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rebate
{{ss.stepData.steps[ss.stepData.selectedType].rebate.rebateTier}}
{{ss.stepData.steps[ss.stepData.selectedType].rebate.percentage}}%
Edit
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Selected
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Package
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Excess
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Total from
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Add hospital cover?
Hospital cover helps cover the cost of in-hospital treatment by your doctor and other hospital costs such as accommodation, operating theatre and intensive care.
HCF Starter Extras (with optical)
- 100% back on one dental check per year at participating providers
- Optical, including glasses and contact lenses
- Cover on a range of therapies
What's covered
HCF Starter Extras (with optical)
Basic extras cover for dental, optical and selected therapies
extras waiting period
Waiting Periods
| General dental | 2 months |
| Major dental | 12 months |
| Optical | 2 months |
| Therapies (excluding foot orthotics) | 2 months |
| Travel and Accommodation | 2 months |
| Vaccines and Immunisations | 2 months |
| Artificial aids | 12 months |
| Hearing aids | 12 months |
| Health Management Programs | 2 months |
| School Accident Benefit | 2 - 12 months |
| *Please see the Product summary for information on policy inclusions |
Category
Services
Benefits
$400 limit per person max $800 per policy
Max 1 check up, 1 scale and clean, and 1 fluoride treatment per person, per year
| Examinations | $29 - $60 | |
| Single film x-rays | $24 | |
| Removal of plaque / calculus | $36 - $55 | |
| Application of fluoride | $25 |
| Direct fillings (1-2 surfaces) | $66 - $86 | |
| Simple extractions | $78 - $88 | |
$100 limit per person max $200 per policy
| Spectacle frames | $100 | |
| Spectacle lenses - pair (excludes add-ons such as high index material, coatings and tinting) | $100 | |
| Contact lenses - pair | $100 |
$200 limit per person $400 max per policy
| Physiotherapy – initial / subsequent | $42 / $36 | |
$100 limit per person/max $200 per policy - combined limit
| Chiropractic - initial / subsequent | $33 / $25 | |
| Osteopathy - initial / subsequent | $40 / $30 | |
| Remedial massage and myotherapy - initial / subsequent | $30 / $25 | |
| Acupuncture and Chinese herbal medicine consultation - initial / subsequent | $30 / $25 |
