$400 limit per person max $800 per policy
Max 1 check up, 1 scale and clean, and 1 fluoride treatment per person, per year
| Service | Benefits |
|---|---|
| Examinations | $29 - $60 |
| Single film x-rays | $24 |
| Removal of plaque / calculus | $36 - $55 |
| Application of fluoride | $25 |
| Direct fillings (1-2 surfaces) | $66 - $91 |
| Simple extractions | $78 - $88 |
| Teeth whitening - In-chair (service limits apply) | $41 |
| General Dental | 2 months |
| Major Dental | 12 months |
| Orthodontic | 12 months |
$100 limit per person max $200 per policy
| Service | Benefits |
|---|---|
| Spectacle frames | 100% of fee up to per person annual limit |
| Spectacle lenses - pair (excludes add-ons such as high index material, coatings and tinting) | 100% of fee up to per person annual limit |
| Contact lenses - pair | 100% of fee up to per person annual limit |
| Optical | 2 months |
$200 limit per person $400 max per policy
| Service | Benefits |
|---|---|
| Physiotherapy – initial / subsequent | $42 / $36 |
$120 limit per person/max $240 per policy
| Service | Benefits |
|---|---|
| HCF-approved Online Cognitive Behavioural Therapy courses | $35 - $59 |
$100 limit per person/max $200 per policy - combined limit
| Service | Benefits |
|---|---|
| Chiropractic - initial / subsequent | $33 / $25 |
| Osteopathy - initial / subsequent | $40 / $30 |
| Remedial massage and myotherapy | $30 |
| Acupuncture and Chinese herbal medicine consultation | $30 |
| Therapies (excluding foot orthotics) | 2 months |
Extras cover helps reduce out-of-pocket expenses that come with managing or improving your health. Depending on which extras cover you choose, you can claim on a range of services like dental, optical, physio, weight management programs and more. Waiting periods apply and vary according to the type of service.
If you have extras cover, we’ll pay up to a set amount for extras services (like dental or optical), depending on your annual limits. The amount we’ll pay also varies depending on your level of cover. You’ll need to pay the difference between what your extras provider charges and the benefits we pay: this is an extras gap.
Getting the most out of your extras cover means more money saved, and a boost to your family’s health and wellbeing. Preventive health checks are important at any age and our wide network of extras providers makes accessing care easy. Depending on your level of cover and which service you choose, you could get 100% back** through our no-gap providers.
Included means services and treatments are covered and you'll have less out-of-pocket expenses.
$400 limit per person max $800 per policy
Max 1 check up, 1 scale and clean, and 1 fluoride treatment per person, per year
| Service | Benefits |
|---|---|
| Examinations | $29 - $60 |
| Single film x-rays | $24 |
| Removal of plaque / calculus | $36 - $55 |
| Application of fluoride | $25 |
| Direct fillings (1-2 surfaces) | $66 - $91 |
| Simple extractions | $78 - $88 |
| Teeth whitening - In-chair (service limits apply) | $41 |
| General Dental | 2 months |
| Major Dental | 12 months |
| Orthodontic | 12 months |
$100 limit per person max $200 per policy
| Service | Benefits |
|---|---|
| Spectacle frames | 100% of fee up to per person annual limit |
| Spectacle lenses - pair (excludes add-ons such as high index material, coatings and tinting) | 100% of fee up to per person annual limit |
| Contact lenses - pair | 100% of fee up to per person annual limit |
| Optical | 2 months |
$200 limit per person $400 max per policy
| Service | Benefits |
|---|---|
| Physiotherapy – initial / subsequent | $42 / $36 |
$120 limit per person/max $240 per policy
| Service | Benefits |
|---|---|
| HCF-approved Online Cognitive Behavioural Therapy courses | $35 - $59 |
$100 limit per person/max $200 per policy - combined limit
| Service | Benefits |
|---|---|
| Chiropractic - initial / subsequent | $33 / $25 |
| Osteopathy - initial / subsequent | $40 / $30 |
| Remedial massage and myotherapy | $30 |
| Acupuncture and Chinese herbal medicine consultation | $30 |
| Therapies (excluding foot orthotics) | 2 months |
Extras cover helps reduce out-of-pocket expenses that come with managing or improving your health. Depending on which extras cover you choose, you can claim on a range of services like dental, optical, physio, weight management programs and more. Waiting periods apply and vary according to the type of service.
If you have extras cover, we’ll pay up to a set amount for extras services (like dental or optical), depending on your annual limits. The amount we’ll pay also varies depending on your level of cover. You’ll need to pay the difference between what your extras provider charges and the benefits we pay: this is an extras gap.
Getting the most out of your extras cover means more money saved, and a boost to your family’s health and wellbeing. Preventive health checks are important at any age and our wide network of extras providers makes accessing care easy. Depending on your level of cover and which service you choose, you could get 100% back** through our no-gap providers.
Restricted means hospital benefits are limited and you may have higher out-of-pocket expenses for these services and treatments.
