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1800 062 063

HCF My Future 750 Basic Plus

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Price excludes Lifetime Health Cover loading

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Purchase


HCF My Future Basic Plus Hospital

  • Joint reconstructions
  • Hernia and appendix
  • Dental surgery
  • And other common treatments

HCF My Future 750 Extras

  • $600 combined extras limit
  • More for Muscles (physio)
  • Teeth whitening (provided by your dentist)
Product summary

HCF My Future 750 Basic Plus product summary

Download PDF

356.9KB PDF

What's covered

HCF My Future Basic Plus Hospital

Hospital cover designed for young singles and couples getting health cover for the first time

Services
Waiting period
Emergency ambulance 1 day
Rehabilitation This is a service where Minimum Benefits apply, which means that we will pay the rate set out by the Commonwealth as the minimum shared room benefit, and benefits for Government approved Prostheses if applicable. 2 months
Hospital psychiatric services This is a service where Minimum Benefits apply, which means that we will pay the rate set out by the Commonwealth as the minimum shared room benefit, and benefits for Government approved Prostheses if applicable.
Members who have held hospital cover for at least 2 months and upgrade to HCF Hospital Gold to receive hospital psychiatric services as covered services may not be required to serve the waiting period for hospital psychiatric services. This exemption can only be accessed once in a member's lifetime. 		2 months
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HCF My Future 750 Extras

Flexible extras cover that lets you claim on the included services you need most.

extras waiting period
Waiting Periods
General dental 2 months
Major dental 12 months
Optical 2 months
Therapies (excluding foot orthotics) 2 months
Travel and Accommodation 2 months
Vaccines and Immunisations 2 months
Artificial aids 12 months
Hearing aids 12 months
Health Management Programs 2 months
School Accident Benefit 2 - 12 months
*Please see the Product summary for information on policy inclusions
Category
Services
Benefits
Dental
Examinations $29 - $60
Single film x-rays $24
Removal of plaque / calculus $36 - $55
Application of fluoride $25
Direct fillings $66 - $143
Simple extractions $78 - $88
Indirect fillings $240 - $495
Surgical extractions $125 - $200
Treatment of tissue surrounding teeth $18 - $314
Treatment of root canals $18 - $193
Therapies
Physiotherapy – initial / subsequent $38 / $32
Exercise physiology $26
Psychology (after Medicare entitlement used up) $48
Chiropractic - initial / subsequent $30 / $23
Osteopathy - initial / subsequent $38 / $32
Remedial massage and myotherapy - initial / subsequent $27 / $22
Acupuncture and Chinese herbal medicine consultation - initial / subsequent $30 / $25
Other
HCF approved vaccines and immunisations (After PBS equivalent co-payment subtracted) Up to $50 per script

HOSPITAL SERVICES NOT COVERED IN THIS PACKAGE

Brain and nervous system
Eye (not cataracts)
Kidney and bladder
Male reproductive system
Digestive system
Gastrointestinal endoscopy
Gynaecology
Chemotherapy, radiotherapy and immunotherapy for cancer
Pain management
Breast surgery (medically necessary)
Diabetes management (excluding insulin pumps)
Heart and vascular system
Lung and chest
Blood
Back, neck and spine
Plastic and reconstructive surgery (medically necessary)
Podiatric surgery (provided by a registered podiatric surgeon)
Implantation of hearing devices
Cataracts
Joint replacements
Dialysis for chronic kidney failure
Pregnancy and birth
Assisted reproductive services
Weight loss surgery
Insulin pumps
Pain management with device
View the product summary
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* Important information

HCF's 30 day guarantee - we want you to be happy with your health cover and the choice you've made. So if you change your mind and cancel your HCF policy within 30 days of joining, we will give a 100% refund as long as you haven't made a claim in that period.

The price quoted excludes any Lifetime Health Cover loading.

Before applying to join any of the HCF Hospital and/or Extra Product options, it is important that you read and understand the product information for the cover you have selected. We recommend that you consider the Product Summary to obtain full details of inclusions, exclusions, waiting periods and all limits that may apply.

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