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  • Visceral fat: health problems beneath the surface While hard to see from the outside, hidden or visceral fat can cause health problems. Here are the signs. https://www.hcf.com.au/health-agenda/food-diet/nutrition/reduce-visceral-fat
  • Food and Your Mood: How what you eat directly affects your brain Hydration is important to stay healthy. But water isn’t the only way to keep hydrated, other food and drinks can also help. https://www.hcf.com.au/health-agenda/food-diet/nutrition/mood-food-affect-benefits-brain
  • Cooked or raw foods: which is healthiest? Are cooked or raw foods better for you? Learn how to prepare foods for the best nutritional impact, with a list of foods best cooked and foods best eaten raw. https://www.hcf.com.au/health-agenda/food-diet/nutrition/raw-vs-cooked-food
  • Decode food labels for healthy food choices Hydration is important to stay healthy. But water isn’t the only way to keep hydrated, other food and drinks can also help. https://www.hcf.com.au/health-agenda/food-diet/nutrition/understanding-food-labels
  • Healthy eating after 50 Should your diet change as you get older? We get food tips on how to eat healthy from age 50 on, including changing nutritional needs. https://www.hcf.com.au/health-agenda/food-diet/nutrition/healthy-eating-after-50
  • Is there more to hydration than water? Hydration is important to stay healthy. But water isn’t the only way to keep hydrated, other food and drinks can also help. https://www.hcf.com.au/health-agenda/food-diet/nutrition/more-to-hydration-than-water
  • Is your daily caffeine hit ruining your sleep? We’re sorry to break the news, but your daily caffeine hit could be ruining your sleep. Here’s how that extra cup can cause chaos at night. https://www.hcf.com.au/health-agenda/food-diet/nutrition/coffee-ruining-sleep
  • Common diet mistakes What are the top diet mistakes people make? Why do they happen? Healthy eating tips from dietitians help you avoid these poor diet habits. https://www.hcf.com.au/health-agenda/food-diet/nutrition/diet-mistakes
  • Is it harder to lose weight when you’re older? With a few lifestyle changes, maintaining a healthy weight doesn’t have to be hard as you age, says dietitian and exercise physiologist Caitlin Reid. https://www.hcf.com.au/health-agenda/food-diet/nutrition/is-it-harder-to-lose-weight-when-older
  • The dirt on clean eating We see #cleaneating everywhere – in celebrity interviews, Instagrammed breakfasts, podcasts and diet books – but what does it mean, and is it healthy? https://www.hcf.com.au/health-agenda/food-diet/nutrition/the-dirt-on-clean-eating
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YOUR DUTY TO TAKE REASONABLE CARE

When applying for HCF Life Protect Insurance we’ll ask you some questions about your health, lifestyle and other factors. When answering these questions, please remember you have a duty to take reasonable care not to make a misrepresentation. A misrepresentation includes a statement that is false, partially false, or which doesn’t fairly reflect the truth. It’s not a misrepresentation if you don’t answer a question or if your answer is obviously incomplete or irrelevant to the question asked. So it’s important that you answer any questions in the application process honestly and correctly, and to the best of your knowledge. The duty applies until we issue your cover and extends to making changes to your policy and reinstatements.

This insurance cover is provided under a consumer insurance contract. Your answers to these questions affect the terms and conditions of your cover. If you don’t comply with this duty, we may change the terms of your policy or treat your policy as if it never existed. This may result in your benefit being reduced or denied. 

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