$400 limit per person max $800 per policy
Max 1 check up, 1 scale and clean, and 1 fluoride treatment per person, per year
| Service | Benefits |
|---|---|
| Examinations | $29 - $60 |
| Single film x-rays | $24 |
| Removal of plaque / calculus | $36 - $55 |
| Application of fluoride | $25 |
| Direct fillings (1-2 surfaces) | $66 - $91 |
| Simple extractions | $78 - $88 |
| Teeth whitening - In-chair (service limits apply) | $41 |
| General Dental | 2 months |
| Major Dental | 12 months |
| Orthodontic | 12 months |
$100 limit per person max $200 per policy
| Service | Benefits |
|---|---|
| Spectacle frames | 100% of fee up to per person annual limit |
| Spectacle lenses - pair (excludes add-ons such as high index material, coatings and tinting) | 100% of fee up to per person annual limit |
| Contact lenses - pair | 100% of fee up to per person annual limit |
| Optical | 2 months |
$200 limit per person $400 max per policy
| Service | Benefits |
|---|---|
| Physiotherapy – initial / subsequent | $42 / $36 |
$120 limit per person/max $240 per policy
| Service | Benefits |
|---|---|
| HCF-approved Online Cognitive Behavioural Therapy courses | $35 - $59 |
$100 limit per person/max $200 per policy - combined limit
| Service | Benefits |
|---|---|
| Chiropractic - initial / subsequent | $33 / $25 |
| Osteopathy - initial / subsequent | $40 / $30 |
| Remedial massage and myotherapy | $30 |
| Acupuncture and Chinese herbal medicine consultation | $30 |
| Therapies (excluding foot orthotics) | 2 months |
Extras cover helps reduce out-of-pocket expenses that come with managing or improving your health. Depending on which extras cover you choose, you can claim on a range of services like dental, optical, physio, weight management programs and more. Waiting periods apply and vary according to the type of service.
If you have extras cover, we’ll pay up to a set amount for extras services (like dental or optical), depending on your annual limits. The amount we’ll pay also varies depending on your level of cover. You’ll need to pay the difference between what your extras provider charges and the benefits we pay: this is an extras gap.
Getting the most out of your extras cover means more money saved, and a boost to your family’s health and wellbeing. Preventive health checks are important at any age and our wide network of extras providers makes accessing care easy. Depending on your level of cover and which service you choose, you could get 100% back** through our no-gap providers.
Excluded means no hospital benefits are payable and you'll pay all out-of-pocket expenses for these services and treatments.
$400 limit per person max $800 per policy
Max 1 check up, 1 scale and clean, and 1 fluoride treatment per person, per year
| Service | Benefits |
|---|---|
| Examinations | $29 - $60 |
| Single film x-rays | $24 |
| Removal of plaque / calculus | $36 - $55 |
| Application of fluoride | $25 |
| Direct fillings (1-2 surfaces) | $66 - $91 |
| Simple extractions | $78 - $88 |
| Teeth whitening - In-chair (service limits apply) | $41 |
| General Dental | 2 months |
| Major Dental | 12 months |
| Orthodontic | 12 months |
$100 limit per person max $200 per policy
| Service | Benefits |
|---|---|
| Spectacle frames | 100% of fee up to per person annual limit |
| Spectacle lenses - pair (excludes add-ons such as high index material, coatings and tinting) | 100% of fee up to per person annual limit |
| Contact lenses - pair | 100% of fee up to per person annual limit |
| Optical | 2 months |
$200 limit per person $400 max per policy
| Service | Benefits |
|---|---|
| Physiotherapy – initial / subsequent | $42 / $36 |
$120 limit per person/max $240 per policy
| Service | Benefits |
|---|---|
| HCF-approved Online Cognitive Behavioural Therapy courses | $35 - $59 |
$100 limit per person/max $200 per policy - combined limit
| Service | Benefits |
|---|---|
| Chiropractic - initial / subsequent | $33 / $25 |
| Osteopathy - initial / subsequent | $40 / $30 |
| Remedial massage and myotherapy | $30 |
| Acupuncture and Chinese herbal medicine consultation | $30 |
| Therapies (excluding foot orthotics) | 2 months |
Extras cover helps reduce out-of-pocket expenses that come with managing or improving your health. Depending on which extras cover you choose, you can claim on a range of services like dental, optical, physio, weight management programs and more. Waiting periods apply and vary according to the type of service.
If you have extras cover, we’ll pay up to a set amount for extras services (like dental or optical), depending on your annual limits. The amount we’ll pay also varies depending on your level of cover. You’ll need to pay the difference between what your extras provider charges and the benefits we pay: this is an extras gap.
Getting the most out of your extras cover means more money saved, and a boost to your family’s health and wellbeing. Preventive health checks are important at any age and our wide network of extras providers makes accessing care easy. Depending on your level of cover and which service you choose, you could get 100% back** through our no-gap providers.
