? How to know if you have a minor burn and how to treat it correctly. https://www.hcf.com.au/health-agenda/health-care/treatments-and-procedures/do-you-know-how-to-treat-minor-burns
  • Choosing the right health specialist The truth about IVF, including fertility and success rates in Australia. https://www.hcf.com.au/health-agenda/health-care/treatments-and-procedures/choosing-the-right-specialist
  • Your guide to important check-ups for children The best time to get your child’s hearing, sight and teeth checked, including the screening programs in Australia. https://www.hcf.com.au/health-agenda/health-care/treatments-and-procedures/your-guide-to-important-check-ups-for-children
  • Looking after yourself when you’re sick Taking ownership over your health is a positive step towards long-term wellbeing. Here are 4 self-care tips to practise every day. https://www.hcf.com.au/health-agenda/health-care/common-conditions/look-after-yourself-self-care-tips
  • Fever: when to treat it, and when to leave it alone https://www.hcf.com.au/health-agenda/health-care/common-conditions/treat-fever
  • What is myopia and can you prevent it? Though myopia can be caused by genes, environmental factors also play a part. Here’s how to reduce the risk of myopia in you and your children. https://www.hcf.com.au/health-agenda/health-care/common-conditions/myopia
  • The facts about kidney disease One in 10 Australians show some sign of kidney disease. We talk to experts and patients to look at the causes and what can be done to manage and prevent it. https://www.hcf.com.au/health-agenda/health-care/common-conditions/kidney-disease-facts
  • Eczema: types, triggers and treatment Eczema: what are the most common types, what is eczema caused by and how can eczema be treated? https://www.hcf.com.au/health-agenda/health-care/common-conditions/eczema
  • Glue ear in kids Glue ear can cause problems with a child’s hearing, speech and behavioural development. But how is it treated and how do grommets work? https://www.hcf.com.au/health-agenda/health-care/common-conditions/glue-ear
  • How easy is it to damage your hearing? Are you damaging your hearing without knowing it? Here’s how to find out, including types of hearing loss and how to prevent hearing loss. https://www.hcf.com.au/health-agenda/health-care/common-conditions/hearing-damage
  • Migraines: more than a bad headache What is a migraines? If you suffer from these severe headaches there are ways to treat them, and possibly prevent them from occurring. https://www.hcf.com.au/health-agenda/health-care/common-conditions/migraines
  • Knee replacement A knee replacement can seem daunting, but it can give you a new lease on life. Here are the factors to consider with knee surgery, including info from surgeons. https://www.hcf.com.au/health-agenda/health-care/common-conditions/knee-replacement
  • What are autoimmune diseases and how to spot the signs There are more than 80 types of autoimmune diseases, and they affect around 5% of Aussies. But what are they? https://www.hcf.com.au/health-agenda/health-care/common-conditions/autoimmune-diseases
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When applying for HCF Life Protect Insurance we’ll ask you some questions about your health, lifestyle and other factors. When answering these questions, please remember you have a duty to take reasonable care not to make a misrepresentation. A misrepresentation includes a statement that is false, partially false, or which doesn’t fairly reflect the truth. It’s not a misrepresentation if you don’t answer a question or if your answer is obviously incomplete or irrelevant to the question asked. So it’s important that you answer any questions in the application process honestly and correctly, and to the best of your knowledge. The duty applies until we issue your cover and extends to making changes to your policy and reinstatements.

This insurance cover is provided under a consumer insurance contract. Your answers to these questions affect the terms and conditions of your cover. If you don’t comply with this duty, we may change the terms of your policy or treat your policy as if it never existed. This may result in your benefit being reduced or denied. 

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